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2026
Mrs. Roberts has Original Medicare and would like to enroll in a
Private Fee-for-Service (PFFS) plan. All types of PFFS plans are
available in her area. Which options could Mrs. Roberts consider
before selecting a PFFS plan? --- correct answer ---A Medicare
Advantage Prescription Drug (MA-PD) PFFS plan that combines
medical benefits and Part D prescription drug coverage, a PFFS plan
offering only medical benefits, or a PFFS plan in combination with a
stand-alone prescription drug plan.
Mrs. Lu is turning 65 in November and called to ask for your help
deciding on a Medicare Advantage plan. She agreed to sign a scope
of appointment form and meet with you on October 15. During the
appointment, what are you permitted to do? --- correct answer ---
You may provide her with the required enrollment materials and
take her completed enrollment application.
Agent Daniel Webber has properly set up a sales appointment to
meet with client Edward Young at Agent Webber's office. At the
agreed upon appointment time, Mr. Young arrives with his elderly
neighbor - Clara Burton, who wants to learn about her Medicare
,Advantage options. What should Agent Daniel Webber do? ---
correct answer ---
You have been providing a pre-Thanksgiving meal during sales
presentations in November for many years and your clients look
forward to attending this annual event. When marketing Medicare
Advantage and Part D plans, what are you permitted to do with
respect to meals? --- correct answer ---You may provide light
snacks, but a Thanksgiving style meal would be prohibited,
regardless of who provides or pays for the meal.
ABC is a Medicare Advantage (MA) plan sponsor. It would like to
use its enrollees' information to market non-health related products
such as life insurance and annuities. Which statement best
describes ABC's obligation to its enrollees regarding marketing such
products? --- correct answer ---b.
It must obtain a HIPAA compliant authorization from an enrollee
that indicates the plan or plan sponsor may use their information
for marketing purposes.
Wendy Park becomes eligible for Medicare for the first time in July.
With the help of Agent James Chan, she enrolls in FeelBetter
Medicare Advantage plan with an effective date of July 1st. Which
statement best describes how Agent Chan may be compensated
under CMS rules? --- correct answer ---FeelBetter will pay Agent
Chan initial year compensation for the months July through
, December. Renewal amounts will be paid starting in January if Ms.
Park remains enrolled the following year.
You have sought permission from a hospital to place brochures for
your product in their gift shop and cafeteria. The hospital
administration expresses some hesitation about allowing marketing
in a health care facility. What should you tell them? --- correct
answer ---Marketing in health care facilities is an acceptable
practice, as long as it takes place in common areas where patients
are not receiving or waiting to receive health care and as long as
the hospital displays materials for all plans that provide them to
the hospital.
Hector Hernandez is an independent agent. Hector sells plans on
behalf of three Medicare Advantage organizations that offer a total
of 10 plans but does not represent all Medicare Advantage
organizations offering plans that are available in his area. Which of
the following statements best describes any steps Hector is
required to take? --- correct answer ---During the first minute of a
sales call, Hector must send an email to the prospect stating that "I
represent 3 plans but not every plan available in your area. Please
contact Medicare.gov to get information on all your options.
Your friend's mother just moved to an assisted living facility and he
asked if you could present a program for the residents about the
MA-PD plans you market. What could you tell him? --- correct