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Exam (elaborations)

WGU D094 Final Exam Objective Assessment: Actual Questions and Verified Answers

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Prepare for the WGU D094 Objective Assessment with our latest exam guide. This resource features actual questions from the final exam, each paired with a correct, verified answer and a detailed explanation. Master key concepts on educational psychology, child development, and learning theories to pass your exam with confidence.

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November 16, 2025
Number of pages
102
Written in
2025/2026
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WGU D094 OBJECTIVE ASSESSMENT FINAL
EXAM LATEST WITH ACTUAL QUESTIONS AND
CORRECT VERIFIED ANSWERS/100%
GUARANTEED TO PASS CONCEPTS/ALREADY
GRADED A+ /BRAND NEW!!!



NPV - .....ANSWER ...✔✔ It considers the time value
of money, it tells you the dollar value that the investment
will add to the firm, and it takes risk into account.


Sunk Costs - .....ANSWER ...✔✔ Costs that have
already been incurred and cannot be recovered, which
should not be considered in capital investment analysis.


Required Rate of Return - .....ANSWER ...✔✔ An
accurate, carefully calculated rate that is essential for
determining the profitability of an investment using NPV.


Financing Decision - .....ANSWER ...✔✔ The task of
determining how to raise enough money to start a
project, considering options like issuing bonds or stocks.

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Maximizing Individual Utility - .....ANSWER ...✔✔ The
objective of setting financial goals, which aims to
enhance personal satisfaction and achieve financial
aspirations.


Financial Planner - .....ANSWER ...✔✔ A professional
who works with individuals to help them achieve their
financial goals.


Financing a Goal - .....ANSWER ...✔✔ The process of
deciding how to pay for a purchase after making a
decision to buy, such as taking out a loan or using cash.


Business Finance - .....ANSWER ...✔✔ The area of
finance that deals with sources of funding and the
capital structure of corporations to increase the value of
the firm.


Investment - .....ANSWER ...✔✔ The allocation of
resources, usually money, in order to generate income or
profit.


Capital Structure - .....ANSWER ...✔✔ The mix of
debt and equity financing used by a firm to fund its
operations and growth.

,3|Page




Financial Goals - .....ANSWER ...✔✔ Objectives set
by individuals to manage their finances effectively and
achieve desired outcomes.


Auto Loan - .....ANSWER ...✔✔ A type of loan
specifically for purchasing a vehicle, which can be used
in conjunction with cash savings.


Mortgage Loan - .....ANSWER ...✔✔ A loan
specifically used to purchase real estate, secured by the
property itself.


Bonds - .....ANSWER ...✔✔ Debt securities issued by
corporations or governments to raise capital, which must
be repaid with interest.


Stocks - .....ANSWER ...✔✔ Equity securities
representing ownership in a corporation, which can
provide dividends and capital gains.


Utility - .....ANSWER ...✔✔ The satisfaction or benefit
derived from consuming a good or service.

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Financial Goals Setting - .....ANSWER ...✔✔ The
process of establishing specific objectives to guide
financial planning and decision-making.


Project Approval - .....ANSWER ...✔✔ The formal
acceptance of a proposed project, allowing for the
allocation of resources to proceed.


Cash Reserves - .....ANSWER ...✔✔ Funds that a
company has available for immediate use, which can
impact financing decisions.


Investment Analysis - .....ANSWER ...✔✔ The
evaluation of an investment's potential profitability and
risks before committing capital.


Risk Assessment - .....ANSWER ...✔✔ The process of
identifying and evaluating potential risks that could
affect an investment's return.


Financial Management - .....ANSWER ...✔✔ The
strategic planning, organizing, directing, and controlling
of financial activities in an organization.
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