PA Motor Vehicle Physical Damage
Appraiser Exam 2025/2026 Exam
Questions and Verified Answers |
Already Graded A+
True or False: Each appraiser, while engaged in appraisal duties, must
carry his/her appraiser's license & display it to an owner of the vehicle or
shop upon request: - 🧠 ANSWER ✔✔true
What are the number of business days you have per Act 361 to inspect
vehicle? - 🧠 ANSWER ✔✔6
How many days after an inspection should a total loss be offered to the
owner? - 🧠 ANSWER ✔✔5
,Aftermarket parts can only be used when? - 🧠 ANSWER ✔✔The parts are
listed and coded in the estimate
What is aftermarket and why is it considered aftermarket? - 🧠 ANSWER
✔✔"nonoriginal equipment manufacturer (non-OEM) replacement part,
either new or used, for any of the nonmechanical parts that generally
constitute the exterior of the motor vehicle, including inner and outer
panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes
generic version of same part. New part - never used. A/M
What is the duty of the claimant after the loss? - 🧠 ANSWER ✔✔Provide a
date, time and facts of the loss
True or False: Appraisals should always be signed by the appraiser? - 🧠
ANSWER ✔✔True
What is betterment? - 🧠 ANSWER ✔✔The act or process of improving
something. When a part is used on a car that makes the car more valuable
than it was prior to the loss.
Which would be an example of an additional interest to the policy? - 🧠
ANSWER ✔✔Lienholder
,Which is not a peril in reference to auto insurance? - 🧠 ANSWER
✔✔Wind/hail is not a peril (fire, theft and collision are perils) ( Another
exam has collision as the answer?)
What is a peril? - 🧠 ANSWER ✔✔Something that may cause injury, harm
or loss. (on another exam answer- Damage to another person, damage to
another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day? - 🧠
ANSWER ✔✔June 30
Who determines the amount of damage to the vehicle? - 🧠 ANSWER
✔✔Appraiser
What does an adjuster do - 🧠 ANSWER ✔✔"A natural person in this
Commonwealth who makes appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - 🧠 ANSWER
✔✔18 years old
If your appraiser's license is expired more than 60 days, what do you have
to do - 🧠 ANSWER ✔✔Re-take test
COPYRIGHT©NINJANERD 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY
STATEMENT. ALL RIGHTS RESERVED
3
, Which one of the following components is NOT considered part of the
vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood - 🧠 ANSWER ✔✔c) floor pan
Which one of the following answer choices lists the three components that
make up the front end sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille - 🧠 ANSWER ✔✔a) Grille, hood and
fenders
Which one of the following answer choices lists the two components that
are part of a hood's lock assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
Appraiser Exam 2025/2026 Exam
Questions and Verified Answers |
Already Graded A+
True or False: Each appraiser, while engaged in appraisal duties, must
carry his/her appraiser's license & display it to an owner of the vehicle or
shop upon request: - 🧠 ANSWER ✔✔true
What are the number of business days you have per Act 361 to inspect
vehicle? - 🧠 ANSWER ✔✔6
How many days after an inspection should a total loss be offered to the
owner? - 🧠 ANSWER ✔✔5
,Aftermarket parts can only be used when? - 🧠 ANSWER ✔✔The parts are
listed and coded in the estimate
What is aftermarket and why is it considered aftermarket? - 🧠 ANSWER
✔✔"nonoriginal equipment manufacturer (non-OEM) replacement part,
either new or used, for any of the nonmechanical parts that generally
constitute the exterior of the motor vehicle, including inner and outer
panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes
generic version of same part. New part - never used. A/M
What is the duty of the claimant after the loss? - 🧠 ANSWER ✔✔Provide a
date, time and facts of the loss
True or False: Appraisals should always be signed by the appraiser? - 🧠
ANSWER ✔✔True
What is betterment? - 🧠 ANSWER ✔✔The act or process of improving
something. When a part is used on a car that makes the car more valuable
than it was prior to the loss.
Which would be an example of an additional interest to the policy? - 🧠
ANSWER ✔✔Lienholder
,Which is not a peril in reference to auto insurance? - 🧠 ANSWER
✔✔Wind/hail is not a peril (fire, theft and collision are perils) ( Another
exam has collision as the answer?)
What is a peril? - 🧠 ANSWER ✔✔Something that may cause injury, harm
or loss. (on another exam answer- Damage to another person, damage to
another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day? - 🧠
ANSWER ✔✔June 30
Who determines the amount of damage to the vehicle? - 🧠 ANSWER
✔✔Appraiser
What does an adjuster do - 🧠 ANSWER ✔✔"A natural person in this
Commonwealth who makes appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - 🧠 ANSWER
✔✔18 years old
If your appraiser's license is expired more than 60 days, what do you have
to do - 🧠 ANSWER ✔✔Re-take test
COPYRIGHT©NINJANERD 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY
STATEMENT. ALL RIGHTS RESERVED
3
, Which one of the following components is NOT considered part of the
vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood - 🧠 ANSWER ✔✔c) floor pan
Which one of the following answer choices lists the three components that
make up the front end sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille - 🧠 ANSWER ✔✔a) Grille, hood and
fenders
Which one of the following answer choices lists the two components that
are part of a hood's lock assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
