North Carolina Medicare Supplement & Long-term Care Actual Exam Guide with Correct Answers

North Carolina Medicare Supplement & Long-term Care Actual Exam Guide with Correct Answers Z sells a MSP to a sick 72-year-old person, that he knows already has a Medicare supplement. The sale is - CORRECT ANSWER-Not allowed because a person cant have multiple MSPs Which of the following does not qualify for Medicare under 65 years old? - CORRECT ANSWER-Z who has pancreatic cancer All of the following are NOT correct regarding Medicare Advantage HMO and PPO plans EXCEPT: - CORRECT ANSWER-Medicare Advantage PPOs do NOT use a gatekeeper. Which of the following is the primary point of contact to enroll Medicare providers? - CORRECT ANSWER-a. MACs What coverage under Medicare Part A covers 80% of the cost for durable medical equipment? - CORRECT ANSWER-Home Health Care Most people become eligible for Medicare at what age? - CORRECT ANSWER-c. 65 After the deductible is paid, which is true regarding expenses paid by Medicare Part B? - CORRECT ANSWER-a. Part B pays 80%. Which of the following dos not receive Medicaid payments directly? - CORRECT ANSWER-b. A patient in hospice What type renewability provision states that a policy can't be cancelled or changed except for an unpaid premium but premiums can be raised? - CORRECT ANSWER-a. Guaranteed renewable D's Medicare Supplement premium is based on her age when the policy started. Why can't the insurer increase the premium for inflation? - CORRECT ANSWER-It uses issue age. With Medicare Part A, how many skilled nursing facility days are fully covered? - CORRECT ANSWER-20 A long-term care policy that is tax-qualified by HIPAA, the premiums and benefits are considered? - CORRECT ANSWER-Tax-favored