JUICYGRADES PRESENTS............. Verified and Graded A Material andLatest Updated Documents from all courses just for you!!

NEW YORK LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS Accelerated Benefits - correct answer Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits - correct answer A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance - correct answer An insurance policy that provide...

NEW MEXICO LAWS AND RULES PERTINENT TO INSURANCE EXAM 2024 When an insured under a group life insurance plan in New Mexico elects the conversion option, the new policy is issued - correct answer without requiring evidence of insurability An agent who publicly and erroneously announces that an insurance company is insolvent may be found guilty of - correct answer defamation Insurance agent Kelly offers insured a $500 shopping card if they purchase an insurance product through her. What i...

NEW HAMPSHIRE LAWS, RULES, AND REGULATIONS PERTAINING TO LIFE INSURANCE EXAM 2024 When soliciting life insurance, insurers must retain all authorized forms for ---- years. - correct answer 3 Insurers must retain sales material, illustrations, and notice regarding replacement for at least ---- years after the policy expires or is terminated. - correct answer 5 Policies may be backdated no more than ---- months. - correct answer 6 Copies of illustrations must be retained for ---- ye...

NEVADA LIFE, ACCIDENT, HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS Health care accounts and Dependent care accounts - correct answer What are the 2 types of Flexible Spending Accounts? Cash value is guaranteed - correct answer Concerning a Whole Life Policy, which of the following statements is correct? Unearned premiums are retained by the insurance company - correct answer According to the rights of renewability rider for cancellable policies, all of the following are corre...

NEVADA LIFE INSURANCE EXAM 2024 WITH 100% ACCURATE ANSWERS During replacement of life insurance, a replacing insurer must do which of the following? A Send a copy of the Notice Regarding Replacement to the Department of Insurance B Obtain a list of all life insurance policies that will be replaced C Guarantee a replacement for each existing policy D Designate a new producer for a replaced policy - correct answer B Which of the following documents must be provided to the policyowner...

NEVADA LIFE AND HEALTH LICENSE EXAM 2024 WITH 100% CORRECT ANSWERS What are the four required elements of an insurance contract? - correct answer Agreement, consideration, competent parties, and legal purpose. What two parts make up a life insurance application? - correct answer General Information and the Medical Information. An agent's report can go in a life insurance application but is not included in the life insurance policy. When must insurable interest exist in life insuranc...

NEVADA LIFE AND HEALTH EXAM 2024

KAPLAN NH LIFE AND HEALTH INSURANCE EXAM 2024 If an immediate annuity is purchased with the face amount at death or with cash value at surrender, this would be considered a - correct answer settlement option Who can make a fully deductible contribution to a traditional IRA? - correct answer An individual not covered by an employer-sponsered plan who has earned income Death benefits payable to a beneficiary under a life insurance policy are generally - correct answer not subject to in...

KAPLAN NH INSURANCE EXAM 2024 WITH 100% ACCURATE SOLUTIONS Which of the following statements is an accurate comparison between private and government insurers? A.Private insurers may be authorized to transact insurance by state insurance departments. B. Insurance may be provided by the government is called "federal insurance." C. Private insurers may offer fewer lines of insurance than government insurers. D. Private insurers may provide insurance in areas where the government will not....

KAPLAN NH INSURANCE EXAM 2024 WITH 100% ACCURATE SOLUTIONS How are level term policies able to provide level premiums? - correct answer Premiums are averaged over the term of the policy ABC Company is attempting to minimize the severity of potential losses within its company. The company is engaged in risk - correct answer reduction An organization that requires healthcare services to be provided by a network of physicians and hospitals is known as a(n) - correct answer HMO Christi...