Iowa Laws, Rules, and Regulations Pertinent to Health Only

IOWA LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH ONLY The individual health insurance reform act requires that insurance carriers issuing individual health benefits plans must make available to eligible individuals who apply and agree to pay the premium a. basic health benefit plans b. specified disease plans only c. Medicare supplement plans d. long term care plans a. basic health benefit plans If an insurance company writing individual health benefit plans in Iowa decides to nonrenew all written health benefit plans in Iowa, they will be prohibited from reentering the market for a period of at least a. 5 years b. 180 days c. 1 year d. 3 years a. 5 years The Healthy and Well Kids in IA program is funded by a. donation by churches and other charitable orgs b. state of Iowa, only c. the federal government, only d. jointly by State of Iowa and federal government d. jointly by State of Iowa and federal government During a replacement of Medicare Supplement coverage, which of the following documents must be provided by insured? a. replacement alternatives brochure b. notice regarding replacement c. buyer's guide d. policy summary b. notice regarding replacement In Iowa, group insurance may be written to provide insurance coverage for any group that conforms to one of the descriptions of eligible groups as established by the Insurance Division or that recieves special approval from the Commissioner Which of the following is NOT a requirement for a partnership qualified LTC policy? the policy must have been issued before January 1, 2010 Which of the following medical conditions must be covered by a long-term care policy? a. drug addiction b. Alzheimer's c. alcoholism d. nervous disorders b. Alzheimer's