12/17/25, 9:46 PM PCIP Exam
PCIP ACTUAL EXAM 2026 -2027 \NEWEST
VERSION WITH COMPLETE QUESTIONS AND
CORRECT DETAILED ANSWERS \VERIFIED
100% GRADED A+\BRAND NEW!!
PCI Data Security Standard (PCI DSS) The PCI DSS applies to all entities that store, process,
and/or transmit cardholder
data. It covers technical
and operational system components included in or
connected to cardholder data. If you accept or
process payment cards, PCI DSS applies to you.
Sensitive Authentication Data Merchants, service providers, and other
entities involved with payment card processing
must never store sensitive authentication data
after
authorization. This includes the 3- or 4- digit security
code printed on the front or back of a card (CVD), the
data stored on a card's magnetic stripe or chip (also
called "Full Track Data") - and personal identification
numbers (PIN) entered by the cardholder.
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,12/17/25, 9:46 PM PCIP Exam
Card Verification Data Codes (CVD) 3 or 4 digit code that further authenticates a
not-present cardholder Visa-CVV2
MC- CVC2
Discover-
CVD
JCB-
CAV2
AmEx- CID
/ 2/39
,12/17/25, 9:46 PM PCIP Exam
Requirement 1 Install and maintain a firewall configuration to protect
cardholder data
Network devices in scope for Requirement 1 Firewalls and Routers- Routers connect traffic
between networks, Firewalls
control the traffic between networks and within internal
network
-requires review of configuration rule sets at least every
6 months
QIR Qualified Integrators & Resellers Qualified Integrators & Resellers- authorized by
the SSC to implement,
configure and/or support PA-DSS payment applications. Visa requires all
four levels of merchants use QIRs for POS application
and terminal installation and servicing
Compensating Controls An alternative control, put in place to satisfy the
requirement for a security
measure that is deemed too difficult or impractical
to implement at the present time.
Permitted reasons for using Compensating Controls Organizations needing an alternative to
security requirements that could not be
met due to legitimate technological OR documented
business constraints (e.g. too expensive), but has
sufficiently mitigated the risk associated with the
requirement through implementation of other
compensating controls
Examples of Compensating Controls (i) Segregation of Duties (SOD) and (ii) Encryption
/ 3/39
, 12/17/25, 9:46 PM PCIP Exam
Compensating Controls must: 1) Meet the intent and rigor of the original stated
requirement;
2) Provide a similar level of defense as the original stated
requirement;
3) Be "above and beyond" other PCI DSS requirements
(not simply in compliance with other PCI DSS
requirements); and
4) Be commensurate with the additional risk
imposed by not adhering to the original stated
requirement.
Compensating Controls Worksheet 1) Constraint; 2) Objective; 3) Identified Risk; 4) Define
Compensating Control;
5)Validate Controls; 6) Maintenance (COIDVM)
Card Data that cannot be stored by Merchants, Service Sensitive Authentication Data.
i) 3- or 4- digit security code printed on the front or providers after authorization
(exception-issuers) back of a card, ii) data stored on a card's magnetic
stripe or chip (also called "Full
Track Data"), and iii) personal
identification numbers (PIN)
entered by the cardholder
Card Data that MAY be stored i) cardholder name, ii) service code (identifies
industry iii) Personal Account Number (PAN)
iv) expiration date may be stored.
/ 4/39
PCIP ACTUAL EXAM 2026 -2027 \NEWEST
VERSION WITH COMPLETE QUESTIONS AND
CORRECT DETAILED ANSWERS \VERIFIED
100% GRADED A+\BRAND NEW!!
PCI Data Security Standard (PCI DSS) The PCI DSS applies to all entities that store, process,
and/or transmit cardholder
data. It covers technical
and operational system components included in or
connected to cardholder data. If you accept or
process payment cards, PCI DSS applies to you.
Sensitive Authentication Data Merchants, service providers, and other
entities involved with payment card processing
must never store sensitive authentication data
after
authorization. This includes the 3- or 4- digit security
code printed on the front or back of a card (CVD), the
data stored on a card's magnetic stripe or chip (also
called "Full Track Data") - and personal identification
numbers (PIN) entered by the cardholder.
/ 1/39
,12/17/25, 9:46 PM PCIP Exam
Card Verification Data Codes (CVD) 3 or 4 digit code that further authenticates a
not-present cardholder Visa-CVV2
MC- CVC2
Discover-
CVD
JCB-
CAV2
AmEx- CID
/ 2/39
,12/17/25, 9:46 PM PCIP Exam
Requirement 1 Install and maintain a firewall configuration to protect
cardholder data
Network devices in scope for Requirement 1 Firewalls and Routers- Routers connect traffic
between networks, Firewalls
control the traffic between networks and within internal
network
-requires review of configuration rule sets at least every
6 months
QIR Qualified Integrators & Resellers Qualified Integrators & Resellers- authorized by
the SSC to implement,
configure and/or support PA-DSS payment applications. Visa requires all
four levels of merchants use QIRs for POS application
and terminal installation and servicing
Compensating Controls An alternative control, put in place to satisfy the
requirement for a security
measure that is deemed too difficult or impractical
to implement at the present time.
Permitted reasons for using Compensating Controls Organizations needing an alternative to
security requirements that could not be
met due to legitimate technological OR documented
business constraints (e.g. too expensive), but has
sufficiently mitigated the risk associated with the
requirement through implementation of other
compensating controls
Examples of Compensating Controls (i) Segregation of Duties (SOD) and (ii) Encryption
/ 3/39
, 12/17/25, 9:46 PM PCIP Exam
Compensating Controls must: 1) Meet the intent and rigor of the original stated
requirement;
2) Provide a similar level of defense as the original stated
requirement;
3) Be "above and beyond" other PCI DSS requirements
(not simply in compliance with other PCI DSS
requirements); and
4) Be commensurate with the additional risk
imposed by not adhering to the original stated
requirement.
Compensating Controls Worksheet 1) Constraint; 2) Objective; 3) Identified Risk; 4) Define
Compensating Control;
5)Validate Controls; 6) Maintenance (COIDVM)
Card Data that cannot be stored by Merchants, Service Sensitive Authentication Data.
i) 3- or 4- digit security code printed on the front or providers after authorization
(exception-issuers) back of a card, ii) data stored on a card's magnetic
stripe or chip (also called "Full
Track Data"), and iii) personal
identification numbers (PIN)
entered by the cardholder
Card Data that MAY be stored i) cardholder name, ii) service code (identifies
industry iii) Personal Account Number (PAN)
iv) expiration date may be stored.
/ 4/39
