Florida Health Insurance Exam /
Questions & Expertly Verified Answers,
.
Quiz____?
Accident -
Answer✓✓
An unplanned, unforeseen event which occurs suddenly and at an unspecified
place
Quiz____?
Accident Insurance -
Answer✓✓
A type of insurance that protects the insured against loss due to accidental
bodily injury
Quiz____?
Accidental Bodily Injury -
Answer✓✓
Unplanned, unforeseen traumatic injury to the body
Quiz____?
Accidental Death and Dismemberment -
Answer✓✓
1
, An insurance policy which pays a specified amount or a specified multiple of the
insured's benefit if the insured dies, loses his/her sight, or loses two limbs due to
an accident
Quiz____?
Accidental Death Benefits -
Answer✓✓
A policy rider that states that the cause of death will be analyzed to determine if
it complies with the policy description of accidental death
Quiz____?
Activities of Daily Living -
Answer✓✓
Activities individuals must do every day such as moving about, getting dressed,
eating, bathing, etc.
Quiz____?
Actual Charge -
Answer✓✓
The amount a physician or supplier actually bills for a particular service or
supply
Quiz____?
Adhesion -
Answer✓✓
2
, A contract offered on a "take-it-or-leave-it" basis by an insurer, in which the
insured's only option is to accept or reject the contract. Any ambiguities in the
contract will be settled in favor of the insured
Quiz____?
Admitted (Authorized) Insurer -
Answer✓✓
An insurance company authorized and licensed to transact insurance in a
particular state
Quiz____?
Adult Day Care -
Answer✓✓
A program for impaired adults that attempts to meet their health, social, and
functional needs in a setting away from their homes
Quiz____?
Adverse Selection -
Answer✓✓
The tendency of risks with higher probability of loss to purchase and maintain
insurance more often than the risks who present lower probability
Quiz____?
Agent -
Answer✓✓
3
Questions & Expertly Verified Answers,
.
Quiz____?
Accident -
Answer✓✓
An unplanned, unforeseen event which occurs suddenly and at an unspecified
place
Quiz____?
Accident Insurance -
Answer✓✓
A type of insurance that protects the insured against loss due to accidental
bodily injury
Quiz____?
Accidental Bodily Injury -
Answer✓✓
Unplanned, unforeseen traumatic injury to the body
Quiz____?
Accidental Death and Dismemberment -
Answer✓✓
1
, An insurance policy which pays a specified amount or a specified multiple of the
insured's benefit if the insured dies, loses his/her sight, or loses two limbs due to
an accident
Quiz____?
Accidental Death Benefits -
Answer✓✓
A policy rider that states that the cause of death will be analyzed to determine if
it complies with the policy description of accidental death
Quiz____?
Activities of Daily Living -
Answer✓✓
Activities individuals must do every day such as moving about, getting dressed,
eating, bathing, etc.
Quiz____?
Actual Charge -
Answer✓✓
The amount a physician or supplier actually bills for a particular service or
supply
Quiz____?
Adhesion -
Answer✓✓
2
, A contract offered on a "take-it-or-leave-it" basis by an insurer, in which the
insured's only option is to accept or reject the contract. Any ambiguities in the
contract will be settled in favor of the insured
Quiz____?
Admitted (Authorized) Insurer -
Answer✓✓
An insurance company authorized and licensed to transact insurance in a
particular state
Quiz____?
Adult Day Care -
Answer✓✓
A program for impaired adults that attempts to meet their health, social, and
functional needs in a setting away from their homes
Quiz____?
Adverse Selection -
Answer✓✓
The tendency of risks with higher probability of loss to purchase and maintain
insurance more often than the risks who present lower probability
Quiz____?
Agent -
Answer✓✓
3
