Exam 1 - Intro & Survey of US Healthcare
System – Questions & Answers
What are the 3 top healthcare expenditures? - -1. hospital care
2. physicians/clinics
3. prescription drugs
-True/False - Prescription drug spending growth increased from 2015 to 2016. - -False -
2016 has slower growth because fewer new drugs were approved, and a slower growth in
brand name drugs.
-What are the 4 sources of funds for healthcare? (from largest to smallest) - -1. private
health insurance
2. medicare
3. medicaid
4. out of pocket
-___ - includes premiums paid to insurance plans, regardless of whether those funds were
used to pay for care or represented plan administrative costs. - -private health insurance
-___ - includes coinsurance, deductibles, and payments for services not covered by
insurance. Does not include premiums paid by individuals for private health insurance. - -
out of pocket
-T/F - Medicaid is funded by the state. - -True
-Sponsors of health insurance, from largest to smallest contribution. - -1. federal
government
2. households
3. private business
4. state and local government
-Federal government sponsors - -1. medicare
2. federal employees
3. federal share of Medicaid
4. DOD
5. VA
6. Indian Health System
7. SAMHSA (substance abuse...)
8. public health
9. Marketplace subsidies
10. research
-Household sponsors - -1. employee share of ESI (employee-sponsored ins)
System – Questions & Answers
What are the 3 top healthcare expenditures? - -1. hospital care
2. physicians/clinics
3. prescription drugs
-True/False - Prescription drug spending growth increased from 2015 to 2016. - -False -
2016 has slower growth because fewer new drugs were approved, and a slower growth in
brand name drugs.
-What are the 4 sources of funds for healthcare? (from largest to smallest) - -1. private
health insurance
2. medicare
3. medicaid
4. out of pocket
-___ - includes premiums paid to insurance plans, regardless of whether those funds were
used to pay for care or represented plan administrative costs. - -private health insurance
-___ - includes coinsurance, deductibles, and payments for services not covered by
insurance. Does not include premiums paid by individuals for private health insurance. - -
out of pocket
-T/F - Medicaid is funded by the state. - -True
-Sponsors of health insurance, from largest to smallest contribution. - -1. federal
government
2. households
3. private business
4. state and local government
-Federal government sponsors - -1. medicare
2. federal employees
3. federal share of Medicaid
4. DOD
5. VA
6. Indian Health System
7. SAMHSA (substance abuse...)
8. public health
9. Marketplace subsidies
10. research
-Household sponsors - -1. employee share of ESI (employee-sponsored ins)
