FREEWAY LOGISTICS | Master-Tracker-Spreadsheet

FREEWAY LOGISTICS
Master Tracker Dashboard | | v2



CURRENT PHASE STATUS
Save $10K + Build
Phase 0
Credit
Phase 1 Truck 1 + Revenue
Phase 2 Scale to 3 Trucks
Reach 5 Trucks +
Phase 3
Optimize

KEY METRICS
Current FICO Score (Avg 3 Bureaus)
Truck Fund Savings (Phase 0)
$10K Bank Rotation Pool Status
Active Trucks
Monthly Gross Revenue (Fleet)
Monthly Net Profit (Fleet)
Total Personal Credit Limit
Total Business Credit Limit
Combined Credit Capacity
Overall Utilization %
Total Cards (Personal + Business)
Signup Bonuses Earned (Cumulative)
Cash-Back Earned (Cumulative)
Bank Bonuses Earned (Cumulative)
Total Credit Strategy Income
(Cumulative)
Student Loan Balance (Current)
Active Drivers



BANK ROTATION STATUS

Bank Deposit Amount Date Deposited

Chase
Citi
Bank of America
US Bank


© 2026 Darrell E. Brown Jr. All rights reserved.

, St
Day 90 Date atu
s

,Track
every
Phase
task0:
from
Entry-
the
Level
Imple
Job →
mentat
First
ion
$10K
Plan.
+
Check
Credit
off as
Found
you
ation
✔ Week/Mo Task Priority Status Date Done
compl
MONTHS
ete 1–2: FOUNDATION
each Open dedicated savings account (high-
☐
one. Mo 1 MUST DO
yield, separate from checking)
Create monthly budget — identify cuts,
☐ Mo 1 MUST DO
target 30%+ savings rate
Pull all 3 credit reports at
☐ Mo 1 MUST DO
AnnualCreditReport.com
Sign up for Credit Karma (free weekly
☐ Mo 1 MUST DO
monitoring)
Dispute every error on all 3 reports via
☐ Mo 1 MUST DO
certified mail
Get added as Authorized User on
☐ Mo 1–2 MUST DO
family member’s card
Open Discover it Secured card ($200
☐ Mo 2 HIGH
deposit)
Open Capital One Platinum Secured
☐ Mo 2 HIGH
($200 deposit)
Set up AUTOPAY (full balance) on
☐ Mo 2 MUST DO
both secured cards
Set one small subscription on each
☐ Mo 2 HIGH
card ($5–$15)

MONTHS 3–6: SAVINGS BUILDING + CREDIT SEASONING
Continue saving 30%+ of take-home
☐ Mo 3–6 MUST DO
every paycheck
Pay down cards 2–3 days before
☐ Monthly MUST DO
statement close date
Open Crypto.com account (Midnight
☐ Mo 3–4 HIGH
Blue, then Ruby Steel $400 stake)
Request credit limit increases on both
☐ Mo 4–5 HIGH
secured cards
Research trucking business: YouTube,
☐ Mo 3–6 MEDIUM
DAT, insurance costs, truck types
Begin building Mass Apply target card
☐ Mo 5–6 MEDIUM
list
Review dispute results — re-dispute if
☐ Mo 6 HIGH
needed
Check Credit Karma — score should
☐ Mo 6 MUST DO
be approaching 700+

MONTHS 7–10: MASS APPLY + BONUS STACKING
Verify credit score is 720+ before
☐ Mo 7 MUST DO
proceeding
Execute personal Mass Apply: 15–25
☐ Mo 7–8 MUST DO
cards in correct bank order
Set up AUTOPAY on every approved
☐ Mo 7–8 MUST DO
card immediately
Hit signup bonus spending thresholds
☐ Mo 7–10 MUST DO
(route all spend to bonus cards)

, Open bank accounts for bonuses:
☐ Mo 7–10 Chase $300, BOA $200, WF $325, Citi HIGH
$200+
Add ALL bonus income to Truck Fund
☐ Mo 7–10 HIGH
savings account
Begin identifying specific truck listings
☐ Mo 9–10 MEDIUM
(TruckPaper, CTTrader)
Post preliminary CDL driver job ads to
☐ Mo 9–10 MEDIUM
gauge availability

MONTHS 10–14: READINESS + TRANSITION PREP
Confirm $10K+ in Truck Fund savings
☐ Mo 10–14 MUST DO
account
Confirm $10K available for bank
☐ Mo 10–14 MUST DO
rotation (from 0% APR capacity)
☐ Mo 10–14 Verify credit score is 740+ MUST DO
Choose LLC state and business name
☐ Mo 12–14 HIGH
— check name availability
Finalize truck target (2–3 specific
☐ Mo 12–14 HIGH
listings identified)
Finalize driver candidate (1–2 serious
☐ Mo 12–14 HIGH
candidates identified)
Plan work schedule for Phase 1 (do
☐ Mo 12–14 MEDIUM
NOT quit job yet)
PHASE 0 COMPLETE — All 3
☐ Mo 14 readiness factors met. Move to Phase MUST DO
1.

© 2026 Darrell E. Brown Jr. All rights reserved.