LTC Exam Questions and Answers
100% Pass
Which of the following most precisely defines the fundamentals of self-care and the
basic tasks of everyday life? - ✔✔Activities of Daily Living
What is a primary goal of long-term care? - ✔✔to maintain functionality
On what basis are benefits payable under a long-term care insurance policy typically
triggered? - ✔✔c. the inability to perform defined ADLs
That's correct! Benefits payable under a long-term care policy are typically based on (or
"triggered" by) the inability to perform a certain number of activities of daily living
(ADLs) as specified in the policy. Another common benefit trigger is cognitive
impairment.
Long-term care occurs only in nursing facilities. - ✔✔b. False
That's correct! Long-term care can occur in a variety of places, including in an
individual's home, at community sites and centers, and in care facilities.
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, Which of the following is not an example of home or community-based long-term care?
- ✔✔b. CCRCs
That's correct! Continuing care retirement communities, or CCRCs, are large, campus-
like facilities that house residents and provide a complete range of long-term care.
Which level of care has as its chief characteristic assistance with ADLs? - ✔✔a. custodial
That's correct! Custodial care, the primary characteristic of which is to provide
assistance with the activities of daily living, helps meet personal rather than medical
needs.
All of the following are examples of formal caregiving EXCEPT: - ✔✔d. daily
transportation to a senior center provided by a neighbor
That's correct! Formal caregiving is paid or volunteer care provided through a service
system. Informal care is delivered by family or friends.
A long-term care ombudsman represents people in a given geographical area who live
in assisted living residences or skilled nursing facilities. - ✔✔a. True
That's correct! A long-term care ombudsman, as a local representative for those in
assisted living facilities or SNFs, can be a valuable source of information about various
local facilities for those seeking housing for the elderly.
100% Pass Guarantee Olivia West, All Rights Reserved © 2025 2
100% Pass
Which of the following most precisely defines the fundamentals of self-care and the
basic tasks of everyday life? - ✔✔Activities of Daily Living
What is a primary goal of long-term care? - ✔✔to maintain functionality
On what basis are benefits payable under a long-term care insurance policy typically
triggered? - ✔✔c. the inability to perform defined ADLs
That's correct! Benefits payable under a long-term care policy are typically based on (or
"triggered" by) the inability to perform a certain number of activities of daily living
(ADLs) as specified in the policy. Another common benefit trigger is cognitive
impairment.
Long-term care occurs only in nursing facilities. - ✔✔b. False
That's correct! Long-term care can occur in a variety of places, including in an
individual's home, at community sites and centers, and in care facilities.
100% Pass Guarantee Olivia West, All Rights Reserved © 2025 1
, Which of the following is not an example of home or community-based long-term care?
- ✔✔b. CCRCs
That's correct! Continuing care retirement communities, or CCRCs, are large, campus-
like facilities that house residents and provide a complete range of long-term care.
Which level of care has as its chief characteristic assistance with ADLs? - ✔✔a. custodial
That's correct! Custodial care, the primary characteristic of which is to provide
assistance with the activities of daily living, helps meet personal rather than medical
needs.
All of the following are examples of formal caregiving EXCEPT: - ✔✔d. daily
transportation to a senior center provided by a neighbor
That's correct! Formal caregiving is paid or volunteer care provided through a service
system. Informal care is delivered by family or friends.
A long-term care ombudsman represents people in a given geographical area who live
in assisted living residences or skilled nursing facilities. - ✔✔a. True
That's correct! A long-term care ombudsman, as a local representative for those in
assisted living facilities or SNFs, can be a valuable source of information about various
local facilities for those seeking housing for the elderly.
100% Pass Guarantee Olivia West, All Rights Reserved © 2025 2
