Delivering Health Care in America (7th Edition) Test Bank | Shi & Singh | ISBN 9781284124491

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TEST BANK


DELIVERING HEALTH CARE IN AMERICA
7TH EDITION


CHAPTER NO. 01. AN OVERVIEW OF U.S. HEALTH CARE DELIVERY


MULTIPLE CHOICE


1. Under free market conditions, the relationship between the quantity of medical services
demanded and the price of medical services is:
A) unknown.
B) equal.
C) direct.
D) inverse.
Ans: D
Complexity: Easy
Ahead: Major Characteristics of the U.S. Health Care System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


2. Reimbursement is associated with which of the quad functions?
A) Financing
B) Insurance
C) Delivery
D) Payment
Ans: D
Complexity: Easy
Ahead: Basic Components of a Health Care Delivery System
Subject: Chapter 1

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Title: An Overview of U.S. Health Care Delivery


3. In a free market, who would pay for the delivery of health care services?
A) Employers
B) Patients
C) Government
D) Multiple payers
Ans: B
Complexity: Easy
Ahead: Major Characteristics of the U.S. Health Care System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


4. When providers deliver unnecessary services with the objective of protecting
themselves against lawsuits, this practice is called:
A) defensive medicine.
B) supplier-induced demand.
C) primary protection.
D) legal risk.
Ans: A
Complexity: Easy
Ahead: Major Characteristics of the U.S. Health Care System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


SHORT ANSWER


1. For most privately insured Americans, health insurance is ________; that is, their
employers finance health care as a fringe benefit.
Ans: employer-based
Complexity: Easy

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Ahead: Basic Components of a Health Care Delivery System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


TRUE/FALSE


1. True or False? In a free market, multiple patients and providers act interdependently.
Ans: False
Complexity: Easy
Ahead: Major Characteristics of the U.S. Health Care System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


2. True or False? The central agency that delivers health care in the United States is
Medicare.
Ans: False
Complexity: Easy
Ahead: A Broad Description of the System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


3. True or False? In a single-payer system, the primary payer usually is an insurance
company.
Ans: False
Complexity: Easy
Ahead: Major Characteristics of the U.S. Health Care System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


4. True or False? Moral hazard has to do with insured patients’ demand for health care
services.

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Ans: True
Complexity: Easy
Ahead: Major Characteristics of the U.S. Health Care System
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery


ESSAY


1. Compare and contrast Medicare, Medicaid, and CHIP and provide at least one example
of people who can benefit from each program.
Ans: Medicare, Medicaid, and CHIP are all programs administered by the federal
government. Medicare covers senior citizens and certain disabled individuals; Medicaid
covers people who cannot pay for health care; and CHIP provides health care for children
from low-income families.
Complexity: Difficult
Ahead: Insurance and Health Care Reform
Subject: Chapter 1
Title: An Overview of U.S. Health Care Delivery