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WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE EXAM ACTUAL EXAM WITH PRACTICE TEST ALL 400 QUESTIONS AND CORRECT ANSWERS BEST TOOL TO STUDY PROPERTY AND CASUALTY INSURANCE COURSE

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WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE EXAM ACTUAL EXAM WITH PRACTICE TEST ALL 400 QUESTIONS AND CORRECT ANSWERS BEST TOOL TO STUDY PROPERTY AND CASUALTY INSURANCE COURSE

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WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE
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Institución
WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE
Grado
WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE

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Subido en
16 de julio de 2024
Número de páginas
105
Escrito en
2023/2024
Tipo
Examen
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Page 1 of 105 1 WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE EXAM ACTUAL EXAM WITH PRACTICE TEST ALL 400 QUESTIONS AND CORRECT ANSWERS BEST TOOL TO STUD Y PROPERTY AND CASUALTY INSURANCE COURSE WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE ACTUAL EXAM The insured has a commercial auto policy with a drive othe r car broadened coverage liability for named individuals (DOC) endorsement. In which of the following would the named individual be covered? 1. racing company car 2. driving neighbor ’s auto 3. any vehicle owned by insured 4. family member driving company vehicle - ANSWER -driving the neighbors auto Which of the following created The National Flood Insurance Program? 1. an association of mortgage banks Page 2 of 105 2 2. the United States Congress 3. governors of flood prone states 4. a consortium of insurance companies - ANSWER -the United States Congress What is the purpose of the causes of loss form that lists specific exclusions? 1. to inform the insurer what the loss is in a claim 2. to state which properties are covered in a loss 3. to state which perils are insured against 4. to inform the insured whether the loss in a claim is covered - ANSWER -to state which perils are insured against Page 3 of 105 3 Which of the following are defined as a part of the policy and can void the policy if they are breached, whether the breach was intentional or unintentional? 1. material facts 2. representations 3. waivers 4. warranties - ANSWER -warranties Which situation is an example of vicarious liability? 1. The insured injures a friend in hunting accident. 2. The insured?s employee causes an injury while on the job. 3. The insured damages a neighbor's building while trying to enter. 4. Page 4 of 105 4 The insured loans a defective ladder to neighbor that results in an in jury. - ANSWER -The insured's employee causes an injury while on the job An insureds place of business is broken in to and merchandise unlawfully taken during the night, the insured is the victim of which type of crime? 1. robbery 2. burglary 3. breakin g and entering 4. safe cracking - ANSWER -burglary Which of the following does HO -6 provide? 1. coverage for tenant living in a condominium 2. coverage for personal property of a condominium owner
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