questions with verified answers
2025/2026
Which of the following types of BLS certification is the only accepted type of BLS certification to
meet the this course's requirement? - ANS ✔✔American Heart Association Basic Life Support
for Healthcare Providers
Most individuals cannot afford to pay for their healthcare costs completely on their own,
therefore they rely on a _____________, which can be an insurance company,
Medicare/Medicaid, or other program to assist with the costs. - ANS ✔✔third-party payer
An amount that must be paid by the patient for medical services before the insurance begins to
pay is called: - ANS ✔✔deductible
Health Maintenance Organization (HMO) - ANS ✔✔A contract between an employer or
insurance company and health care providers to provide benefits to members at lower costs--
however members are required to use participating providers for all health services.
Preferred Provider Organization (PPO) - ANS ✔✔Arrangement between purchases of care
(employers, insurance companies) and providers (hospitals, clinics) to provide benefits to
members at lower costs as long as those members choose providers within the network.
Medicaid - ANS ✔✔A medical assistance program operated by individual states with assistance
from the Federal government.
Medicare - ANS ✔✔Federal government healthcare plan for individuals over 65 years or with a
disability.
,Tricare - ANS ✔✔US government health insurance plan for all active duty military personnel and
their families.
Worker's Compensation - ANS ✔✔Health insurance plan providing treatment for workers
injured on the job.
Which of the following are thought to be causes for the rise in healthcare costs? SELECT ALL
THAT ARE CORRECT - ANS ✔✔-technological advances in healthcare
-aging population with more healthcare needs
-health-care related law suits
Which of the following is an accurate description on healthcare costs in the United States? - ANS
✔✔the US spends more of it's overall budget (GDP) and more per-person on healthcare than
any other country
The US government's Medicare System is considered a "single-payer" system that most closely
resembles: - ANS ✔✔The National Health Insurance Model followed in Canada in which the
government/tax-payers provide all funding but healthcare services are provided by private (non-
government) facilities/practitioners
Overseen by CMS (an agency under the Department of Health and Human Services) - ANS
✔✔Both Medicaid and Medicare
Considered government provided health insurance for the financially needy population - ANS
✔✔Medicaid
To qualify, must be 65 years old or have a qualifying disability - ANS ✔✔Medicare
,Would cover lab tests (xrays, bloodwork, etc) - ANS ✔✔Both Medicaid and Medicare
Beveridge Model - ANS ✔✔a system in which the government both funds, and provides
healthcare to all of its citizens; Great Britain
How do diagnostic related groups (DRGs) help control Medicare costs? - ANS ✔✔limits
reimbursements to hospitals to amounts based on "reasonable" costs rather than actual costs
Which of the following are considered Healthcare Provider Facilities? Select all that are
appropriate. - ANS ✔✔-specialty clinics
-long-term care facilities
-school health clinics
-ambulatory centers
-hospitals
Assisted living facilities provide - ANS ✔✔support for individuals who want to care for
themselves but need some assistance
The type of care center used by large companies to provide health care to their employees is
termed: - ANS ✔✔industrial health care center
A speciality hospital - ANS ✔✔provide care for only special situations or age groups
Independent living facilities - ANS ✔✔patients live in an apartment within the facility.
Healthcare workers are on staff..
Skilled care facilities - ANS ✔✔Designed to prepare patients to return patients to home
environments.
, Hospice - ANS ✔✔Provides care for patients with a life expectancy of 6 months or less.
Which of the following would be examples of "convalescent care" facilities/providers? SELECT
ALL THAT ARE CORRECT - ANS ✔✔-assisted living facilities
-nursing homes
The law that was enacted which directly led to the development of regulations for long term
care and home health providers (for example, requiring that patient's have access to
rehabilitative services) was called: - ANS ✔✔the Omnibus Budget Reconciliation Act (OBRA)
Rehabilitation Center - ANS ✔✔Provide short term care (weeks to months) to help patients with
physical or mental disabilities to obtain maximum self-care and function
Nursing Home - ANS ✔✔Provide basic 24 hour physical and emotional care to individuals who
can no longer care for themselves. They help with ADLS (activities of daily living - like getting
dressed, eating, and bathing), provide a safe and secure environment, and promote
opportunities for social interactions.
Senior Day Care Facility - ANS ✔✔Provides care for the elderly (sometimes disabled) who are
able to live at home with family but need care when the family is not at home. Provide activities
and rehab while the family is working or at school
Ambulatory Care Facility - ANS ✔✔Physician's offices, Dental offices, and specialty centers (such
as optical centers or surgery centers)
The majority of hospitals in the United States are: - ANS ✔✔private not-for-profit/non-profit
facilities