5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
Florida 6-20 All Lines Adjuster Test (2025 \2026)
ACTUAL EXAM (TESTING REAL EXAM
QUESTIONS) AND VERIFIED ANSWERS
(MULTIPLE CHOICES) |COMPLETE SOLUTIONS
|A+ GRADED |100% CORRECT!!
Save
Terms in this set (276)
A public adjuster B. The insured
represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the
general public
Which of the following is A. Field Report
the type of report that
indicates the initial results
of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 1/123
,5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
States have adopted C. Deny the claim until a fair and prompt investigation
statutes regarding claims has commenced.
adjusting. To avoid unfair
treatment to a
claimant the adjuster must
not:
A. Promptly investigate
the claim.
B. Follow the laws
regarding the number of
days in which to
commence an
investigation.
C. Deny the claim until a
fair and prompt
investigation has
commenced.
D. Pay the claim within a
reasonable number of
days after the final proof
of loss has been
received.
Which of the following is A. Forcing the insured to sue by offering less than the
not a claim settlement claim is worth.
option?
A. Forcing the insured to
sue by offering less than
the claim is worth.
B. Repairing property.
C. Replacing with like kind
and quality.
D. Replace with new
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 2/123
,5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
The giving up of a known D. Waiver
right is called:
A. Estoppel
B. Violation of policy
conditions
C. Rebating
D. Waiver
An innocent party relies B. Estoppel
on certain statements
made by the adjuster and
is damaged as a
result. The guilty party may
be legally prohibited from
asserting that the fact
does not exist
because of:
A. Waiver
B. Estoppel
C. Duties of the adjuster
D. Law of contract
Should an insured fail to B. Send the insured a reservation of rights letter.
report a claim in a timely
fashion the adjuster will
usually:
A. Deny the claim.
B. Send the insured a
reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the
company's attorney.
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 3/123
, 5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
A company adjuster C. The insurer.
primarily represents the
interests of:
A. The insured.
B. The claimant.
C. The insurer.
D. The public.
An adjuster's license will D. Having been convicted of a felony.
usually be revoked for
which of the following
reasons:
A. Denying claims that are
not covered.
B. Failing to report a
change of address.
C. Having been convicted
of a misdemeanor.
D. Having been convicted
of a felony.
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 4/123
Florida 6-20 All Lines Adjuster Test (2025 \2026)
ACTUAL EXAM (TESTING REAL EXAM
QUESTIONS) AND VERIFIED ANSWERS
(MULTIPLE CHOICES) |COMPLETE SOLUTIONS
|A+ GRADED |100% CORRECT!!
Save
Terms in this set (276)
A public adjuster B. The insured
represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the
general public
Which of the following is A. Field Report
the type of report that
indicates the initial results
of a claim investigation?
A. Field Report
B. Interim Report
C. Full Report
D. None of the above
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 1/123
,5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
States have adopted C. Deny the claim until a fair and prompt investigation
statutes regarding claims has commenced.
adjusting. To avoid unfair
treatment to a
claimant the adjuster must
not:
A. Promptly investigate
the claim.
B. Follow the laws
regarding the number of
days in which to
commence an
investigation.
C. Deny the claim until a
fair and prompt
investigation has
commenced.
D. Pay the claim within a
reasonable number of
days after the final proof
of loss has been
received.
Which of the following is A. Forcing the insured to sue by offering less than the
not a claim settlement claim is worth.
option?
A. Forcing the insured to
sue by offering less than
the claim is worth.
B. Repairing property.
C. Replacing with like kind
and quality.
D. Replace with new
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 2/123
,5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
The giving up of a known D. Waiver
right is called:
A. Estoppel
B. Violation of policy
conditions
C. Rebating
D. Waiver
An innocent party relies B. Estoppel
on certain statements
made by the adjuster and
is damaged as a
result. The guilty party may
be legally prohibited from
asserting that the fact
does not exist
because of:
A. Waiver
B. Estoppel
C. Duties of the adjuster
D. Law of contract
Should an insured fail to B. Send the insured a reservation of rights letter.
report a claim in a timely
fashion the adjuster will
usually:
A. Deny the claim.
B. Send the insured a
reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the
company's attorney.
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 3/123
, 5/7/25, 2:17 PM Florida 6-20 All Lines Adjuster Test (2025 \2026) ACTUAL EXAM (TESTING REAL EXAM QUESTIONS) AND VERIFIED ANSWERS …
A company adjuster C. The insurer.
primarily represents the
interests of:
A. The insured.
B. The claimant.
C. The insurer.
D. The public.
An adjuster's license will D. Having been convicted of a felony.
usually be revoked for
which of the following
reasons:
A. Denying claims that are
not covered.
B. Failing to report a
change of address.
C. Having been convicted
of a misdemeanor.
D. Having been convicted
of a felony.
https://quizlet.com/1040965889/florida-6-20-all-lines-adjuster-test-2025-2026-actual-exam-testing-real-exam-questions-and-verified-answers-multipl… 4/123
