A+ Graded Paper
CT Real Estate Exam 2025- 100% Verified
Questions + Correct Answers In-Depth
Explanations
Questions and Mark scheme
Version: Final 1.1
,Which of the following activities is a violation of the Federal Fair Housing Act? A. a nonprofit church that denies access
to its retirement home to any person because of race B. a nonprofit private club that gives preference in renting units to
its members at lower rates C. the owner of a single-family residence selling his/her own home who gives preference to a
buyer based on his/her sex D. discrimination in the sale of a warehouse based on the prospective purchaser's gender -
✔✔A. The private club is exempt because its preferential treatment is based on its membership; the home owner is
exempt, so long as he is selling his home without a broker; the warehouse is exempt because it's not a housing unit.
A Savings & Loan institution would be violating the Federal Fair Housing Act by denying a loan to Mr. and Mrs. Happy
Borrower for which of the following reasons? A. low earnings B. too old C. too many loans D. minority background -
✔✔D. Fair Housing and other anti-discrimination legislation doesn't force lenders or others to abandon sound business
practices (such as denying loans to unqualified borrowers), merely to be fair and equally accessible to all people.
The Civil Rights Act of 1866 prohibits discrimination in housing based on which of the following reasons? A. race B.
religion C. sex D. marital status - ✔✔A. Although surprising to many, the original civil rights legislation was passed in
1866--by one vote over the veto of President Andrew Johnson.
An agent working as a subagent of the seller would suggest that the buyer hire an inspector from an outside service in all
of the following cases EXCEPT: A. when they smell gas in the basement. B. when there is a slow drain in the toilet. C.
when a hinge is off the door. D. when there is sawdust in the kitchen cabinets. - ✔✔C. Home inspectors are hired to find
significant and often hidden property defects, such as signs of a leaking roof, termites, foundation cracking and so forth.
Hinges and other "wear and tear" items are obvious and not among the reasons for hiring an inspector.
The federal anti-discriminatory laws apply to which of the following? A. a broker selling a single-family home B. a private
club not open to the general public C. office building sales D. the rental of industrial property - ✔✔A. Civil rights laws
apply to owners of residential property, rental units, hotels and virtually any other building offering housing or
accommodations to the general public.
A tenant complained to HUD about his landlord's discriminatory practices in his/her building. A week later the landlord
gave the tenant an eviction notice. Under which of the following situations would the Federal Fair Housing Act be
violated? A. when the tenant is two months behind in his/her rent B. when the landlord evicts the tenant for reporting
him to HUD C. when the tenant has damaged the premises D. when the tenant is conducting an illegal use on the
premises - ✔✔B. Anti-discrimination laws do not apply to situations that are in violation of generally accepted policies
such as paying rent on time, maintaining the premises and abiding by use agreements.
The Federal Fair Housing Act states that a prima facie (at first view) case against a broker for discrimination be
established after a complaint has been received because the broker has failed to do which of the following? A. The
broker has failed to display a HUD Equal Opportunity poster. B. The broker has failed to join an affirmative marketing
program. C. The broker has failed to join the HUD anti-discriminatory task force. D. The broker has failed to attend
,mandatory classes on fair housing. - ✔✔A. Included among Fair Housing regulations is the requirement that the HUD
Equal Opportunity signage be prominently displayed.
A broker is discussing a new listing with a prospective Mexican American buyer. The buyer wants to inspect the property
immediately, but the owner of said property has in- structed the broker, in writing, not to show the house during the
owner's three-week ab- sence. The buyer insists on viewing the property. The broker should:
A. Show the property to avoid a violation of the Federal Fair Housing Act. B. Request the Real Estate Commission
arbitrate the problem. C. Inform the buyer of the seller's instructions. D. Notify the nearest HUD office. - ✔✔C. Following
an owner's lawful instructions is not only allowable, but a responsibility of the licensee. However, if the owner instructed
the broker to tell minority buyers that he was out of town when he was not in order to avoid selling to a minority, the
broker would be in violation of the law if he acted as the owner requested.
A three-story apartment complex built in 1965 does not meet with the handicapped ac- cess provisions for the 1988 Fair
Housing Act. The owner must: A. Make the ground floor handicapped accessible. B. Make the 1st and 2nd floors
accessible. C. Make the entire building accessible.
D. The owner doesn't have to comply since it's less than 4 stories. - ✔✔A. Because the building was constructed before
the 1991 standards went into effect, only the first floor needs to be modified.
What type of a listing agreement allows the owner to appoint an exclusive agent to sell his property, but retains the
right to sell the property himself? A. open B. exclusive right to sell C. multiple listing D. exclusive agency - ✔✔D. Open
listings mean that if the owner or any other broker or salesperson pro- duces the buyer, the broker will lose his or her
commission. Exclusive Right to Sell gives the broker his or her commission regardless of who actually sells the property,
even if it is the owner. Exclusive Agency allows the seller to appoint an exclusive agent, but retain the right to sell the
property himself.
