LTC Exam/ Texas LTC test Ques ons and answers Newest
RATED A+ 2025/2026 NEW!
Which of the following most precisely defines the fundamentals of self-care and the basic tasks
of everyday life? - Ans Ac vi es of Daily Living
What is a primary goal of long-term care? - Ans to maintain func onality
On what basis are benefits payable under a long-term care insurance policy typically triggered?
- Ans c. the inability to perform defined ADLs
That's correct! Benefits payable under a long-term care policy are typically based on (or
"triggered" by) the inability to perform a certain number of ac vi es of daily living (ADLs) as
specified in the policy. Another common benefit trigger is cogni ve impairment.
Long-term care occurs only in nursing facili es. - Ans b. False
That's correct! Long-term care can occur in a variety of places, including in an individual's home,
at community sites and centers, and in care facili es.
Which of the following is not an example of home or community-based long-term care? - Ans
b. CCRCs
That's correct! Con nuing care re rement communi es, or CCRCs, are large, campus-like
facili es that house residents and provide a complete range of long-term care.
Which level of care has as its chief characteris c assistance with ADLs? - Ans a. custodial
That's correct! Custodial care, the primary characteris c of which is to provide assistance with
the ac vi es of daily living, helps meet personal rather than medical needs.
All of the following are examples of formal caregiving EXCEPT: - Ans d. daily transporta on to a
senior center provided by a neighbor
, That's correct! Formal caregiving is paid or volunteer care provided through a service system.
Informal care is delivered by family or friends.
A long-term care ombudsman represents people in a given geographical area who live in
assisted living residences or skilled nursing facili es. - Ans a. True
That's correct! A long-term care ombudsman, as a local representa ve for those in assisted
living facili es or SNFs, can be a valuable source of informa on about various local facili es for
those seeking housing for the elderly.
All of the following are services commonly offered by assisted living residences EXCEPT: - Ans d.
con nuous post-opera ve monitoring
That's correct! Assisted living residences generally provide most personal and health care
services except for skilled nursing care, such as con nuous post-opera ve monitoring, which
can only be offered by a skilled nursing facility.
With regard to Medicare and long-term care, which of the following statements is true? - Ans
c. Medicare covers care in a skilled nursing facility for a limited me, but only if the care follows
an admi7ed hospital stay and is ordered by a physician.
That's correct! Medicare covers care in a skilled nursing facility if it is preceded by a hospital stay
of at least three days and if the care is ordered by a physician. This benefit extends for only 100
days.
Medicare covers the cost of long-term custodial care in the home when it is delivered by a
Medicare-cer fied agency. - Ans . False
That's correct! Medicare does not cover the cost of long-term custodial care, regardless of
where it is delivered or who delivers the care.
Which of the following only covers inpa ent hospital care and hospice? - Ans . Medicare Part A
That's correct! Part A helps pay for inpa ent care in a hospital or skilled nursing facility
(following a hospital stay), some home health care, and hospice care.
RATED A+ 2025/2026 NEW!
Which of the following most precisely defines the fundamentals of self-care and the basic tasks
of everyday life? - Ans Ac vi es of Daily Living
What is a primary goal of long-term care? - Ans to maintain func onality
On what basis are benefits payable under a long-term care insurance policy typically triggered?
- Ans c. the inability to perform defined ADLs
That's correct! Benefits payable under a long-term care policy are typically based on (or
"triggered" by) the inability to perform a certain number of ac vi es of daily living (ADLs) as
specified in the policy. Another common benefit trigger is cogni ve impairment.
Long-term care occurs only in nursing facili es. - Ans b. False
That's correct! Long-term care can occur in a variety of places, including in an individual's home,
at community sites and centers, and in care facili es.
Which of the following is not an example of home or community-based long-term care? - Ans
b. CCRCs
That's correct! Con nuing care re rement communi es, or CCRCs, are large, campus-like
facili es that house residents and provide a complete range of long-term care.
Which level of care has as its chief characteris c assistance with ADLs? - Ans a. custodial
That's correct! Custodial care, the primary characteris c of which is to provide assistance with
the ac vi es of daily living, helps meet personal rather than medical needs.
All of the following are examples of formal caregiving EXCEPT: - Ans d. daily transporta on to a
senior center provided by a neighbor
, That's correct! Formal caregiving is paid or volunteer care provided through a service system.
Informal care is delivered by family or friends.
A long-term care ombudsman represents people in a given geographical area who live in
assisted living residences or skilled nursing facili es. - Ans a. True
That's correct! A long-term care ombudsman, as a local representa ve for those in assisted
living facili es or SNFs, can be a valuable source of informa on about various local facili es for
those seeking housing for the elderly.
All of the following are services commonly offered by assisted living residences EXCEPT: - Ans d.
con nuous post-opera ve monitoring
That's correct! Assisted living residences generally provide most personal and health care
services except for skilled nursing care, such as con nuous post-opera ve monitoring, which
can only be offered by a skilled nursing facility.
With regard to Medicare and long-term care, which of the following statements is true? - Ans
c. Medicare covers care in a skilled nursing facility for a limited me, but only if the care follows
an admi7ed hospital stay and is ordered by a physician.
That's correct! Medicare covers care in a skilled nursing facility if it is preceded by a hospital stay
of at least three days and if the care is ordered by a physician. This benefit extends for only 100
days.
Medicare covers the cost of long-term custodial care in the home when it is delivered by a
Medicare-cer fied agency. - Ans . False
That's correct! Medicare does not cover the cost of long-term custodial care, regardless of
where it is delivered or who delivers the care.
Which of the following only covers inpa ent hospital care and hospice? - Ans . Medicare Part A
That's correct! Part A helps pay for inpa ent care in a hospital or skilled nursing facility
(following a hospital stay), some home health care, and hospice care.
