Liberalization Study guides, Class notes & Summaries
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Florida Insurance 20-44 Exam Study Guide
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabilit...
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Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct
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Florida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% Correct 
insurance - ANSWER-________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - ANSWER-_____________...
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Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working out thei...
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Florida Claims Adjuster Exam 206 Questions with 100% Correct Answers 33 Pages
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as 
additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Correct Answer -D. All listed interests Remember that the insurer is not 
responsible to know the degrees of interest. In the event of a loss, one payment is made by 
the insurer and it is up to the additional in...
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Florida Claims Adjuster Exam 206 Questions with 100% Correct Answers | 33 Pages
- Exam (elaborations) • 36 pages • 2022
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Florida Claims Adjuster Exam Questions with Correct Answers 
1 / 36 
1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy.The 
insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In 
the event of a loss, one payment is ma...
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Florida Claims Adjuster Exam questions and answers 2023
- Exam (elaborations) • 26 pages • 2023
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Florida Claims Adjuster Exam questions and answers 2023Severability 
Insurance applies separately to each insured as if other insureds did not exist. 
 
 
 
Abandonment 
Property insurance policies usually contain a(n) __________ clause, stating the insured cannot dump damaged property on the insurer and demand its full value. 
 
 
 
Insurable Interest 
One wherein economic loss would be suffered from an adverse happening to the subject. 
 
 
 
Liberalization 
States that if the insurer adopts a...
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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California property and casualty exam questions and answers graded A
- Exam (elaborations) • 86 pages • 2022
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alifornia property and casualty exam questions and answers graded A The process where by a mutul insurer becomes a stock company is called Demutalization 
The process whereby a stock company a mutal insurer is called Mutalization 
The provision in a property policy which states that the insured has been paid up to their insurable interest is Valuation clause 
The part of the policy that states the amout of coverage the insured property policy period is Declaration 
Part of the policy that establ...
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AD Banker Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100% correct| A Grade
- Exam (elaborations) • 63 pages • 2024
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AD Banker Exam (New 2024/ 2025 Update) 
Questions and Verified Answers| 100% 
 
QUESTION 
correct| A Grade 
 Which property condition requires the insurer broaden coverage during the policy period 
without an increase in premium? 
A. Appraisal 
B. Assignment 
C. Liberalization 
D. Other Insurance 
 
 
Answer: 
C Liberalization 
 
The Liberalization Clause states that if the insurance company makes a change that broadens 
coverage under this edition of the policy without an additional premium...
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2024 FLORIDA CLAIMS ADJUSTER EXAM | 206 QUESTIONS WITH 100%
- Exam (elaborations) • 37 pages • 2024
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1.	Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A.	The first mortgagee, ABC 
B.	The Insured 
C.	Jointly to ABC and XYZ 
D.	All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working ...
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