Under an Exclusive Right to Sell Listing agreement, if the seller produces a ready, willing and able buyer he: A. will not
have to pay a commission since he produced the buyer. B. will only have to pay the broker half the commission since he
produced the buyer. C. owes the listing broker a full commission. D. will not be able to turn the buyer over to the listing
agent since the agent has the exclusive right to sell the property. - ✔✔C. In contrast to exclusive agency, the exclusive
right to sell entitles the broker to his or her commission regardless of who actually sells the property.
Which of the following would not terminate an agency relationship? A. abandonment by the agent B. revocation by the
principal C. submission by the agent of two offers at the same time D. fulfillment of the agency purpose - ✔✔C.
Submitting offers doesn't end the relationship--only the owner's acceptance of one and ultimately closing on the
transaction.
The buyer of an apartment complex is told that the refrigerator in one of the apartments goes with the sale. After taking
title, he discovered that the refrigerator belonged to the ten- ant. Which is true about this situation? A. Since the
refrigerator was in the apartment, it automatically belongs to the new owner. B. The refrigerator is the personal
property of the tenant. The seller had no right to offer it to the buyer. C. The refrigerator was plugged into the wall and
, that makes it real property. D. The tenant will have to get permission from the new owner to remove the refrigerator. -
✔✔B. Plugging in an appliance does not constitute installation. Thus it is personal property that belongs to the tenant.
The illegal process of a banker refusing to approve loans for a neighborhood based on the racial composition of the area
is: A. blockbusting. B. steering. C. redlining. D. panic peddling. - ✔✔C. Loans may only be approved or denied on the
basis of whether a specific individual and property meet established standards. Thus lenders are well within their rights
to deny a loan to a particular person because he or she lacks sufficient income or has poor credit. Additionally, a loan for
a partially completed home or one that doesn't meet code can also be denied. However, "macro" issues such as race or
neighborhood cannot be considered.
The illegal practice of directing minorities to areas populated by the same race or reli- gion is called: A. steering. B.
blockbusting. C. redlining. D. panic peddling. - ✔✔A. Steering" is driving people towards particular neighborhoods, and is
the correct answer to this question. On the other hand, Blockbusting" is the opposite side of the same coin. Synonymous
with "panic peddling," it refers to trying to generate panic selling in a neighborhood dominated by one race or ethnic
group by representing that another group is about to start moving in.
Carl Chauvinist, the owner of an apartment complex, lives in one unit of a triplex and routinely refuses to rent either of
the other two units to a female. Can he do this? A. Yes. He may do this if he does not use a broker or discriminate in
advertising. B. Yes. He may do this if he doesn't ask the tenant's age. C. No. Carl can never discriminate on sex. D. No.
Carl must live in a single family home to discriminate. - ✔✔A. Although laws vary by state as to number of units that fall
under this type of provision, if a person owns and lives in a unit, he or she is entitled to practice a certain measure of
discrimination. The view is that a person's dwelling (which includes units such as duplexes and triplexes) enjoys a degree
of "sanctity" and the person may choose whom he or she brings into their "home."
An aggrieved party with a Fair Housing violation claim has how long to file a complaint with the Department of Housing
and Urban Development? A. 1 month B. 1 week C. 1 year D. 7 years - ✔✔C. If the complaint is not filed within one year,
a person may still file a civil suit in a Federal Court.
Jim Jones, the landlord, rents a property to Tom Smith, a handicapped person. Mr. Smith, with Mr. Jones' permission,
modifies the house to suit his needs. When the lease expires, which of the following requirements would not have to be
met by Mr. Smith? A. Mr. Smith must remove the "grab rails" in the bathroom that were installed for his use. B. Mr.
Smith must raise the kitchen cabinets that were lowered for his use. C. Mr. Smith must repair the walls where the "grab
rails" in the bathroom were removed. D. Mr. Smith must restore the wide doorways, that were installed for him, to the
original size. - ✔✔D. Since the width of the door will not in any way be detrimental to future tenants, there is not a
requirement for the original width of the doors to be replaced by the handicapped tenant. All of the other issues must
be restored to original status.
All of the following are duties of the property manager EXCEPT: A. reporting to the owner all notices of building
violations.
B. providing upkeep and maintenance on the property. C. maintaining financial records and accounts. D. securing
tenants of a particular ethnic origin in accordance with the owner's wishes. - ✔✔D. Except in certain circumstances
CT Real Estate Exam 2025- 100% Verified
Questions + Correct Answers In-Depth
Explanations
Questions and Mark scheme
Version: Final 1.1
,Which of the following activities is a violation of the Federal Fair Housing Act? A. a nonprofit church that denies access
to its retirement home to any person because of race B. a nonprofit private club that gives preference in renting units to
its members at lower rates C. the owner of a single-family residence selling his/her own home who gives preference to a
buyer based on his/her sex D. discrimination in the sale of a warehouse based on the prospective purchaser's gender -
✔✔A. The private club is exempt because its preferential treatment is based on its membership; the home owner is
exempt, so long as he is selling his home without a broker; the warehouse is exempt because it's not a housing unit.
