Mass Automotive Damage Appraiser exam 2023/2024 with 100% complete solutions PA Appraisal License 16-20 Auto Physical Damage exam 2023/2024 with 100% correct answers
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Authority of the Auto Damage Appraiser Licensing Board (M.G.L. C. 26 Sec. 8G; 212 CMR 2.01) correct answers2.01: Scope of Regulations (1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare and safety by improving the quality and economy of the appraisal and r...
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Ajouter au panierAuthority of the Auto Damage Appraiser Licensing Board (M.G.L. C. 26 Sec. 8G; 212 CMR 2.01) correct answers2.01: Scope of Regulations (1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare and safety by improving the quality and economy of the appraisal and r...
Principle of Indemnity correct answersRestoration to approximate previous financial condition, no more no less. Peril correct answersThe actual cause of a loss Loss correct answersreduction in value/financial loss/amount paid out in claim settlement Direct Loss correct answersphysical harm ...
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Ajouter au panierPrinciple of Indemnity correct answersRestoration to approximate previous financial condition, no more no less. Peril correct answersThe actual cause of a loss Loss correct answersreduction in value/financial loss/amount paid out in claim settlement Direct Loss correct answersphysical harm ...
Subrogation correct answersOne insurance company sues another to recover cost to repair insured's car Release correct answersTwo insurance companies agreed or insured agrees ACV correct answersActual Cash Value, cost new less depreciation Arbitration correct answersOnly way in insurance po...
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Ajouter au panierSubrogation correct answersOne insurance company sues another to recover cost to repair insured's car Release correct answersTwo insurance companies agreed or insured agrees ACV correct answersActual Cash Value, cost new less depreciation Arbitration correct answersOnly way in insurance po...
Penalties correct answersAnyone who violates provisions of this act is guilty of misdemeanor + fine of $500 or imprisonment for up to one year; or both. Suspension period correct answerswill not exceed 12 months Expiration correct answersexpires annually at midnight on June 30th Compliance ...
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Ajouter au panierPenalties correct answersAnyone who violates provisions of this act is guilty of misdemeanor + fine of $500 or imprisonment for up to one year; or both. Suspension period correct answerswill not exceed 12 months Expiration correct answersexpires annually at midnight on June 30th Compliance ...
Applicant Age correct answers18 years or older How long do you have to wait to be eligible to retake an examination if you fail? correct answers30 days The Commissioner will prescribe the form of the appraiser's license and it will contain: correct answersName of the appraiser Address of the...
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Ajouter au panierApplicant Age correct answers18 years or older How long do you have to wait to be eligible to retake an examination if you fail? correct answers30 days The Commissioner will prescribe the form of the appraiser's license and it will contain: correct answersName of the appraiser Address of the...
Aftermarket Parts correct answersNon OEM OEM correct answersOriginal Equipment Manufacture VIN correct answersVehicle ID Number 17 Digits 10th digit tells year Last 6 digits ID's the car Found on Dashboard U Bolts correct answersAttached the axle to the leaf springs Power Breaks co...
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Ajouter au panierAftermarket Parts correct answersNon OEM OEM correct answersOriginal Equipment Manufacture VIN correct answersVehicle ID Number 17 Digits 10th digit tells year Last 6 digits ID's the car Found on Dashboard U Bolts correct answersAttached the axle to the leaf springs Power Breaks co...
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss Consequential loss When the rear of the vehicle is damaged and there is a gap betwee...
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Ajouter au panierJim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss Consequential loss When the rear of the vehicle is damaged and there is a gap betwee...
In PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: Medical Information The device that synchronizes the spark plug firing sequence is: Camshaft Sensor If an insured fail to report a claim in a timely fashion the adjuster will usually...
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Ajouter au panierIn PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: Medical Information The device that synchronizes the spark plug firing sequence is: Camshaft Sensor If an insured fail to report a claim in a timely fashion the adjuster will usually...
How is a diamond condition fixed? correct answersBy pulling the damage for length. Diamond is a length condition. When measuring a unibody vehicle, it is discovered that the left front rail is 111mm from spec in width. What condition is this? correct answersWidth is calculated from the center out...
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Ajouter au panierHow is a diamond condition fixed? correct answersBy pulling the damage for length. Diamond is a length condition. When measuring a unibody vehicle, it is discovered that the left front rail is 111mm from spec in width. What condition is this? correct answersWidth is calculated from the center out...
