State Farm Discounts Question and answers 100% correct 2023

State Farm Discounts Question and answers 100% correct 2023 Accident Free Discount - correct answer AFD applies to Mutual policyholders who have been insured with State Farm for at least 3 years without a chargeable accident. AFd follows the policy, not the driver and may increase over time if the policy remains in force and there continues to be no chargeable accidents. Defensive Driving Discount - correct answer DDD applies if the principal operator has voluntarily taken and completed a Motor Vehicle Accident Prevention Course within the past three years that has been approved by the national safety council or a governmental agency such as the state board of education Good Driving Discount - correct answer applies to all new auto policies and all newly acquired added cars if none of the drivers in the household have had an at-fault accident or moving violation in the previous three years. To be replaced with AFD at three years if accident-free. Good Student Discount - correct answer All Drivers under 25 must meet the requirements - Current full time with qualifying grades - Have an associate's degree or equivalent with qualifying grades -Have a bachelor's degree or equivalent with qualifying grades - have a bachelor's degree or equivalent without qualifying grades Multi-Car Discount - correct answer MCD applies when -There are two or more private passenger vehicles in the auto household - The vehicles are insured by State Farm - the vehicles are owned by one or more members of the auto household who meet our definition of a resident relative Multi-Line Discount - correct answer MLD applies when a policyholder has another qualifying line of insurance: homeowners renters manufactured homes farm/ranch condo owner PLUP life health