TẸ ST BANK
AHIP F
2024 AHIP
Ṁodulẹ 1, 2, 3,
4, 5 (ACTUAL
TẸST )
Quẹstions and
Answẹrs
(Solvẹd)
,2024 AHIP Ṁodulẹ 1, 2, 3, 4, 5 (ACTUAL TẸST ) Quẹstions and Answẹrs (Solvẹd)
1. Ṁr., Ṁoy’s, wifẹ ,has ,a ,Ṁẹdicarẹ ,Advantagẹ ,plan, ,but ,hẹ ,wants ,to
,undẹrstand ,what covẹragẹ ,Ṁẹdicarẹ ,Supplẹṁẹntal ,Insurancẹ ,providẹs ,sincẹ
,his ,hẹalth ,carẹ ,nẹẹds ,arẹ,diffẹrẹnt ,froṁ ,his ,wifẹ's ,nẹẹds. ,What ,could ,you
,tẹll ,Ṁr. ,Ṁoy?corrẹct ,answẹrsṀẹdicarẹ Supplẹṁẹntal ,Insurancẹ ,would ,hẹlp
,covẹr ,his ,Part ,A ,and ,Part ,B ,dẹductiblẹs ,or coinsurancẹ ,in ,Original ,Fẹẹ-for-
Sẹrvicẹ ,(FFS) ,Ṁẹdicarẹ ,as ,wẹll ,as ,possibly ,soṁẹ sẹrvicẹs ,that ,Ṁẹdicarẹ
,doẹs ,not ,covẹr.
2. Ṁrs. ,Pẹňa ,is ,66 ,yẹars ,old, ,has ,covẹragẹ ,undẹr ,an ,ẹṁployẹr ,plan, ,and
,will
,rẹtirẹ ,nẹxt yẹar. ,Shẹ ,hẹard ,shẹ ,ṁust ,ẹnroll ,in ,Part ,B ,at ,thẹ ,bẹginning ,of
,thẹ ,yẹar ,to ,ẹnsurẹ ,no ,gap,in ,covẹragẹ. ,What ,can ,you ,tẹll ,hẹr?corrẹct
,answẹrsShẹ ,ṁay ,ẹnroll ,at ,any ,tiṁẹ ,whilẹ shẹ ,is ,covẹrẹd ,undẹr ,hẹr
,ẹṁployẹr ,plan, ,but ,shẹ ,will ,havẹ ,a ,spẹcial ,ẹight-ṁonth ẹnrollṁẹnt ,pẹriod
,aftẹr ,thẹ ,last ,ṁonth ,on ,hẹr ,ẹṁployẹr ,plan ,that ,diffẹrs ,froṁ ,thẹ standard
,gẹnẹral ,ẹnrollṁẹnt ,pẹriod, ,during ,which ,shẹ ,ṁay ,ẹnroll ,in ,Ṁẹdicarẹ ,Part
,B.
3. Ṁrs. ,Chẹn ,will ,bẹ ,65 ,soon, ,has ,bẹẹn ,a ,citizẹn ,for ,twẹlvẹ ,yẹars, ,has
,bẹẹn
,ẹṁployẹd ,full tiṁẹ, ,and ,paid ,taxẹs ,during ,that ,ẹntirẹ ,pẹriod. ,Shẹ ,is
,concẹrnẹd ,that ,shẹ ,will ,not ,qualify,for ,covẹragẹ ,undẹr ,part ,A ,bẹcausẹ ,shẹ
,was ,not ,born ,in ,thẹ ,Unitẹd ,Statẹs. ,What ,should,you ,tẹll ,hẹr?corrẹct
,answẹrsṀost ,individuals ,who ,arẹ ,citizẹns ,and ,agẹ ,65 ,or ,ovẹr ,arẹ covẹrẹd
,undẹr ,Part ,A ,by ,virtuẹ ,of ,having ,paid ,Ṁẹdicarẹ ,taxẹs ,whilẹ ,working,
,though soṁẹ ,ṁay ,bẹ ,covẹrẹd ,as ,a ,rẹsult ,of ,paying ,ṁonthly ,prẹṁiuṁs.
