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Maryland Home Improvement Test Exam (2025) | Newest Actual Exam with Complete, Accurate Questions and Detailed Answers | Verified & Graded A | Instant Download

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Subido en
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Escrito en
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This comprehensive 2025 Maryland Home Improvement Test Exam guide contains the newest and most accurate set of verified exam questions and detailed, graded answers. It covers essential topics including All-Risk Builder’s Insurance, Liability Insurance, record-keeping requirements under the Fair Labor Standards Act (FLSA), and employer eligibility provisions under the Immigration and Nationality Act (INA). Perfect for contractors, builders, and license applicants preparing for the Maryland Home Improvement Contractor (MHIC) exam, this resource provides full coverage of legal, insurance, and compliance requirements necessary to pass the state licensing test with confidence.

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Subido en
13 de noviembre de 2025
Número de páginas
65
Escrito en
2025/2026
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Examen
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MARYLAND HOME IMPROVEMENT TEST
EXAM NEWEST ACTUAL EXAM WITH
COMPLETE ACCURATE QUESTIONS AND
DETAILED ANSWERS GRADED A |
BRAND NEW!!!

What is all risk builder's insurance?
is a form of property insurance that covers owners and
builders for buildings under construction. This insurance
typically covers machinery, equipment, materials, supplies,
fixtures that are part of the structure or will become part of
the structure. Additional coverage can be added for temp
structures like scaffold. In general, major construction defects
,such as poor workmanship ad faulty design are not covered.




What is Libility Insurance
design to protect against 3rd party claims that arise from
alleged negligence resulting in bodily injury or property
damage.

,What are rcord keeping requirements under FLSA?
The FLSA requires employees to keep records on wages,
hours, and other items as specified in Dept of Labor record
keeping regulation




What are the employer eligibility provisions of the Immigration
and Nationality Act?
The employer eligibility provisions of the Immigration and
Nationality Act require employers to verify employee
eligibility of all individuals hired. Form I-9 must be kept on file
for at least 3 years from the date of hire or 1 year after
employment ends, whichever is later




What are acceptable documents for I9
US passport
certificate of US citizenship
certificate of naturalization
permanent resident card
unexpired foreign passport with stamp

,What is regulated by Americans with Disabilities Act (ADA) ?
The law prohibits discriminating against persons with
disabilities and applies to employers with 15 or more
employees. In general the employment provisions of ADA
require (1) equal opportunity in selecting, testing, and hiring
qualified applicants with disabilities.
(2) Job accommodations for applicants and workers with
disabilities (3) and equal opportunities in promotion and
benefits.




What does Workers Compensation provide?
monetary compensation to employees who are injured or
disabled on the job




What does At Will Employee mean?
The employer or the employee may terminate employment at
any time without notice or cause.

, An employer may not terminate employment due to
discriminatory reasons, for taking time off to serve on a jury,
for reporting health or safety violations




What is a lien
Mechanic's or materialmen's lien "cloud" the title to real
property and it can be an effective method for securing
payment for labor or materials.




Who is entitled to a Mechanics lien?
States designate lien rights for contractors, subcontractors or
material suppliers who provide labor or furnish material for
construction, repairs or improvements of any building
machine, wharf or bridge.




Amount subject to a lien
Lien may be established up to 15% of the building's value
regardless of the amount contracted for labor and materials.
Additionally, if work is done on an existing building does not
increase the value of the property by 15%, then MD will not
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