NH WORKERS COMPENSATION ADJUSTERS LAWS &
REGULATIONS EXAM QUESTIONS |COMPLETE
What is the expiration date of an adjuster's license? - ACCURATE ANSWERS✔✔
license will expire on October 1st of the second calendar year after its issue.
How many hours does an adjuster need to take to fulfill the Continuing Education
requirements? - ACCURATE ANSWERS✔✔ 20 hours
Adjusters with workers compensation authority must complete 10 hours of
workers compensation and 10 hours of multi-line.
Adjusters without workers compensation need 20 hours of multi-line credits.
When can the Commissioner suspend & revoke an adjusters license? Value of
fine? - ACCURATE ANSWERS✔✔ Commissioner may revoke license after notice
and hearing and issue a fine up to $2500.
When can the Commissioner issue a Cease and Desist order?
How many days notice must be given to the adjuster before a hearing? -
ACCURATE ANSWERS✔✔ If the Commissioner has reason to believe an adjuster is
using unfair and deceptive practices, he may serve that person with charges and a
notice of hearing.
Notice must be given 10 days before the hearing.
,If adjuster is found to be in violation, the Commissioner will issue a Cease and
Desist Order.
What is the penalty for violating a Cease and Desist Order - ACCURATE
ANSWERS✔✔ Commissioner may suspend, revoke, or refuse to renew the license
of that person.
What is the punishment for a person who misrepresents his identity and acts like
an adjuster?
Is this a felony or misdemeanor? - ACCURATE ANSWERS✔✔ Person may be
suspended, have his license revoked and a fine of $2,500.
A natural person - misdemeanor
Any other person - felony
What are three unfair claim settlement practices. - ACCURATE ANSWERS✔✔
Misrepresenting facts
Failing to acknowledge and act promptly with respect to claims
Failing to have a prompt investigation of the claim
The insurer must pay the claimant within ___ days,
, If insurer fails to make payment of compensation within that time, the
commissioner will issue a civil penalty up to $______ - ACCURATE ANSWERS✔✔
21 days
$2,500
What does exclusive remedy mean. - ACCURATE ANSWERS✔✔ An employee
accepts the provisions of worker compensation and waives all rights of action
against the employer.
A spouse of the employee will also have no action against them.
Employment Covered
Employee - ACCURATE ANSWERS✔✔ Any person in the service of an employer
Penalty for Failure to Make Payment of Compensation - ACCURATE ANSWERS✔✔
Commissioner may issue a $2,500 fine to insurer who fails to pay the claim within
21 days after notice of a claim has been received.
Are contractors liable for subcontractors? - ACCURATE ANSWERS✔✔ A contractor
who subcontracts all or any part of a contract must bear the liability of the
subcontractor of that contract for the payment of compensation under this
chapter to the employees of the subcontractor, unless the subcontractor has
secured the payment of compensation as provided for in this chapter.
REGULATIONS EXAM QUESTIONS |COMPLETE
What is the expiration date of an adjuster's license? - ACCURATE ANSWERS✔✔
license will expire on October 1st of the second calendar year after its issue.
How many hours does an adjuster need to take to fulfill the Continuing Education
requirements? - ACCURATE ANSWERS✔✔ 20 hours
Adjusters with workers compensation authority must complete 10 hours of
workers compensation and 10 hours of multi-line.
Adjusters without workers compensation need 20 hours of multi-line credits.
When can the Commissioner suspend & revoke an adjusters license? Value of
fine? - ACCURATE ANSWERS✔✔ Commissioner may revoke license after notice
and hearing and issue a fine up to $2500.
When can the Commissioner issue a Cease and Desist order?
How many days notice must be given to the adjuster before a hearing? -
ACCURATE ANSWERS✔✔ If the Commissioner has reason to believe an adjuster is
using unfair and deceptive practices, he may serve that person with charges and a
notice of hearing.
Notice must be given 10 days before the hearing.
,If adjuster is found to be in violation, the Commissioner will issue a Cease and
Desist Order.
What is the penalty for violating a Cease and Desist Order - ACCURATE
ANSWERS✔✔ Commissioner may suspend, revoke, or refuse to renew the license
of that person.
What is the punishment for a person who misrepresents his identity and acts like
an adjuster?
Is this a felony or misdemeanor? - ACCURATE ANSWERS✔✔ Person may be
suspended, have his license revoked and a fine of $2,500.
A natural person - misdemeanor
Any other person - felony
What are three unfair claim settlement practices. - ACCURATE ANSWERS✔✔
Misrepresenting facts
Failing to acknowledge and act promptly with respect to claims
Failing to have a prompt investigation of the claim
The insurer must pay the claimant within ___ days,
, If insurer fails to make payment of compensation within that time, the
commissioner will issue a civil penalty up to $______ - ACCURATE ANSWERS✔✔
21 days
$2,500
What does exclusive remedy mean. - ACCURATE ANSWERS✔✔ An employee
accepts the provisions of worker compensation and waives all rights of action
against the employer.
A spouse of the employee will also have no action against them.
Employment Covered
Employee - ACCURATE ANSWERS✔✔ Any person in the service of an employer
Penalty for Failure to Make Payment of Compensation - ACCURATE ANSWERS✔✔
Commissioner may issue a $2,500 fine to insurer who fails to pay the claim within
21 days after notice of a claim has been received.
Are contractors liable for subcontractors? - ACCURATE ANSWERS✔✔ A contractor
who subcontracts all or any part of a contract must bear the liability of the
subcontractor of that contract for the payment of compensation under this
chapter to the employees of the subcontractor, unless the subcontractor has
secured the payment of compensation as provided for in this chapter.
