Georgia Property and Casualty Insurance EXAM 2025/2026
ACTUAL COMPLETE REAL EXAM QUESTIONS WITH
ACCURATE ANSWERS (VERIFIED ANSWERS) |
GET IT RIGHT!! GRADED A+ / 2025 BRAND
NEW EXAM!!
What is an insurance endorsement? - ANSWER-An insurance
endorsement is
an amendment to a property and casualty
insurance policy.
What can an insurance endorsement do? - ANSWER-It can
add, remove, or
change the policy's
coverage.
Are endorsements legally binding? - ANSWER-Yes,
endorsements are legally
binding and enforceable
by law.
,Can endorsements override the original policy document? -
ANSWER-Yes,
endorsements can override whatever the original policy
document says.
Can insurers add mandatory endorsements to policies? -
ANSWER-Yes, insurers can add mandatory endorsements that
the insured must accept before buying the policy.
What is a Homeowners Insurance Policy? - ANSWER-A
standardized package
insurance policy for residential real
estate owners.
What does a Homeowners Insurance Policy cover? - ANSWER-
Financial loss
from fire, theft, public liability, and other
common risks.
What is the Dwellings Policy also known as? - ANSWER-
Coverage A
What does the Dwellings Policy cover? - ANSWER-Repairing or
rebuilding your
, home after it's damaged by something covered by
your insurance.
What is the Terrorism Insurance Act? - ANSWER-A United
States federal law.
Who signed the Terrorism Insurance Act into law? -
ANSWER-President
George W.
Bush
When was the Terrorism Insurance Act signed into law? -
ANSWER-November
26,
2002
What does the Terrorism Insurance Act create for
insurance claims? -
ANSWER-A federal 'backstop' for insurance claims related to
acts of terrorism.
What are representations in insurance? - ANSWER-
Representations are the
statements made by the insured on the insurance
application.
ACTUAL COMPLETE REAL EXAM QUESTIONS WITH
ACCURATE ANSWERS (VERIFIED ANSWERS) |
GET IT RIGHT!! GRADED A+ / 2025 BRAND
NEW EXAM!!
What is an insurance endorsement? - ANSWER-An insurance
endorsement is
an amendment to a property and casualty
insurance policy.
What can an insurance endorsement do? - ANSWER-It can
add, remove, or
change the policy's
coverage.
Are endorsements legally binding? - ANSWER-Yes,
endorsements are legally
binding and enforceable
by law.
,Can endorsements override the original policy document? -
ANSWER-Yes,
endorsements can override whatever the original policy
document says.
Can insurers add mandatory endorsements to policies? -
ANSWER-Yes, insurers can add mandatory endorsements that
the insured must accept before buying the policy.
What is a Homeowners Insurance Policy? - ANSWER-A
standardized package
insurance policy for residential real
estate owners.
What does a Homeowners Insurance Policy cover? - ANSWER-
Financial loss
from fire, theft, public liability, and other
common risks.
What is the Dwellings Policy also known as? - ANSWER-
Coverage A
What does the Dwellings Policy cover? - ANSWER-Repairing or
rebuilding your
, home after it's damaged by something covered by
your insurance.
What is the Terrorism Insurance Act? - ANSWER-A United
States federal law.
Who signed the Terrorism Insurance Act into law? -
ANSWER-President
George W.
Bush
When was the Terrorism Insurance Act signed into law? -
ANSWER-November
26,
2002
What does the Terrorism Insurance Act create for
insurance claims? -
ANSWER-A federal 'backstop' for insurance claims related to
acts of terrorism.
What are representations in insurance? - ANSWER-
Representations are the
statements made by the insured on the insurance
application.
