AAFCS 200 COMPOSITE TEXES
QUESTIONS AND ANSWERS
UPDATED 2026
CommunicatingBeffectivelyBwithBanBolderBpersonBasBaBcaregiver.B-BAnswer-
RememberBthatBtheyBoftenBfeelBasBthoughBtheyBareBaBburdenBtoBtheBcaregiver.B
-PositiveBmessages,BshowBdesireBtoBhelp.
-
REMINISCING:BShouldBbeBencouragedBbyBcaregivers.BToBtalkBaboutBtheBpastBisBanBimportantB
partBofBtheBagingBprocess.B
B-
itBcanBremindBthemBoBtheirBpersonaBresourcesBforBdealingBwithBchoices,Bproblems,BandBloss
es.B
B-ConfidenceBandBSelf-EsteemB
B-IfBreminiscingBstimulatesBnegativeBmemories,BitBshouldBnotBbeBencouraged.B
-
AL=BWillBcommunicateBthatBwhoBtheyBareBandBwhatBtheyBhaveBaccomplishedBisBindeedBimp
ortant.B
-Valued,Brespected,BandBaccepted.
ActiveBlisteningB-
BAnswerTryingBtoBunderstandBwhatBtheBothersBareBsayingBandBwhy,BidentifyBfeelings.
PensionsB-
BAnswerareBfundsBpaidBtoBretiredBemployeesBwhoBpaidBintoBaBpensionBfundBwhileBtheyBwer
eBemployed.
SocialBSecurityB-BAnswer-
ABfederalBprogramBunderBtheBdirectionBofBtheBSSBAdministration.BDesignedBtoBgiveBretiredBo
rBdisabledBindividualsBsomeBsourceBofBincome.B
-BenefitsBafterBpayingBintoBitBasBanBemployee.
MedicareB-BAnswerFederalBProgramBthatBhelpsBolderBpplB(65+)BinBpayingBtheirBmedicalBbills.
,MedicaidB-
BAnswerDesignedBbyBFederalBGovt.BasBaBstateBprogramBtoBhepBthoseBwhoBneedBandBqualify
BforBmedicalBassistance.B
-nursingBhomes
-pplBwithBlimitationsBinBdailyBactivities.
MedicalBAsepsisB-BAnswerMeansBfreeBfromBgermsBoBbacteriaBthatBmayBcauseBinfection.
ClassBABFireB-BAnswerFireBstartedBwithBwood,Bpaper,BorBtrash
ClassBBBFireB-BAnswerFireBstartedBwithBgas,BgreaseBorBotherBliquid
ClassBCBFireB-BAnswerElectircalBfire
FirstBDegreeBBurnB-BAnswerSkinBReddenedBbutBunbrokenB
FA:BPlaceBunderBcoldBWater
SecondBDegreeBBurnB-BAnswerSkinBReddened,BblistersBformedB
FA:BPlaceBunderBcodBwater,BcoverBwithBaBdryBsterieBdressing.
ThirdBDegreeBBurnB-BAnswerSkinBPartiallyBdestroyedB
FA:BCoverBentireBareaBwithBaBdryBsterileBdressing.
ConsumerBProductBSafetyBCommissionB-BAnswer-
ChargedBtoBprotectBtheBconsumersBfromBunreasonableBrisksBassociatedBwithBconsumerBprodu
cts,BtoBassistBconsumersBinBvoluntaryBcomparativeBsafetyBofBconsumerBproductsBandBmore.
-
RegulatesBtheBproductionBandBsaleBofBproductsBthatBareBpotentiallyBhazardous,BsetsBsafetyBst
andards,BcanBbanBproductsBthatBareBdeemedBhazardousBtoBconsumers,BcanBseizeBproductsBfr
omBtheBmarket.
ConsumerBBillBofBRightsB-BAnswer-TheBRightBtoBSafety
,-TheBRightBtoBbeBInformed
-TheBRightBtoBChoose
-TheBRightBtoBbeBHeard
HealthBInsuranceBPortabilityBandBAccountabilityB(HIPAA)B-
BAnswerCreatesBnationalBstandardsBtoBprotectBindividualsBmedicalBrecordsBandBotherBpersonal
BheathBinfo.
ProgressiveBTaxB-
BAnswerABtaxBthatBrequiresBaBlargerBfractionBofBincomeBasBthatBincomeBincreases.
Ex:BIncomeBTax
RegressiveBTaxB-
BAnswerABtaxBrequiringBaBsmallerBfractionBofBincomeBincreases,BtaxBisBmeasuredBagainstBwh
atBisBspent.B
Ex.BSalesBTax
ProportionalBTaxB-
BAnswerABtaxBthatBrequiresBtheBsameBfractionBofBincomeBfromBtaxBpayersBofBallBincomeBlev
els.B
Ex:
BankruptcyB-BAnswer-ChapterB13B=B7ByearsB;BChapterB7B=B10Byears
-
BABfederalBcourtBprocedureBthatBhelpsBconsumersBandBbusinessBgetBridBofBtheirBdebtBandBr
epayBtheirBcreditors.B"liquidation"BorB"reorganization"
CashBCardB-
BAnswerAnyBelectronicBpaymentBcardBthatBstoresBcashBfroBvariousBtypesBofBpayments
Ex:BBankBDebitBCards,BprepaidBdebitBcards,BgiftBcards,BandBpayrollBcards
ChamberBofBCommerceB-
BAnswerABlocalBassociationBtoBpromoteBandBprotectBtheBinterestsBofBtheBbusinessBcommunit
yBinBaBparticularBplace.
