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Examen

Exam On Introduction To Health Professions Paper With Questions And Answers 100% Accurate

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Subido en
12 de noviembre de 2025
Número de páginas
7
Escrito en
2025/2026
Tipo
Examen
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Exam On Introduction To Health Professions Paper With
Questions And Answers 100% Accurate

Concerns about nearly one-fifth of the gross domestic product (GDP) being spent on
healthcare and large numbers of individuals being uninsured led to...

passage of the Affordable Care Act (ACA) in 2010.

In addition, it was passed in response to...

rising healthcare costs because in 2010 the average cost of health care was $8,402 per person.
Also, total costs were $2.6 trillion or 17.9% of gross domestic product (GDP) which increased
from 7.2% in 1970.

Healthcare reform was the plan for the ACA and to achieve it meant focusing on these
three goals:

- Decrease the number of uninsured.
- Increase the quality and efficiency of health care.
- Slow the rising costs of health care.

The ACA, also known as ObamaCare, became law in March 2010 with goals of...

increasing access to healthcare for the underinsured while at the same time improving healthcare
quality and controlling healthcare costs.

Results of passage of the ACA:

- An estimated 15 million individuals obtained health coverage from the beginning of the first
enrollment period in October 2013 through March 2015.
- The percentage of uninsured Americans dropped from17% to 10%.
- 12 million low-income adults and children enrolled in Medicaid or the Children's Health
Insurance Program (CHIP) between October 2013 and April 2015, increasing the total number in
these programs to 71 million.

Also, with the passage of the ACA...

, individuals had more options for obtaining health insurance.

Employer

Most large companies offer health benefits, the same as before ACA. For new small-business
markets, Small Business Health Options Program (SHOP) offers insurance for business with up
to 100 employees.

Direct Enrollment

Consumers buy coverage directly from private insurers with new consumer protections.

Parents

Young adults can remain on their parents' health plan until age 26

Marketplace

Consumers shop for private plans with different cost sharing through a State-Based Marketplace
or the federally facilitated Marketplace. Based on income, consumers can also apply for
Medicaid or the Children's Health Insurance Program (CHIP)

Medicaid

Medicaid coverage expanded in 31 states and Washington, DC

As a result of the ACA, individuals were able to obtain health insurance in two new ways

- Medicaid was expanded to include those with incomes at 138% of the FBL
- the Marketplace was created for individuals with income between 100% and 400% of the FPL.
The federal government subsidizes plans purchased through the Marketplace beginning in
January 2014

The ACA was implemented in phases beginning in 2010 and ending in 2018.

• Parts of the ACA started in 2010.
• Additional parts of the ACA were implemented each successive year.
• All parts of the ACA completed by 2018.

The federal and state governments established...
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