PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's
license & display it to an owner of the vehicle or shop upon request:
true
What are the number of business days you have per Act 361 to inspect vehicle?
6
How many days after an inspection should a total loss be offered to the owner?
5
Aftermarket parts can only be used when?
The parts are listed and coded in the estimate
What is aftermarket and why is it considered aftermarket?
"nonoriginal equipment manufacturer (non-OEM) replacement part, either new or used, for any
of the nonmechanical parts that generally constitute the exterior of the motor vehicle, including
inner and outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of
same part. New part - never used. A/M
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
What is the duty of the claimant after the loss?
Provide a date, time and facts of the loss
True or False: Appraisals should always be signed by the appraiser?
True
What is betterment?
The act or process of improving something. When a part is used on a car that makes the car more
valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy?
Lienholder
Which is not a peril in reference to auto insurance?
Wind/hail is not a peril (fire, theft and collision are perils) ( Another exam has collision as the
answer?)
What is a peril?
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
Something that may cause injury, harm or loss. (on another exam answer- Damage to another
person, damage to another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day?
June 30
Who determines the amount of damage to the vehicle?
Appraiser
What does an adjuster do
"A natural person in this Commonwealth who makes appraisals of motor vehicle physical
damage."
How old do you have to be to get your PA appraiser's license
18 years old
If your appraiser's license is expired more than 60 days, what do you have to do
Re-take test
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
Which one of the following components is NOT considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood
c) floor pan
Which one of the following answer choices lists the three components that make up the front end
sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille
a) Grille, hood and fenders
Which one of the following answer choices lists the two components that are part of a hood's
lock assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
d) Pop-up spring and hinges
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's
license & display it to an owner of the vehicle or shop upon request:
true
What are the number of business days you have per Act 361 to inspect vehicle?
6
How many days after an inspection should a total loss be offered to the owner?
5
Aftermarket parts can only be used when?
The parts are listed and coded in the estimate
What is aftermarket and why is it considered aftermarket?
"nonoriginal equipment manufacturer (non-OEM) replacement part, either new or used, for any
of the nonmechanical parts that generally constitute the exterior of the motor vehicle, including
inner and outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of
same part. New part - never used. A/M
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
What is the duty of the claimant after the loss?
Provide a date, time and facts of the loss
True or False: Appraisals should always be signed by the appraiser?
True
What is betterment?
The act or process of improving something. When a part is used on a car that makes the car more
valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy?
Lienholder
Which is not a peril in reference to auto insurance?
Wind/hail is not a peril (fire, theft and collision are perils) ( Another exam has collision as the
answer?)
What is a peril?
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
Something that may cause injury, harm or loss. (on another exam answer- Damage to another
person, damage to another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day?
June 30
Who determines the amount of damage to the vehicle?
Appraiser
What does an adjuster do
"A natural person in this Commonwealth who makes appraisals of motor vehicle physical
damage."
How old do you have to be to get your PA appraiser's license
18 years old
If your appraiser's license is expired more than 60 days, what do you have to do
Re-take test
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam | Questions
and Answers| Latest 2026/ 2027 Update
|100 out of 100 (Grade A)
Which one of the following components is NOT considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood
c) floor pan
Which one of the following answer choices lists the three components that make up the front end
sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille
a) Grille, hood and fenders
Which one of the following answer choices lists the two components that are part of a hood's
lock assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
d) Pop-up spring and hinges
