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MARYLAND PROPERTY AND CASUALTY
INSURANCE PRACTICE EXAM ACTUAL EXAM WITH
QUESTIONS AND 100% CORRECT ANSWERS||
LATEST AND COMPLETE VERSION 2025-2026 WITH
EXPERT VERIFIED SOLUTIONS|| ASSURED PASS
A broker requests a hearing with the Commissioner. Within how many days of the
request must the hearing be held? - ANSWER: 30
Collision coverage extends to rented passenger vehicles that have been rented for -
ANSWER: No more than 30 days.
Every vehicle insurance policy issued and delivered in Maryland must provide
coverage for medical, hospital and disability benefits, unless - ANSWER: Waived
by the first named insured.
When an insurer desires to cancel or non-renew a property insurance policy, they
must give advance written notice of - ANSWER: 45 days.
What is the maximum amount of a deductible on collision coverage for a damage
to the insured auto in an auto insurance policy? - ANSWER: $250
An agent just received his Maryland Life\Health insurance license. His specialty is
selling long-term care policies. In order to satisfy his continuing education
requirement, he must do which of the following? - ANSWER: Complete 24 hours
of continuing education, including 2 hours of long-term care education, and 3
hours of ethics, every two years.
All of the following are true regarding rebates EXCEPT - ANSWER: Rebates are
allowed if it's in the best interest of the client.
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An insurance producer is required to notify the Commissioner of any felony
convictions within how many days of the conviction? - ANSWER: 30 days.
Public adjusters represent - ANSWER: Insureds
PIP (personal injury protection) provides coverage for injury to the named insured,
resident relatives and - ANSWER: Pedestrians struck by the insured vehicle.
The Property and Casualty Guaranty Corporation is obligated to pay the full
amount of any claim between $100 and $300,000 if the claim occurs within what
period of time? - ANSWER: 30 days after an insurer has been declared insolvent
and before the insurance policy has expired
An insurer or producer may NOT knowingly employ an individual to act in a
fiduciary capacity if that individual has been convicted of a felony or crime of
moral turpitude within the past - ANSWER: 10 years only.
Which of the following is an example of a producer's fiduciary responsibilities? -
ANSWER: A producer promptly forwarding premiums to the insurance company
All of the following would be considered an insurance transaction EXCEPT -
ANSWER: Obtaining an insurance license.
Which of the following would be considered false advertising? - ANSWER:
Implying that the agent is the insurer
MARYLAND PROPERTY AND CASUALTY
INSURANCE PRACTICE EXAM ACTUAL EXAM WITH
QUESTIONS AND 100% CORRECT ANSWERS||
LATEST AND COMPLETE VERSION 2025-2026 WITH
EXPERT VERIFIED SOLUTIONS|| ASSURED PASS
A broker requests a hearing with the Commissioner. Within how many days of the
request must the hearing be held? - ANSWER: 30
Collision coverage extends to rented passenger vehicles that have been rented for -
ANSWER: No more than 30 days.
Every vehicle insurance policy issued and delivered in Maryland must provide
coverage for medical, hospital and disability benefits, unless - ANSWER: Waived
by the first named insured.
When an insurer desires to cancel or non-renew a property insurance policy, they
must give advance written notice of - ANSWER: 45 days.
What is the maximum amount of a deductible on collision coverage for a damage
to the insured auto in an auto insurance policy? - ANSWER: $250
An agent just received his Maryland Life\Health insurance license. His specialty is
selling long-term care policies. In order to satisfy his continuing education
requirement, he must do which of the following? - ANSWER: Complete 24 hours
of continuing education, including 2 hours of long-term care education, and 3
hours of ethics, every two years.
All of the following are true regarding rebates EXCEPT - ANSWER: Rebates are
allowed if it's in the best interest of the client.
, 2|Page
An insurance producer is required to notify the Commissioner of any felony
convictions within how many days of the conviction? - ANSWER: 30 days.
Public adjusters represent - ANSWER: Insureds
PIP (personal injury protection) provides coverage for injury to the named insured,
resident relatives and - ANSWER: Pedestrians struck by the insured vehicle.
The Property and Casualty Guaranty Corporation is obligated to pay the full
amount of any claim between $100 and $300,000 if the claim occurs within what
period of time? - ANSWER: 30 days after an insurer has been declared insolvent
and before the insurance policy has expired
An insurer or producer may NOT knowingly employ an individual to act in a
fiduciary capacity if that individual has been convicted of a felony or crime of
moral turpitude within the past - ANSWER: 10 years only.
Which of the following is an example of a producer's fiduciary responsibilities? -
ANSWER: A producer promptly forwarding premiums to the insurance company
All of the following would be considered an insurance transaction EXCEPT -
ANSWER: Obtaining an insurance license.
Which of the following would be considered false advertising? - ANSWER:
Implying that the agent is the insurer
