California Real Estate License Exam 1
2025 Questions and Answers
1.1. A title was recorded for a parcel of real property vested in the name of Johan Wilson, a single
woman. After her marriage to William Roberts, she executed a deed to the property only in the
name of Johan Roberts, a married woman. The discrepancy in the grantors name is:
A. Valid if William Roberts agrees to it
B. A defect on title that may cause title to be vested as tenants in common
C. Immaterial if the property is properly described
D. A defect which may cause a cloud on the title - Correct Answer✔️✔️-A defect which may cause
a cloud on the title.
1.2. Which contract would be the most difficult for a buyer to obtain financing?
A. Land Contract
B. FHA
C. VA
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,D. Conventional - Correct Answer✔️✔️-Land Contract
1.3. When a broker runs an advertisement, the broker must disclose:
A. Last name of the broker
B. Name of the broker
C. Name of broker and salesperson
D. Name of the salesperson - Correct Answer✔️✔️-Name of the broker
1.4. Following in-house sales are true, except:
A. The listing agent can act as a dual agent
B. The listing broker can act as a buyers agent only
C. The broker may purchase the property himself
D. The seller may represent the seller only - Correct Answer✔️✔️-The seller may represent the
seller only
1.5. The Federal Housing Administration (FHA) was created primarily:
A. To provide insurance for home loans in the secondary market
B. To insure the borrower
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,C. To provide insurance for home loans made by approved lender
D. To improve the economy for mortgage bankers - Correct Answer✔️✔️-To provide insurance
for home loans made by approved lenders
1.6. Which of the following loans on a home would probably be made without requiring a down
payment from the borrower?
A. VA Loan
B. CAL-VET
C. FHA
D. Conventional - Correct Answer✔️✔️-VA Loan
1.7. A person who wishes to purchase a home using the Cal-Vet program would send his application
to:
A. Department of Real Estate
B. Real Estate Commissioner
C. Department of Veterans Affairs
D. Veterans Administration - Correct Answer✔️✔️-Department of Veterans Affairs
1.8. The item that would appear on the debit side of a buyer's closing statement would be:
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, A. Purchase Price
B. Prepaid Rents
C. Mortgage Insurance
D. Down Payment - Correct Answer✔️✔️-Purchase Price
1.9. When dealing with the public, a broker may not:
A. Disclose any of his duties to other agents
B. Remain silent concerning material facts about a property known only by himself
C. Reject a listing if it is discriminatory or overpriced for minorities
D. All of the above - Correct Answer✔️✔️-Remain silent concerning material facts about a
property known only by himself
1.10. Which of the following is the reason that a real estate agent must keep his principal informed
of material facts concerning a pending real estate transaction?
A. When the agent is a fiduciary
B. When it's printed on the purchase agreement
C. When the agent concerned with the commission which seller is paying
D. When the broker works only for the seller - Correct Answer✔️✔️-When the agent is a fiduciary
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 4
2025 Questions and Answers
1.1. A title was recorded for a parcel of real property vested in the name of Johan Wilson, a single
woman. After her marriage to William Roberts, she executed a deed to the property only in the
name of Johan Roberts, a married woman. The discrepancy in the grantors name is:
A. Valid if William Roberts agrees to it
B. A defect on title that may cause title to be vested as tenants in common
C. Immaterial if the property is properly described
D. A defect which may cause a cloud on the title - Correct Answer✔️✔️-A defect which may cause
a cloud on the title.
1.2. Which contract would be the most difficult for a buyer to obtain financing?
A. Land Contract
B. FHA
C. VA
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 1
,D. Conventional - Correct Answer✔️✔️-Land Contract
1.3. When a broker runs an advertisement, the broker must disclose:
A. Last name of the broker
B. Name of the broker
C. Name of broker and salesperson
D. Name of the salesperson - Correct Answer✔️✔️-Name of the broker
1.4. Following in-house sales are true, except:
A. The listing agent can act as a dual agent
B. The listing broker can act as a buyers agent only
C. The broker may purchase the property himself
D. The seller may represent the seller only - Correct Answer✔️✔️-The seller may represent the
seller only
1.5. The Federal Housing Administration (FHA) was created primarily:
A. To provide insurance for home loans in the secondary market
B. To insure the borrower
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 2
,C. To provide insurance for home loans made by approved lender
D. To improve the economy for mortgage bankers - Correct Answer✔️✔️-To provide insurance
for home loans made by approved lenders
1.6. Which of the following loans on a home would probably be made without requiring a down
payment from the borrower?
A. VA Loan
B. CAL-VET
C. FHA
D. Conventional - Correct Answer✔️✔️-VA Loan
1.7. A person who wishes to purchase a home using the Cal-Vet program would send his application
to:
A. Department of Real Estate
B. Real Estate Commissioner
C. Department of Veterans Affairs
D. Veterans Administration - Correct Answer✔️✔️-Department of Veterans Affairs
1.8. The item that would appear on the debit side of a buyer's closing statement would be:
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 3
, A. Purchase Price
B. Prepaid Rents
C. Mortgage Insurance
D. Down Payment - Correct Answer✔️✔️-Purchase Price
1.9. When dealing with the public, a broker may not:
A. Disclose any of his duties to other agents
B. Remain silent concerning material facts about a property known only by himself
C. Reject a listing if it is discriminatory or overpriced for minorities
D. All of the above - Correct Answer✔️✔️-Remain silent concerning material facts about a
property known only by himself
1.10. Which of the following is the reason that a real estate agent must keep his principal informed
of material facts concerning a pending real estate transaction?
A. When the agent is a fiduciary
B. When it's printed on the purchase agreement
C. When the agent concerned with the commission which seller is paying
D. When the broker works only for the seller - Correct Answer✔️✔️-When the agent is a fiduciary
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 4