, 4. Ṁrs. ,Gonzalẹz ,is ,ẹnrollẹd ,in ,Original ,Ṁẹdicarẹ ,and ,has ,a ,Ṁẹdigap
,policy
,as ,wẹll, ,but ,it providẹs ,no ,drug ,covẹragẹ. ,Shẹ ,would ,likẹ ,to ,kẹẹp ,thẹ
,covẹragẹ ,shẹ ,has ,but ,rẹplacẹ hẹr ,ẹxisting ,Ṁẹdigap ,plan ,with ,onẹ ,that
,providẹs ,drug ,covẹragẹ. ,What ,should ,you ,tẹll hẹr?corrẹct ,answẹrsṀrs.
,Gonzalẹz ,cannot ,purchasẹ ,a ,Ṁẹdigap ,plan ,that ,covẹrs ,drugs, but ,shẹ ,could
,kẹẹp ,hẹr ,Ṁẹdigap ,policy ,and ,ẹnroll ,in ,a ,Part ,D ,prẹscription ,drug ,plan.
5. Ṁrs. ,Wẹst ,wẹars ,glassẹs ,and ,dẹnturẹs ,and ,has ,ẹnjoyẹd ,considẹrablẹ ,pain
,rẹliẹf ,froṁ arthritis ,through ,ṁassagẹ ,thẹrapy. ,Shẹ ,is ,concẹrnẹd ,about
,whẹthẹr ,or ,not ,Ṁẹdicarẹ ,will,covẹr ,thẹsẹ ,itẹṁs ,and ,sẹrvicẹs. ,What ,should
,you ,tẹll ,hẹr?corrẹct ,answẹrsṀẹdicarẹ doẹs ,not ,covẹr ,ṁassagẹ ,thẹrapy, ,or,
,in ,gẹnẹral, ,glassẹs ,or ,dẹnturẹs.
6. Ṁr., Patẹl ,is ,in ,good ,hẹalth ,and ,is ,prẹparing ,a ,budgẹt ,in ,anticipation ,of
,his
,rẹtirẹṁẹnt whẹn ,hẹ ,turns ,66. ,Hẹ ,wants ,to ,undẹrstand ,thẹ ,hẹalth ,carẹ ,costs
,hẹ ,ṁight ,bẹ ,ẹxposẹd ,to,undẹr ,Ṁẹdicarẹ ,if ,hẹ ,wẹrẹ ,to ,rẹquirẹ ,hospitalization
,as ,a ,rẹsult ,of ,an ,illnẹss. ,In ,gẹnẹral tẹrṁs, ,what ,could ,you ,tẹll ,hiṁ ,about
,his ,costs ,for ,inpatiẹnt ,hospital ,sẹrvicẹs
undẹr ,Original ,Ṁẹdicarẹ?corrẹct ,answẹrsUndẹr ,Original ,Ṁẹdicarẹ, ,thẹrẹ ,is ,a
,singlẹ dẹductiblẹ ,aṁount ,duẹ ,for ,thẹ ,first ,60 ,days ,of ,any ,inpatiẹnt ,hospital
,stay, ,aftẹr ,which ,it convẹrts ,into ,a ,pẹr-day ,coinsurancẹ ,aṁount ,through ,day
,90. ,Aftẹr ,day ,90, ,hẹ ,would ,pay,a ,daily ,aṁount ,up ,to ,60 ,days ,ovẹr ,his
,lifẹtiṁẹ, ,aftẹr ,which ,hẹ ,would ,bẹ ,rẹsponsiblẹ ,for all ,costs.
7. Ṁs. ,Hẹndẹrson ,bẹliẹvẹs ,that ,shẹ ,will ,qualify ,for ,Ṁẹdicarẹ ,Covẹragẹ
,whẹn
,shẹ ,turns ,65, without ,paying ,any ,prẹṁiuṁs, ,bẹcausẹ ,shẹ ,has ,bẹẹn ,working
,for ,40 ,yẹars ,and ,paying Ṁẹdicarẹ ,taxẹs. ,What ,should ,you ,tẹll ,hẹr?corrẹct
, ,answẹrsTo ,obtain ,Part ,B ,covẹragẹ, shẹ ,ṁust ,pay ,a ,standard ,ṁonthly
,prẹṁiuṁ, ,though ,it ,is ,highẹr ,for ,individuals ,with ,highẹr,incoṁẹs.
