5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
Florida 6-20 All Lines Adjuster ACTUAL EXAM
QUESTIONS WITH COMPLETE SOLUTION
GUIDE) (MULTIPLE CHOICES) (A+ GRADED 100%
VERIFIED) LATEST VERSION 2025
Save
Terms in this set (276)
A public adjuster B. The insured
represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the
general public
Which of the following is A. Field Report
the type of report that
indicates the initial results
of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above
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,5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
States have adopted C. Deny the claim until a fair and prompt
statutes regarding claims investigation has commenced.
adjusting. To avoid unfair
treatment to a
claimant the adjuster
must not:
A. Promptly investigate
the claim.
B. Follow the laws
regarding the number of
days in which to
commence an
investigation.
C. Deny the claim until a
fair and prompt
investigation has
commenced.
D. Pay the claim within a
reasonable number of
days after the final proof
of loss has been
received.
Which of the following is A. Forcing the insured to sue by offering less than
not a claim settlement the claim is worth.
option?
A. Forcing the insured to
sue by offering less than
the claim is worth.
B. Repairing property.
C. Replacing with like
kind and quality.
D. Replace with new
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,5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
The giving up of a known D. Waiver
right is called:
A. Estoppel
B. Violation of policy
conditions
C. Rebating
D. Waiver
An innocent party relies B. Estoppel
on certain statements
made by the adjuster and
is damaged as a
result. The guilty party
may be legally prohibited
from asserting that the
fact does not exist
because of:
A. Waiver
B. Estoppel
C. Duties of the adjuster
D. Law of contract
Should an insured fail to B. Send the insured a reservation of rights letter.
report a claim in a timely
fashion the adjuster will
usually:
A. Deny the claim.
B. Send the insured a
reservation of rights
letter.
C. Cease investigating.
D. Seek the advice of the
company's attorney.
A company adjuster C. The insurer.
primarily represents the
interests of:
A. The insured.
B. The claimant.
C. The insurer.
D. The public.
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, 5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
An adjuster's license will D. Having been convicted of a felony.
usually be revoked for
which of the following
reasons:
A. Denying claims that
are not covered.
B. Failing to report a
change of address.
C. Having been
convicted of a
misdemeanor.
D. Having been
convicted of a felony.
The insured has been D. Pay to repair the damage to the vehicle and
involved in an automobile obtain a partial release and settle the
accident and has medical payments later and then seek a final
sustained bodily injuries release.
and damage to the
insured vehicle. The
adjuster will usually:
A. Withhold any payment
until all the bills have
been reviewed for
payment.
B. Pay to repair the
vehicle and pay the
medical bills later.
C. Pay for the repair of
the vehicle and require a
release for all claims.
D. Pay to repair the
damage to the vehicle
and obtain a partial
release and settle the
medical payments later
and then seek a final
release.
https://quizlet.com/1040344191/florida-6-20-all-lines-adjuster-actual-exam-questions-with-complete-solution-guide-multiple-choices-a-graded-1… 4/116
Florida 6-20 All Lines Adjuster ACTUAL EXAM
QUESTIONS WITH COMPLETE SOLUTION
GUIDE) (MULTIPLE CHOICES) (A+ GRADED 100%
VERIFIED) LATEST VERSION 2025
Save
Terms in this set (276)
A public adjuster B. The insured
represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the
general public
Which of the following is A. Field Report
the type of report that
indicates the initial results
of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above
https://quizlet.com/1040344191/florida-6-20-all-lines-adjuster-actual-exam-questions-with-complete-solution-guide-multiple-choices-a-graded-1… 1/116
,5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
States have adopted C. Deny the claim until a fair and prompt
statutes regarding claims investigation has commenced.
adjusting. To avoid unfair
treatment to a
claimant the adjuster
must not:
A. Promptly investigate
the claim.
B. Follow the laws
regarding the number of
days in which to
commence an
investigation.
C. Deny the claim until a
fair and prompt
investigation has
commenced.
D. Pay the claim within a
reasonable number of
days after the final proof
of loss has been
received.
Which of the following is A. Forcing the insured to sue by offering less than
not a claim settlement the claim is worth.
option?
A. Forcing the insured to
sue by offering less than
the claim is worth.
B. Repairing property.
C. Replacing with like
kind and quality.
D. Replace with new
https://quizlet.com/1040344191/florida-6-20-all-lines-adjuster-actual-exam-questions-with-complete-solution-guide-multiple-choices-a-graded-1… 2/116
,5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
The giving up of a known D. Waiver
right is called:
A. Estoppel
B. Violation of policy
conditions
C. Rebating
D. Waiver
An innocent party relies B. Estoppel
on certain statements
made by the adjuster and
is damaged as a
result. The guilty party
may be legally prohibited
from asserting that the
fact does not exist
because of:
A. Waiver
B. Estoppel
C. Duties of the adjuster
D. Law of contract
Should an insured fail to B. Send the insured a reservation of rights letter.
report a claim in a timely
fashion the adjuster will
usually:
A. Deny the claim.
B. Send the insured a
reservation of rights
letter.
C. Cease investigating.
D. Seek the advice of the
company's attorney.
A company adjuster C. The insurer.
primarily represents the
interests of:
A. The insured.
B. The claimant.
C. The insurer.
D. The public.
https://quizlet.com/1040344191/florida-6-20-all-lines-adjuster-actual-exam-questions-with-complete-solution-guide-multiple-choices-a-graded-1… 3/116
, 5/6/25, 10:24 AM Florida 6-20 All Lines Adjuster ACTUAL EXAM QUESTIONS WITH COMPLETE SOLUTION GUIDE) (MULTIPLE CHOICES) (…
An adjuster's license will D. Having been convicted of a felony.
usually be revoked for
which of the following
reasons:
A. Denying claims that
are not covered.
B. Failing to report a
change of address.
C. Having been
convicted of a
misdemeanor.
D. Having been
convicted of a felony.
The insured has been D. Pay to repair the damage to the vehicle and
involved in an automobile obtain a partial release and settle the
accident and has medical payments later and then seek a final
sustained bodily injuries release.
and damage to the
insured vehicle. The
adjuster will usually:
A. Withhold any payment
until all the bills have
been reviewed for
payment.
B. Pay to repair the
vehicle and pay the
medical bills later.
C. Pay for the repair of
the vehicle and require a
release for all claims.
D. Pay to repair the
damage to the vehicle
and obtain a partial
release and settle the
medical payments later
and then seek a final
release.
https://quizlet.com/1040344191/florida-6-20-all-lines-adjuster-actual-exam-questions-with-complete-solution-guide-multiple-choices-a-graded-1… 4/116
