8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
ALABAMA ADJUSTERS LICENSE 2025-2026 COMPLETE
EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY
TESTING REAL EXAM QUESTIONS| 100% SOLVED!!
Insurance policy Auto Policy
designed to protect
the policyholder while
owning, occupying, or
operating a vehicle.
Usually combines
liability coverage and
property coverage
into one policy.
In insurance policies, Automobile
automobile generally
means any vehicle
designed for use on
public roads.
Laws in effect in some Automobile No-Fault Laws
states that require any
owner of a vehicle to
purchase no-fault
insurance; that is,
insurance that
indemnifies the insured,
regardless of who was
at fault in an accident.
No-fault laws also
restrict the insured's right
… 1/10
8
,8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
to sue the at-fault party.
Aviation insurance Aviation
combines hull insurance
for the aircraft and
liability insurance for
any damage to
others' property or to
people who are not
passengers.
The average amount of Average
income that an Weekly
employee earns each
Wage
week while able to
(AWW)
perform normal job
duties. When an
employee is injured on
the job, his workers'
compensation income
benefits will depend
on his AWW before the
injury.
An individual or Bailee
company that receives
the property of
someone else for a
special purpose and
returns
the property after use.
Reimburses a bailee's Bailee Coverage
customer for damage to
… 2/10
8
,8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
the customer's
property while in the
bailee's control
A temporary contract Binder
provided by an
insurer, which ensures
coverage until the
complete, permanent
policy is issued
Federal program that Black Lung Benefits Act
provides monthly
payments and medical
treatments to coal
miners who become
totally disabled from
black lung disease or
pneumoconiosis
Physical damage to Bodily Injury (BI)
someone's person.
Liability insurance
covers bodily injury that
the insured might
cause to another person
through negligence.
… 3/10
8
, 8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
Insurance coverage Boiler & Machinery
designed to indemnify a
business for damages
to, and damages by,
boilers,
machinery, motors,
generators, and a
variety of other
electrical devices and
appliances.
A contract wherein one Bond
party guarantees the
performance of a third
party. Bonds involve
three parties:
(1) the surety agrees
to pay the second
party, (2) the obligee, if
the third party, (3) the
principal, neglects
to carry out an
obligation it has to the
obligee.
The failure or falsehood Breach of
of a stated promise of Product
a product stipulation Warranty
Provides property Business Auto
damage and liability Policy (BAP)
insurance for
automobiles used by a
business
… 4/10
8
REA…
ALABAMA ADJUSTERS LICENSE 2025-2026 COMPLETE
EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY
TESTING REAL EXAM QUESTIONS| 100% SOLVED!!
Insurance policy Auto Policy
designed to protect
the policyholder while
owning, occupying, or
operating a vehicle.
Usually combines
liability coverage and
property coverage
into one policy.
In insurance policies, Automobile
automobile generally
means any vehicle
designed for use on
public roads.
Laws in effect in some Automobile No-Fault Laws
states that require any
owner of a vehicle to
purchase no-fault
insurance; that is,
insurance that
indemnifies the insured,
regardless of who was
at fault in an accident.
No-fault laws also
restrict the insured's right
… 1/10
8
,8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
to sue the at-fault party.
Aviation insurance Aviation
combines hull insurance
for the aircraft and
liability insurance for
any damage to
others' property or to
people who are not
passengers.
The average amount of Average
income that an Weekly
employee earns each
Wage
week while able to
(AWW)
perform normal job
duties. When an
employee is injured on
the job, his workers'
compensation income
benefits will depend
on his AWW before the
injury.
An individual or Bailee
company that receives
the property of
someone else for a
special purpose and
returns
the property after use.
Reimburses a bailee's Bailee Coverage
customer for damage to
… 2/10
8
,8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
the customer's
property while in the
bailee's control
A temporary contract Binder
provided by an
insurer, which ensures
coverage until the
complete, permanent
policy is issued
Federal program that Black Lung Benefits Act
provides monthly
payments and medical
treatments to coal
miners who become
totally disabled from
black lung disease or
pneumoconiosis
Physical damage to Bodily Injury (BI)
someone's person.
Liability insurance
covers bodily injury that
the insured might
cause to another person
through negligence.
… 3/10
8
, 8/25/25, 9:28 PM ALABAMA ADJUSTERS LICENSE 2025 -2026COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING
REA…
Insurance coverage Boiler & Machinery
designed to indemnify a
business for damages
to, and damages by,
boilers,
machinery, motors,
generators, and a
variety of other
electrical devices and
appliances.
A contract wherein one Bond
party guarantees the
performance of a third
party. Bonds involve
three parties:
(1) the surety agrees
to pay the second
party, (2) the obligee, if
the third party, (3) the
principal, neglects
to carry out an
obligation it has to the
obligee.
The failure or falsehood Breach of
of a stated promise of Product
a product stipulation Warranty
Provides property Business Auto
damage and liability Policy (BAP)
insurance for
automobiles used by a
business
… 4/10
8
