45-Hour Florida Post-License Course
Exam (2026/2027) – Florida Real Estate
Post-License Course Final Exam with
Complete Questions & Verified Correct
Answers
Lender Lenny refuses to make a loan on a property based on the racial composition of
the neighborhood. This is a violation of the Fair Housing Act known as: -
CORRECTANSWER redlining
Sales Associate Rita recommends to a family that they do not buy in a particular
neighborhood based on the racial makeup of the neighborhood. This is a prohibited act
known as: -CORRECTANSWER steering
Sales Associate Sanders suggests to neighbors that they should sell their homes
because of an ethic background have moved into the neighborhood. This prohibited act
is known as: -CORRECTANSWER blockbusting
Removing barriers to accessibility in public accommodations is a requirement of: -
CORRECTANSWER ADA
The Florida Constitution provides three categories of homestead protections. Which of
the following is NOT a benefit of owning a homestead? -CORRECTANSWER The
,homestead could be lost for failure to pay property taxes, a mortgage, a contractor's lien
or mandatory association fees.
Property is reassessed annually on January 1st. Any change in assessed (SOH) value
of the homestead is limited to the lesser of 3% of the assessed value or: -
CORRECTANSWER the change in the Consumer Price Index (CPI)
Any person or entity that is not a U.S. person or entity is defined as a/n: -
CORRECTANSWER foreign person
According to FIRPTA, if the property is for use by the transferee as a residence and the
amount realized is $300,001 to $1,000,000, what percentage must be withheld? -
CORRECTANSWER 10%
The average height of the high tides over a 19-year period is the: -CORRECTANSWER
mean highwater line
All tidally influenced waters and navigable fresh bodies of water to the mean or ordinary
highwater line in existence when Florida became a state is defined as: -
CORRECTANSWER Sovereignty Submerged Lands
, The general right of the public at large to possess and use certain privately owned dry
sand areas for recreational purposes is an example of: -CORRECTANSWER
customary use
The Florida state agency responsible for the administration of the water resources at the
state level is: -CORRECTANSWER Department of Environmental Protection (DEP)
The program designed to help Florida's coastal communities deal with flooding, erosion,
and habitat shifts through technical assistance and funding is: -CORRECTANSWER
Florida Resilient Coastlines Program
Reclaimed water, brackish ground and surface water, seawater, and new storage
facilities for surface and groundwater are examples of: -CORRECTANSWER alternative
water supply
An overflowing of a large amount of water beyond its normal confines, especially over
what is normally dry land is a: -CORRECTANSWER flood
An area is considered to be at high risk of experiencing a flood if there is a chance of
flooding of: -CORRECTANSWER 1%
Anyone who solicits a mortgage loan or accepts an application for a mortgage loan is
defined as a: -CORRECTANSWER mortgage loan originator
Exam (2026/2027) – Florida Real Estate
Post-License Course Final Exam with
Complete Questions & Verified Correct
Answers
Lender Lenny refuses to make a loan on a property based on the racial composition of
the neighborhood. This is a violation of the Fair Housing Act known as: -
CORRECTANSWER redlining
Sales Associate Rita recommends to a family that they do not buy in a particular
neighborhood based on the racial makeup of the neighborhood. This is a prohibited act
known as: -CORRECTANSWER steering
Sales Associate Sanders suggests to neighbors that they should sell their homes
because of an ethic background have moved into the neighborhood. This prohibited act
is known as: -CORRECTANSWER blockbusting
Removing barriers to accessibility in public accommodations is a requirement of: -
CORRECTANSWER ADA
The Florida Constitution provides three categories of homestead protections. Which of
the following is NOT a benefit of owning a homestead? -CORRECTANSWER The
,homestead could be lost for failure to pay property taxes, a mortgage, a contractor's lien
or mandatory association fees.
Property is reassessed annually on January 1st. Any change in assessed (SOH) value
of the homestead is limited to the lesser of 3% of the assessed value or: -
CORRECTANSWER the change in the Consumer Price Index (CPI)
Any person or entity that is not a U.S. person or entity is defined as a/n: -
CORRECTANSWER foreign person
According to FIRPTA, if the property is for use by the transferee as a residence and the
amount realized is $300,001 to $1,000,000, what percentage must be withheld? -
CORRECTANSWER 10%
The average height of the high tides over a 19-year period is the: -CORRECTANSWER
mean highwater line
All tidally influenced waters and navigable fresh bodies of water to the mean or ordinary
highwater line in existence when Florida became a state is defined as: -
CORRECTANSWER Sovereignty Submerged Lands
, The general right of the public at large to possess and use certain privately owned dry
sand areas for recreational purposes is an example of: -CORRECTANSWER
customary use
The Florida state agency responsible for the administration of the water resources at the
state level is: -CORRECTANSWER Department of Environmental Protection (DEP)
The program designed to help Florida's coastal communities deal with flooding, erosion,
and habitat shifts through technical assistance and funding is: -CORRECTANSWER
Florida Resilient Coastlines Program
Reclaimed water, brackish ground and surface water, seawater, and new storage
facilities for surface and groundwater are examples of: -CORRECTANSWER alternative
water supply
An overflowing of a large amount of water beyond its normal confines, especially over
what is normally dry land is a: -CORRECTANSWER flood
An area is considered to be at high risk of experiencing a flood if there is a chance of
flooding of: -CORRECTANSWER 1%
Anyone who solicits a mortgage loan or accepts an application for a mortgage loan is
defined as a: -CORRECTANSWER mortgage loan originator