, BetterBBusinessBBureauB(BBB)B-BAnswer-
AnBorganizationBfocusedBonBadvancingBmarketplaceBtrust.B
-UsingBanBaccreditedBBusinessBsystemBtheyBrankBbusiness,Bcharities,BandBnon-profits.
FederalBTradeBComissionB(FTC)B-
BAnswerAnBagencyBwhoseBbasicBresponsibilityBisBtoBhelpBconsumersBfindBneededBinformation
BorBlocateBtheBappropriateBagencyBtoBassistBthemBwithBtheirBproblems.
FairBCreditBReportingBActB(FACTBACT)B-
BAnswerLegislationBgivingBconsumersBtheBrightBtoBknowBwhatBinformationBconsumerBreportin
gBaboutBthemBtoBcreditors,BinsuranceBcompanies,BandBemployers.
DuopolyB-BAnswerABmarketBsituationBinBwhichB2BsellersBdominateBaBspecificBmarketBindustry.
MonopolyB-BAnswerOneBseerBcontrolsBtheBsupplyBofBaBproductBorBservice.
OligopolyB-
BAnswerABsituationBinBwhichBfewBsellersB(4BorBless)BcontrolBtheBmajorityBofBaBsupplyBorBser
viceBproduced.
SmallBClaimsBCourtB-
BAnswerABlegalBmechanismBavailableBinBallBstatesBtoBsolveBlegalBproblemsBinvolvingBsmallBsu
msBofBmoney.B
-
ABJudgeBexercisesBbroadBpowersBinBthisBcourt.BHEBorBsheBdecidedBtheBcaseBandBthereBisBno
Bjury.BJudgesBruingBmayBbeBapealedBtoBaBhigherBcourt.
Non-durableBgoodsB-
BAnswerAreBconsumptionBgoodsBpurchasedBbyBtheBhouseholdBsectorBthatBgenerallyBhaveBaBu
sefulBsatisfaction-providingBexistenceBofBshorterBthanBaByear.B
-areBaboutB30%BofBpersonalBconsumption.
SanitationBOfBToysB-BAnswerdippedBinBaBbleach-waterBsolutionBandBallowedBoBairBdry
QUESTIONS AND ANSWERS
UPDATED 2026
CommunicatingBeffectivelyBwithBanBolderBpersonBasBaBcaregiver.B-BAnswer-
RememberBthatBtheyBoftenBfeelBasBthoughBtheyBareBaBburdenBtoBtheBcaregiver.B
-PositiveBmessages,BshowBdesireBtoBhelp.
-
REMINISCING:BShouldBbeBencouragedBbyBcaregivers.BToBtalkBaboutBtheBpastBisBanBimportantB
partBofBtheBagingBprocess.B
B-
itBcanBremindBthemBoBtheirBpersonaBresourcesBforBdealingBwithBchoices,Bproblems,BandBloss
es.B
B-ConfidenceBandBSelf-EsteemB
B-IfBreminiscingBstimulatesBnegativeBmemories,BitBshouldBnotBbeBencouraged.B
-
AL=BWillBcommunicateBthatBwhoBtheyBareBandBwhatBtheyBhaveBaccomplishedBisBindeedBimp
ortant.B
-Valued,Brespected,BandBaccepted.
ActiveBlisteningB-
BAnswerTryingBtoBunderstandBwhatBtheBothersBareBsayingBandBwhy,BidentifyBfeelings.
PensionsB-
BAnswerareBfundsBpaidBtoBretiredBemployeesBwhoBpaidBintoBaBpensionBfundBwhileBtheyBwer
eBemployed.
SocialBSecurityB-BAnswer-
ABfederalBprogramBunderBtheBdirectionBofBtheBSSBAdministration.BDesignedBtoBgiveBretiredBo
rBdisabledBindividualsBsomeBsourceBofBincome.B
-BenefitsBafterBpayingBintoBitBasBanBemployee.
MedicareB-BAnswerFederalBProgramBthatBhelpsBolderBpplB(65+)BinBpayingBtheirBmedicalBbills.
,MedicaidB-
BAnswerDesignedBbyBFederalBGovt.BasBaBstateBprogramBtoBhepBthoseBwhoBneedBandBqualify
BforBmedicalBassistance.B
-nursingBhomes
-pplBwithBlimitationsBinBdailyBactivities.
MedicalBAsepsisB-BAnswerMeansBfreeBfromBgermsBoBbacteriaBthatBmayBcauseBinfection.
