ILLINOIS PUBLIC ADJUSTER EXAM 2 ACCURATE CURRENTLY TESTING EXAM VERSIONS WITH 500 QUESTIONS AND ANSWERS WITH EACH | EXPERT VERIFIED FOR GUARANTEED PASS | LATEST UPDATE | 2025/2026

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ILLINOIS PUBLIC ADJUSTER EXAM 2
ACCURATE CURRENTLY TESTING
EXAM VERSIONS WITH 500 QUESTIONS
AND ANSWERS WITH EACH | EXPERT
VERIFIED FOR GUARANTEED PASS |
LATEST UPDATE | 2025/2026


1. Which of the following does the Director not have the power or dut
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y to do?
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(A. Enact laws regarding insurance practices
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(B. Enforce insurance laws that are in the Illinois legal code
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(C. Adopt rules and regulations to enforce the insurance laws
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(D. Examine every Illinois insurance licensee -
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..........ANSWER.......A. Enact laws regarding insurance practices
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2. Who of the following represents the insured in a claim?
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(A. An independent adjuster
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(B. A company adjuster
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(C. A public adjuster
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(D. A bailee - ..........ANSWER.......(C. A public adjuster
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3. Which of the following would not be negotiated by a public adjuster
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? k




(A. The amount of damage
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(B. The cause of the loss
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(C. The amount of depreciation
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(D. The extent of the damage -
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..........ANSWER.......(B. The cause of the loss
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4. Which of the following is not required to become a public adjuster?
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(A. Successful passing of a state-sponsored exam
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(B. A copy of the public adjuster's proposed contract for insureds
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(C. A map of the public adjusters marketing territories
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(D. A surety bond with a face amount of $20,000 -
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k..........ANSWER.......(C. A map of the public adjusters marketing territor k k k k k k k k



ies


5. If a public adjuster moves, how soon must he or she inform the Dire
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ctor? k




(A. Within 15 days
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(B. Within 30 days
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(C. Within 60 days
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(D. At the time of renewing the license -
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..........ANSWER.......(B. Within 30 days
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6. Which of the following might result in termination of a public adjust
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er's license?
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(A. Failure to file a state income tax return
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(B. Being convicted of any misdemeanor
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(C. Failing to provide the Director with a copy of the signed contract w
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ith each insured
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(D. Cancellation of the public adjuster's business insurance -
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..........ANSWER.......(A. Failure to file a state income tax return
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7. It is allowable for a public adjuster to...
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(A. Solicit new clients from 7pm to 8am
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(B. State that he or she is licensed
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(C. State that he or she represents the fire department
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(D. State that he or she represents the insurance company -
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..........ANSWER.......(B. State that he or she is licensed
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8. When may a public adjuster solicit new clients?
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(A. While a loss-producing occurrence is continuing
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(B. Between 8am and 7pm
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(C. While the fire department is engaged at the damaged premises
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(D. Immediately after the state examination is passed -
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..........ANSWER.......(B. Between 8am and 7pm
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9. Which of the following is not a reason for the Director to revoke or r
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efuse to renew a public adjuster's license?
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(A. Being convicted of a felony involving dishonesty or fraud
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(B. Engaging in the unauthorized practice of law
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(C. Failing to pay tax due to the Department of Revenue
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(D. Having its businessowners insurance policy canceled -
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..........ANSWER.......(D. Having its businessowners insurance polic
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y canceled
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10. Which of the following could result in termination of the public adj
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uster's license by the Director?
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(A. Advancing funds to an insured while waiting for the claim to
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be resolved k k




(B. Charging more than 25% commission
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(C. Soliciting more than three homeowner's on the same day
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(D. Avoiding certain counties during solicitations -
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..........ANSWER.......(A. Advancing funds to an insured while waiting for
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the claim to be resolved
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11. If a public adiuster signs a contract with an insured within 5 busin
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ess days of a fire loss, how long does the insured have to void the contr
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act?
(A. 3 days k k k




(B. 5 days k k k