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Exam (elaborations)

Xcel Solutions - Life Insurance Prep Review Questions with Correct Answers

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Xcel Solutions - Life Insurance Prep Review Questions with Correct Answers

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Uploaded on
December 20, 2025
Number of pages
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Written in
2025/2026
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Exam (elaborations)
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Questions & answers

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  • xcel solutions life insurance prep review questi

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Xcel Solutions - Life Insurance Prep Review
Questions with Correct Answers 2025/2026

An jinsurer's jclaim jsettlement jpractices jare jregulated jby jthe j- jCORRECT jANSWER j-State
jinsurance jdepartments




Karen jis ja jproducer jwho jhas jobtained jpersonal jinformation jabout ja jclient jwithout jhaving
ja jlegitimate jreason jto jdo jso. jUnder jthe jMcCarran-Ferguson jAct, jwhat jis jthe jminimum
jpenalty jfor jthis? j- jCORRECT jANSWER j-$10,000

(or jup jto j1 jyear jin jjail)



An jinsurer's jability jto jmake junpredictable jpayouts jto jpolicyowners jis jcalled j- jCORRECT
jANSWER
-liquidity



A jnonparticipating jcompany jis jsometimes jcalled ja(n) j- jCORRECT jANSWER j-stock jinsurer



(policyholders jdo jnot jparticipate jin jdividends jresulting jfrom jstock jownership)



The jDo jNot jCall jRegistry joffers jexemptions jfor jcalls jplaced jfrom jall jof jthe jfollowing jexcept j-
jCORRECT jANSWER j-insurance jsales jcalls




The jauthority jgranted jto ja jlicensed jproducer jis jprovided jvia jthe j- jCORRECT jANSWER j-Law jof
jAgency




(makes jprincipal jresponsible jfor jthe jacts jof jthe jagent)

, Who jis jresponsible jfor jassembling jthe jpolicy jforms jfor jinsureds? j- jCORRECT jANSWER j-
Insurance jcarriers
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