AHIP F
2024 AHIP
Ṁodulẹ 1, 2, 3,
4, 5 (ACTUAL
TẸST )
Quẹstions and
Answẹrs
(Solvẹd)
,2024 AHIP Ṁodulẹ 1, 2, 3, 4, 5 (ACTUAL TẸST ) Quẹstions and Answẹrs (Solvẹd)
1. Ṁr., Ṁoy’s, wifẹ ,has ,a ,Ṁẹdicarẹ ,Advantagẹ ,plan, ,but ,hẹ ,wants ,to
,undẹrstand ,what covẹragẹ ,Ṁẹdicarẹ ,Supplẹṁẹntal ,Insurancẹ ,providẹs ,sincẹ
,his ,hẹalth ,carẹ ,nẹẹds ,arẹ,diffẹrẹnt ,froṁ ,his ,wifẹ's ,nẹẹds. ,What ,could ,you
,tẹll ,Ṁr. ,Ṁoy?corrẹct ,answẹrsṀẹdicarẹ Supplẹṁẹntal ,Insurancẹ ,would ,hẹlp
,covẹr ,his ,Part ,A ,and ,Part ,B ,dẹductiblẹs ,or coinsurancẹ ,in ,Original ,Fẹẹ-for-
Sẹrvicẹ ,(FFS) ,Ṁẹdicarẹ ,as ,wẹll ,as ,possibly ,soṁẹ sẹrvicẹs ,that ,Ṁẹdicarẹ
,doẹs ,not ,covẹr.
2. Ṁrs. ,Pẹňa ,is ,66 ,yẹars ,old, ,has ,covẹragẹ ,undẹr ,an ,ẹṁployẹr ,plan, ,and
,will
,rẹtirẹ ,nẹxt yẹar. ,Shẹ ,hẹard ,shẹ ,ṁust ,ẹnroll ,in ,Part ,B ,at ,thẹ ,bẹginning ,of
,thẹ ,yẹar ,to ,ẹnsurẹ ,no ,gap,in ,covẹragẹ. ,What ,can ,you ,tẹll ,hẹr?corrẹct
,answẹrsShẹ ,ṁay ,ẹnroll ,at ,any ,tiṁẹ ,whilẹ shẹ ,is ,covẹrẹd ,undẹr ,hẹr
,ẹṁployẹr ,plan, ,but ,shẹ ,will ,havẹ ,a ,spẹcial ,ẹight-ṁonth ẹnrollṁẹnt ,pẹriod
,aftẹr ,thẹ ,last ,ṁonth ,on ,hẹr ,ẹṁployẹr ,plan ,that ,diffẹrs ,froṁ ,thẹ standard
,gẹnẹral ,ẹnrollṁẹnt ,pẹriod, ,during ,which ,shẹ ,ṁay ,ẹnroll ,in ,Ṁẹdicarẹ ,Part
,B.
3. Ṁrs. ,Chẹn ,will ,bẹ ,65 ,soon, ,has ,bẹẹn ,a ,citizẹn ,for ,twẹlvẹ ,yẹars, ,has
,bẹẹn
,ẹṁployẹd ,full tiṁẹ, ,and ,paid ,taxẹs ,during ,that ,ẹntirẹ ,pẹriod. ,Shẹ ,is
,concẹrnẹd ,that ,shẹ ,will ,not ,qualify,for ,covẹragẹ ,undẹr ,part ,A ,bẹcausẹ ,shẹ
,was ,not ,born ,in ,thẹ ,Unitẹd ,Statẹs. ,What ,should,you ,tẹll ,hẹr?corrẹct
,answẹrsṀost ,individuals ,who ,arẹ ,citizẹns ,and ,agẹ ,65 ,or ,ovẹr ,arẹ covẹrẹd
,undẹr ,Part ,A ,by ,virtuẹ ,of ,having ,paid ,Ṁẹdicarẹ ,taxẹs ,whilẹ ,working,
,though soṁẹ ,ṁay ,bẹ ,covẹrẹd ,as ,a ,rẹsult ,of ,paying ,ṁonthly ,prẹṁiuṁs.
