6/29/25, 9:23 AM Texas Life and Health Insurance Exam EXAM 2025 UPDATE Verified Questions And Answers | Guaranteed Success!! Flashcards | …
Texas Life and Health Insurance Exam EXAM
2025 UPDATE Verified Questions And Answers |
Guaranteed Success!!
Save
Terms in this set (149)
Which of these Premiums are payable for as long as there is insurance
characteristics is coverage in force
consistent with a Straight
Life Policy?
Which of the following are S&P 500
Equity Indexed annuities
typically invested in?
Which of the following Dismemberment
does Social Security NOT
provide benefits for?
An example of false An insurer exaggerating its dividends in a magazine
advertising would be advertisement
A 45 year-old woman won Deferred Fixed Annuity
$100,000 in a scratch-off
lottery ticket. She
purchased an annuity that
will pay her $1500 per
month beginning at age
60. Which of these
annuities did this woman
purchase?
https://quizlet.com/1057508637/texas-life-and-health-insurance-exam-exam-2025-update-verified-questions-and-answers-guaranteed-success-flash-… 1/25
,6/29/25, 9:23 AM Texas Life and Health Insurance Exam EXAM 2025 UPDATE Verified Questions And Answers | Guaranteed Success!! Flashcards | …
Which of the following HMO
types of organizations are
prepaid group health
plans, where members
pay in advance for the
services of participating
physicians and hospitals
that have agreements?
Which action will a life Pay an amount the premiums would have purchased
insurance company most at the insured's actual age
likely take if an insured
dies and it is discovered
that the insured's age was
misstated on the
application?
Q is looking to buy a life Term Life
insurance policy that will
provide the greatest
amount of protection for a
temporary time period.
Which of these policies
should Q purchase?
An IRA owner can start 59 1/2
making withdrawals and
NOT be subjected to a tax
penalty beginning at what
age?
An applicant MUST Medicare Supplement policy
receive an Outline of
Coverage when an
application is taken for
a(n)
https://quizlet.com/1057508637/texas-life-and-health-insurance-exam-exam-2025-update-verified-questions-and-answers-guaranteed-success-flash-… 2/25
, 6/29/25, 9:23 AM Texas Life and Health Insurance Exam EXAM 2025 UPDATE Verified Questions And Answers | Guaranteed Success!! Flashcards | …
Life insurance that covers Limited Pay Life
an insured's whole life with
level premiums paid over
a limited time is called:
An individual has a Major $7000
Medical policy with a
$5,000 deductible and an $5,000 + 20% = $7,000
80/20 Coinsurance clause.
How much will the
INSURED have to pay is a
total of $15,000 in covered
medical expenses are
incurred?
How long can a cash 6 months
surrender value payment
be deferred by the
insurance company under
the Nonforfeiture Law?
An Evidence of Coverage Commissioner
form may be issued by a
Health Maintenance
Organization (HMO) after
being approved by the
What is an organization Fraternal benefit society
that solicits insurance only
to its members?
Which of the following is A pension deficiency is the key employee dies
NOT a reason for a
business to buy key
person life insurance?
https://quizlet.com/1057508637/texas-life-and-health-insurance-exam-exam-2025-update-verified-questions-and-answers-guaranteed-success-flash-… 3/25
Texas Life and Health Insurance Exam EXAM
2025 UPDATE Verified Questions And Answers |
Guaranteed Success!!
Save
Terms in this set (149)
Which of these Premiums are payable for as long as there is insurance
characteristics is coverage in force
consistent with a Straight
Life Policy?
Which of the following are S&P 500
Equity Indexed annuities
typically invested in?
Which of the following Dismemberment
does Social Security NOT
provide benefits for?
An example of false An insurer exaggerating its dividends in a magazine
advertising would be advertisement
A 45 year-old woman won Deferred Fixed Annuity
$100,000 in a scratch-off
lottery ticket. She
purchased an annuity that
will pay her $1500 per
month beginning at age
60. Which of these
annuities did this woman
purchase?
https://quizlet.com/1057508637/texas-life-and-health-insurance-exam-exam-2025-update-verified-questions-and-answers-guaranteed-success-flash-… 1/25
,6/29/25, 9:23 AM Texas Life and Health Insurance Exam EXAM 2025 UPDATE Verified Questions And Answers | Guaranteed Success!! Flashcards | …
Which of the following HMO
types of organizations are
prepaid group health
plans, where members
pay in advance for the
services of participating
physicians and hospitals
that have agreements?
Which action will a life Pay an amount the premiums would have purchased
insurance company most at the insured's actual age
likely take if an insured
dies and it is discovered
that the insured's age was
misstated on the
application?
Q is looking to buy a life Term Life
insurance policy that will
provide the greatest
amount of protection for a
temporary time period.
Which of these policies
should Q purchase?
An IRA owner can start 59 1/2
making withdrawals and
NOT be subjected to a tax
penalty beginning at what
age?
An applicant MUST Medicare Supplement policy
receive an Outline of
Coverage when an
application is taken for
a(n)
https://quizlet.com/1057508637/texas-life-and-health-insurance-exam-exam-2025-update-verified-questions-and-answers-guaranteed-success-flash-… 2/25
, 6/29/25, 9:23 AM Texas Life and Health Insurance Exam EXAM 2025 UPDATE Verified Questions And Answers | Guaranteed Success!! Flashcards | …
Life insurance that covers Limited Pay Life
an insured's whole life with
level premiums paid over
a limited time is called:
An individual has a Major $7000
Medical policy with a
$5,000 deductible and an $5,000 + 20% = $7,000
80/20 Coinsurance clause.
How much will the
INSURED have to pay is a
total of $15,000 in covered
medical expenses are
incurred?
How long can a cash 6 months
surrender value payment
be deferred by the
insurance company under
the Nonforfeiture Law?
An Evidence of Coverage Commissioner
form may be issued by a
Health Maintenance
Organization (HMO) after
being approved by the
What is an organization Fraternal benefit society
that solicits insurance only
to its members?
Which of the following is A pension deficiency is the key employee dies
NOT a reason for a
business to buy key
person life insurance?
https://quizlet.com/1057508637/texas-life-and-health-insurance-exam-exam-2025-update-verified-questions-and-answers-guaranteed-success-flash-… 3/25