Punishment for embezzlement correct answersfines and possible imprisonment (up to 15 years Know who administers punishment of U.S. Section 1033. correct answersSC Attorney General Insurance Commissioner/Director Duties and Powers correct answers30 day public notification for hearings/meetings ...
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Ajouter au panierPunishment for embezzlement correct answersfines and possible imprisonment (up to 15 years Know who administers punishment of U.S. Section 1033. correct answersSC Attorney General Insurance Commissioner/Director Duties and Powers correct answers30 day public notification for hearings/meetings ...
Where is the airbag located correct answersin the steering wheel on the driver's side An umpire is correct answerscompetent and disinterested When an insurer and insured disagree correct answersinvoke of appraisal. Responsibilities of Insured correct answersallowing the insurer to inspect ...
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Ajouter au panierWhere is the airbag located correct answersin the steering wheel on the driver's side An umpire is correct answerscompetent and disinterested When an insurer and insured disagree correct answersinvoke of appraisal. Responsibilities of Insured correct answersallowing the insurer to inspect ...
How can Direct Repair programs can be beneficial to insurers? correct answersHelp control settlement costs The MacPherson strut suspension is more streamlined than the Double Wishbone design because it doesn't have: correct answersan upper control arm. A thermal expansion valve: correct answe...
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Ajouter au panierHow can Direct Repair programs can be beneficial to insurers? correct answersHelp control settlement costs The MacPherson strut suspension is more streamlined than the Double Wishbone design because it doesn't have: correct answersan upper control arm. A thermal expansion valve: correct answe...
Medical coverage under a personal auto policy will cover the insured if he/she is injured while: correct answersPassenger on a bus. EXPLANATION: Personal auto medical coverage is available to the policyholder or a family member (resident relative) injured while occupying, or as a pedestrian, str...
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Ajouter au panierMedical coverage under a personal auto policy will cover the insured if he/she is injured while: correct answersPassenger on a bus. EXPLANATION: Personal auto medical coverage is available to the policyholder or a family member (resident relative) injured while occupying, or as a pedestrian, str...
What is the role of the deputy directer? correct answersRegulates standards in the office of consumer affairs and business regulation What must a motor vehicle repair shop have in order to be a registered repair shop? correct answersa motor vehicle repair shop which repair shop which has a curren...
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Ajouter au panierWhat is the role of the deputy directer? correct answersRegulates standards in the office of consumer affairs and business regulation What must a motor vehicle repair shop have in order to be a registered repair shop? correct answersa motor vehicle repair shop which repair shop which has a curren...
Which one of the following components is not considered part of vehicles front end? correct answersFloor pan Which one of the following answer choices lists the three components that make up the front end sheet metal of an auto? correct answersGrille hood and fenders The sound deadening panel ...
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Ajouter au panierWhich one of the following components is not considered part of vehicles front end? correct answersFloor pan Which one of the following answer choices lists the three components that make up the front end sheet metal of an auto? correct answersGrille hood and fenders The sound deadening panel ...
Which of the following would not be considered a "first party" coverage under the personal auto policy? correct answersLiability Liability is considered to be "third party coverage." The other coverages pay the insured (the first party) under the policy. Which of the following would be con...
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Ajouter au panierWhich of the following would not be considered a "first party" coverage under the personal auto policy? correct answersLiability Liability is considered to be "third party coverage." The other coverages pay the insured (the first party) under the policy. Which of the following would be con...
What are the number of business days you have per Act 361 to inspect a vehicle? correct answers6 How many days after an inspection should a total loss be offered to the owner? correct answers5 Aftermarket parts can only be used when? correct answersThe parts are listed and coded in the estimat...
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Ajouter au panierWhat are the number of business days you have per Act 361 to inspect a vehicle? correct answers6 How many days after an inspection should a total loss be offered to the owner? correct answers5 Aftermarket parts can only be used when? correct answersThe parts are listed and coded in the estimat...
Introduction to Loss Valuation Methods correct answersAppraisers work alongside adjusters to help insurance companies settle claims fairly and promptly. Designated Representative correct answersPerson chose by insurer to legally represent her in negotiations with the insurer Agreed Price corre...