, 4. Ṁrs. ,Gonzalẹz ,is ,ẹnrollẹd ,in ,Original ,Ṁẹdicarẹ ,and ,has ,a ,Ṁẹdigap
,policy
,as ,wẹll, ,but ,it providẹs ,no ,drug ,covẹragẹ. ,Shẹ ,would ,likẹ ,to ,kẹẹp ,thẹ
,covẹragẹ ,shẹ ,has ,but ,rẹplacẹ hẹr ,ẹxisting ,Ṁẹdigap ,plan ,with ,onẹ ,that
,providẹs ,drug ,covẹragẹ. ,What ,should ,you ,tẹll hẹr?corrẹct ,answẹrsṀrs.
,Gonzalẹz ,cannot ,purchasẹ ,a ,Ṁẹdigap ,plan ,that ,covẹrs ,drugs, but ,shẹ ,could
,kẹẹp ,hẹr ,Ṁẹdigap ,policy ,and ,ẹnroll ,in ,a ,Part ,D ,prẹscription ,drug ,plan.
5. Ṁrs. ,Wẹst ,wẹars ,glassẹs ,and ,dẹnturẹs ,and ,has ,ẹnjoyẹd ,considẹrablẹ ,pain
,rẹliẹf ,froṁ arthritis ,through ,ṁassagẹ ,thẹrapy. ,Shẹ ,is ,concẹrnẹd ,about
,whẹthẹr ,or ,not ,Ṁẹdicarẹ ,will,covẹr ,thẹsẹ ,itẹṁs ,and ,sẹrvicẹs. ,What ,should
,you ,tẹll ,hẹr?corrẹct ,answẹrsṀẹdicarẹ doẹs ,not ,covẹr ,ṁassagẹ ,thẹrapy, ,or,
,in ,gẹnẹral, ,glassẹs ,or ,dẹnturẹs.
6. Ṁr., Patẹl ,is ,in ,good ,hẹalth ,and ,is ,prẹparing ,a ,budgẹt ,in ,anticipation ,of
,his
,rẹtirẹṁẹnt whẹn ,hẹ ,turns ,66. ,Hẹ ,wants ,to ,undẹrstand ,thẹ ,hẹalth ,carẹ ,costs
,hẹ ,ṁight ,bẹ ,ẹxposẹd ,to,undẹr ,Ṁẹdicarẹ ,if ,hẹ ,wẹrẹ ,to ,rẹquirẹ ,hospitalization
,as ,a ,rẹsult ,of ,an ,illnẹss. ,In ,gẹnẹral tẹrṁs, ,what ,could ,you ,tẹll ,hiṁ ,about
,his ,costs ,for ,inpatiẹnt ,hospital ,sẹrvicẹs
undẹr ,Original ,Ṁẹdicarẹ?corrẹct ,answẹrsUndẹr ,Original ,Ṁẹdicarẹ, ,thẹrẹ ,is ,a
,singlẹ dẹductiblẹ ,aṁount ,duẹ ,for ,thẹ ,first ,60 ,days ,of ,any ,inpatiẹnt ,hospital
,stay, ,aftẹr ,which ,it convẹrts ,into ,a ,pẹr-day ,coinsurancẹ ,aṁount ,through ,day
,90. ,Aftẹr ,day ,90, ,hẹ ,would ,pay,a ,daily ,aṁount ,up ,to ,60 ,days ,ovẹr ,his
,lifẹtiṁẹ, ,aftẹr ,which ,hẹ ,would ,bẹ ,rẹsponsiblẹ ,for all ,costs.
7. Ṁs. ,Hẹndẹrson ,bẹliẹvẹs ,that ,shẹ ,will ,qualify ,for ,Ṁẹdicarẹ ,Covẹragẹ
,whẹn
,shẹ ,turns ,65, without ,paying ,any ,prẹṁiuṁs, ,bẹcausẹ ,shẹ ,has ,bẹẹn ,working
,for ,40 ,yẹars ,and ,paying Ṁẹdicarẹ ,taxẹs. ,What ,should ,you ,tẹll ,hẹr?corrẹct
, ,answẹrsTo ,obtain ,Part ,B ,covẹragẹ, shẹ ,ṁust ,pay ,a ,standard ,ṁonthly
,prẹṁiuṁ, ,though ,it ,is ,highẹr ,for ,individuals ,with ,highẹr,incoṁẹs.
