UPDATE!!!2025/2026|GUARANTEED
Special Limits of Liability for
1. money - ANSWER $200 for money or coins
whats covered under dwelling - ANSWER 1.structures attached to dwelling
2.materials/supplies on or adjacent to residence premises for construction use or alteration
of the premises.
3.foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
other structures separated by clear space are.... such as - ANSWER covered.
Structures connected to the dwelling by only
a fence, utility line, or similar connection are considered
to be other structures.
We do not cover other structures: - ANSWER 1.not permanently attached to or
otherwise forming a
part of the realty;
2.used in whole or in part for business purposes; or
3.rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
land, costs to replace/stabilize or store lands are ____ covered - ANSWER not
1
, Cov A
1.At your request, we
will cover personal property owned by others while____
2.we will also cover personal property owned by a guest or a
residence employee, while_____ - ANSWER the
property is on the part of the residence premises occupied exclusively by an insured.
2.the property is in any other
residence occupied by an insured.
Cov B
We cover personal property usually situated at an in-
sured's residence, other than the residence premises,
for up to ___or ____of the Coverage ____ limit, whichever is greater. -
ANSWER $1,000 or 10%, B limit.
Additional Living Expense is for up to (time) - ANSWER for up to 24
months. Our payment is limited to incurred costs for the
shortest of: (a) the time required to repair or replace the
premises; (b) the time required for your household to
settle elsewhere; or (c) 24 months.
Fair Rental Value. up to - ANSWER 12 months
Prohibited Use coverage - ANSWER Insured, we will cover
any resulting Additional Living Expense and Fair Rental for a period not exceeding two weeks
2
Special Limits of Liability for
1. money - ANSWER $200 for money or coins
whats covered under dwelling - ANSWER 1.structures attached to dwelling
2.materials/supplies on or adjacent to residence premises for construction use or alteration
of the premises.
3.foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
other structures separated by clear space are.... such as - ANSWER covered.
Structures connected to the dwelling by only
a fence, utility line, or similar connection are considered
to be other structures.
We do not cover other structures: - ANSWER 1.not permanently attached to or
otherwise forming a
part of the realty;
2.used in whole or in part for business purposes; or
3.rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
land, costs to replace/stabilize or store lands are ____ covered - ANSWER not
1
, Cov A
1.At your request, we
will cover personal property owned by others while____
2.we will also cover personal property owned by a guest or a
residence employee, while_____ - ANSWER the
property is on the part of the residence premises occupied exclusively by an insured.
2.the property is in any other
residence occupied by an insured.
Cov B
We cover personal property usually situated at an in-
sured's residence, other than the residence premises,
for up to ___or ____of the Coverage ____ limit, whichever is greater. -
ANSWER $1,000 or 10%, B limit.
Additional Living Expense is for up to (time) - ANSWER for up to 24
months. Our payment is limited to incurred costs for the
shortest of: (a) the time required to repair or replace the
premises; (b) the time required for your household to
settle elsewhere; or (c) 24 months.
Fair Rental Value. up to - ANSWER 12 months
Prohibited Use coverage - ANSWER Insured, we will cover
any resulting Additional Living Expense and Fair Rental for a period not exceeding two weeks
2