ClassBABFireB-BAnswerFireBstartedBwithBwood,Bpaper,BorBtrash
ClassBBBFireB-BAnswerFireBstartedBwithBgas,BgreaseBorBotherBliquid
ClassBCBFireB-BAnswerElectircalBfire
FirstBDegreeBBurnB-BAnswerSkinBReddenedBbutBunbrokenB
FA:BPlaceBunderBcoldBWater
SecondBDegreeBBurnB-BAnswerSkinBReddened,BblistersBformedB
FA:BPlaceBunderBcodBwater,BcoverBwithBaBdryBsterieBdressing.
ThirdBDegreeBBurnB-BAnswerSkinBPartiallyBdestroyedB
FA:BCoverBentireBareaBwithBaBdryBsterileBdressing.
ConsumerBProductBSafetyBCommissionB-BAnswer-
ChargedBtoBprotectBtheBconsumersBfromBunreasonableBrisksBassociatedBwithBconsumerBprodu
cts,BtoBassistBconsumersBinBvoluntaryBcomparativeBsafetyBofBconsumerBproductsBandBmore.
-
RegulatesBtheBproductionBandBsaleBofBproductsBthatBareBpotentiallyBhazardous,BsetsBsafetyBst
andards,BcanBbanBproductsBthatBareBdeemedBhazardousBtoBconsumers,BcanBseizeBproductsBfr
omBtheBmarket.
ConsumerBBillBofBRightsB-BAnswer-TheBRightBtoBSafety
,-TheBRightBtoBbeBInformed
-TheBRightBtoBChoose
-TheBRightBtoBbeBHeard
HealthBInsuranceBPortabilityBandBAccountabilityB(HIPAA)B-
BAnswerCreatesBnationalBstandardsBtoBprotectBindividualsBmedicalBrecordsBandBotherBpersonal
BheathBinfo.
ProgressiveBTaxB-
BAnswerABtaxBthatBrequiresBaBlargerBfractionBofBincomeBasBthatBincomeBincreases.
Ex:BIncomeBTax
RegressiveBTaxB-
BAnswerABtaxBrequiringBaBsmallerBfractionBofBincomeBincreases,BtaxBisBmeasuredBagainstBwh
atBisBspent.B
Ex.BSalesBTax
ProportionalBTaxB-
BAnswerABtaxBthatBrequiresBtheBsameBfractionBofBincomeBfromBtaxBpayersBofBallBincomeBlev
els.B
Ex:
BankruptcyB-BAnswer-ChapterB13B=B7ByearsB;BChapterB7B=B10Byears
-
BABfederalBcourtBprocedureBthatBhelpsBconsumersBandBbusinessBgetBridBofBtheirBdebtBandBr
epayBtheirBcreditors.B"liquidation"BorB"reorganization"
CashBCardB-
BAnswerAnyBelectronicBpaymentBcardBthatBstoresBcashBfroBvariousBtypesBofBpayments
Ex:BBankBDebitBCards,BprepaidBdebitBcards,BgiftBcards,BandBpayrollBcards
ChamberBofBCommerceB-
BAnswerABlocalBassociationBtoBpromoteBandBprotectBtheBinterestsBofBtheBbusinessBcommunit
yBinBaBparticularBplace.
, BetterBBusinessBBureauB(BBB)B-BAnswer-
AnBorganizationBfocusedBonBadvancingBmarketplaceBtrust.B
-UsingBanBaccreditedBBusinessBsystemBtheyBrankBbusiness,Bcharities,BandBnon-profits.
FederalBTradeBComissionB(FTC)B-
BAnswerAnBagencyBwhoseBbasicBresponsibilityBisBtoBhelpBconsumersBfindBneededBinformation
BorBlocateBtheBappropriateBagencyBtoBassistBthemBwithBtheirBproblems.
FairBCreditBReportingBActB(FACTBACT)B-
BAnswerLegislationBgivingBconsumersBtheBrightBtoBknowBwhatBinformationBconsumerBreportin
gBaboutBthemBtoBcreditors,BinsuranceBcompanies,BandBemployers.
DuopolyB-BAnswerABmarketBsituationBinBwhichB2BsellersBdominateBaBspecificBmarketBindustry.
MonopolyB-BAnswerOneBseerBcontrolsBtheBsupplyBofBaBproductBorBservice.
OligopolyB-
BAnswerABsituationBinBwhichBfewBsellersB(4BorBless)BcontrolBtheBmajorityBofBaBsupplyBorBser
viceBproduced.
SmallBClaimsBCourtB-
BAnswerABlegalBmechanismBavailableBinBallBstatesBtoBsolveBlegalBproblemsBinvolvingBsmallBsu
msBofBmoney.B
-
ABJudgeBexercisesBbroadBpowersBinBthisBcourt.BHEBorBsheBdecidedBtheBcaseBandBthereBisBno
Bjury.BJudgesBruingBmayBbeBapealedBtoBaBhigherBcourt.
Non-durableBgoodsB-
BAnswerAreBconsumptionBgoodsBpurchasedBbyBtheBhouseholdBsectorBthatBgenerallyBhaveBaBu
sefulBsatisfaction-providingBexistenceBofBshorterBthanBaByear.B
-areBaboutB30%BofBpersonalBconsumption.
SanitationBOfBToysB-BAnswerdippedBinBaBbleach-waterBsolutionBandBallowedBoBairBdry