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Ajouter au panierIntroduction to Loss Valuation Methods correct answersAppraisers work alongside adjusters to help insurance companies settle claims fairly and promptly. Designated Representative correct answersPerson chose by insurer to legally represent her in negotiations with the insurer Agreed Price corre...
positive identification of the vehicle can be found by personally checking the a) Registration b) license plate c) Vehicle Vin d) Bill of state correct answersVehicle Vin Collision damage to the air conditioning system usually involves a) The condenser b) The evaporator c) The co...
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Ajouter au panierpositive identification of the vehicle can be found by personally checking the a) Registration b) license plate c) Vehicle Vin d) Bill of state correct answersVehicle Vin Collision damage to the air conditioning system usually involves a) The condenser b) The evaporator c) The co...
ten days correct answersHow many days does the insurer have to send out forms when notified of accident? 12:01 am correct answersAt what time is the policy effective? 25/50/25 correct answersWhat are the financial responsibility limits in Rhode Island? subrogation correct answersBy virtue o...
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Ajouter au panierten days correct answersHow many days does the insurer have to send out forms when notified of accident? 12:01 am correct answersAt what time is the policy effective? 25/50/25 correct answersWhat are the financial responsibility limits in Rhode Island? subrogation correct answersBy virtue o...
Which of the following would be covered under collision coverage? A: a tree fell on the vehicle B: the vehicle slid on ice and hit a tree C: a windshield was damaged in a hail storm D: colliding with a deer on the highway correct answersB: the vehicle slid on ice and hit a tree Explanation:...
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Ajouter au panierWhich of the following would be covered under collision coverage? A: a tree fell on the vehicle B: the vehicle slid on ice and hit a tree C: a windshield was damaged in a hail storm D: colliding with a deer on the highway correct answersB: the vehicle slid on ice and hit a tree Explanation:...
Abandonment correct answersRelinquishing of property and letting go of all legal rights with the intent to claim a total loss. Abandonment Clause correct answersA property policy provision that stipulates that the insurer need not accept any damaged property that the insured chooses to relinquish...
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Ajouter au panierAbandonment correct answersRelinquishing of property and letting go of all legal rights with the intent to claim a total loss. Abandonment Clause correct answersA property policy provision that stipulates that the insurer need not accept any damaged property that the insured chooses to relinquish...
Which of the following is NOT the consideration in a policy? A) The application given to a prospective insured B) Something of value exchanged between parties C) The premium amount paid at the time of application D) The promise to pay covered losses correct answersA) The application gi...
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Ajouter au panierWhich of the following is NOT the consideration in a policy? A) The application given to a prospective insured B) Something of value exchanged between parties C) The premium amount paid at the time of application D) The promise to pay covered losses correct answersA) The application gi...
Commercial Automobile Insurance Procedure (Arizona) correct answersSimilarly, high-risk commercial consumers who have trouble finding automobile insurance in the voluntary market may find coverage through the Commercial Automobile Insurance Plan (CAIP). Coverages available under CAIP are more limite...
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Ajouter au panierCommercial Automobile Insurance Procedure (Arizona) correct answersSimilarly, high-risk commercial consumers who have trouble finding automobile insurance in the voluntary market may find coverage through the Commercial Automobile Insurance Plan (CAIP). Coverages available under CAIP are more limite...
The purpose of the principle of indemnity is correct answersto prevent an insured from making a profit on a loss. Jerrod is awarded $4000 in a court case after Ollie accidentally starts a fire and burns down his detached garage. This award is an example of correct answersspecial damages Which ...
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Ajouter au panierThe purpose of the principle of indemnity is correct answersto prevent an insured from making a profit on a loss. Jerrod is awarded $4000 in a court case after Ollie accidentally starts a fire and burns down his detached garage. This award is an example of correct answersspecial damages Which ...
Which kind of losses are covered under a standard fire policy? correct answersDirect All fires are not covered by the Standard Fire policies, only those that: correct answersare hostile and have a flame or glow At what time does a fire policy go into affect? correct answers12:01am standard tim...
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Ajouter au panierWhich kind of losses are covered under a standard fire policy? correct answersDirect All fires are not covered by the Standard Fire policies, only those that: correct answersare hostile and have a flame or glow At what time does a fire policy go into affect? correct answers12:01am standard tim...
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