Ohio Health Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers)

Ohio Health Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers) Long-Term Care (LTC) Policies: - CORRECT ANSWER Can be marketed in the form of individual policies, group policies, or as riders to life insurance policies, provide coverage for individuals who are no longer able to live an independent lifestyle and require living assistance at home or in a nursing home facility. The must provide coverage for at least 12 consecutive months in a setting other than an acute care unit of a hospital. Activities of daily living include: - CORRECT ANSWER bathing, dressing, toileting, transferring positions (also called mobility, continence, and eating. Skilled Care: - CORRECT ANSWER Daily Nursing and Rehabilitative care that can be provided by medical personnel, under the direction of a phys