A Savings & Loan institution would be violating the Federal Fair Housing Act by denying a loan to Mr. and Mrs. Happy
Borrower for which of the following reasons? A. low earnings B. too old C. too many loans D. minority background -
✔✔D. Fair Housing and other anti-discrimination legislation doesn't force lenders or others to abandon sound business
practices (such as denying loans to unqualified borrowers), merely to be fair and equally accessible to all people.
The Civil Rights Act of 1866 prohibits discrimination in housing based on which of the following reasons? A. race B.
religion C. sex D. marital status - ✔✔A. Although surprising to many, the original civil rights legislation was passed in
1866--by one vote over the veto of President Andrew Johnson.
An agent working as a subagent of the seller would suggest that the buyer hire an inspector from an outside service in all
of the following cases EXCEPT: A. when they smell gas in the basement. B. when there is a slow drain in the toilet. C.
when a hinge is off the door. D. when there is sawdust in the kitchen cabinets. - ✔✔C. Home inspectors are hired to find
significant and often hidden property defects, such as signs of a leaking roof, termites, foundation cracking and so forth.
Hinges and other "wear and tear" items are obvious and not among the reasons for hiring an inspector.
The federal anti-discriminatory laws apply to which of the following? A. a broker selling a single-family home B. a private
club not open to the general public C. office building sales D. the rental of industrial property - ✔✔A. Civil rights laws
apply to owners of residential property, rental units, hotels and virtually any other building offering housing or
accommodations to the general public.
A tenant complained to HUD about his landlord's discriminatory practices in his/her building. A week later the landlord
gave the tenant an eviction notice. Under which of the following situations would the Federal Fair Housing Act be
violated? A. when the tenant is two months behind in his/her rent B. when the landlord evicts the tenant for reporting
him to HUD C. when the tenant has damaged the premises D. when the tenant is conducting an illegal use on the
premises - ✔✔B. Anti-discrimination laws do not apply to situations that are in violation of generally accepted policies
such as paying rent on time, maintaining the premises and abiding by use agreements.
The Federal Fair Housing Act states that a prima facie (at first view) case against a broker for discrimination be
established after a complaint has been received because the broker has failed to do which of the following? A. The
broker has failed to display a HUD Equal Opportunity poster. B. The broker has failed to join an affirmative marketing
program. C. The broker has failed to join the HUD anti-discriminatory task force. D. The broker has failed to attend
,mandatory classes on fair housing. - ✔✔A. Included among Fair Housing regulations is the requirement that the HUD
Equal Opportunity signage be prominently displayed.
A broker is discussing a new listing with a prospective Mexican American buyer. The buyer wants to inspect the property
immediately, but the owner of said property has in- structed the broker, in writing, not to show the house during the
owner's three-week ab- sence. The buyer insists on viewing the property. The broker should:
A. Show the property to avoid a violation of the Federal Fair Housing Act. B. Request the Real Estate Commission
arbitrate the problem. C. Inform the buyer of the seller's instructions. D. Notify the nearest HUD office. - ✔✔C. Following
an owner's lawful instructions is not only allowable, but a responsibility of the licensee. However, if the owner instructed
the broker to tell minority buyers that he was out of town when he was not in order to avoid selling to a minority, the
broker would be in violation of the law if he acted as the owner requested.
A three-story apartment complex built in 1965 does not meet with the handicapped ac- cess provisions for the 1988 Fair
Housing Act. The owner must: A. Make the ground floor handicapped accessible. B. Make the 1st and 2nd floors
accessible. C. Make the entire building accessible.
D. The owner doesn't have to comply since it's less than 4 stories. - ✔✔A. Because the building was constructed before
the 1991 standards went into effect, only the first floor needs to be modified.
What type of a listing agreement allows the owner to appoint an exclusive agent to sell his property, but retains the
right to sell the property himself? A. open B. exclusive right to sell C. multiple listing D. exclusive agency - ✔✔D. Open
listings mean that if the owner or any other broker or salesperson pro- duces the buyer, the broker will lose his or her
commission. Exclusive Right to Sell gives the broker his or her commission regardless of who actually sells the property,
even if it is the owner. Exclusive Agency allows the seller to appoint an exclusive agent, but retain the right to sell the
property himself.
Under an Exclusive Right to Sell Listing agreement, if the seller produces a ready, willing and able buyer he: A. will not
have to pay a commission since he produced the buyer. B. will only have to pay the broker half the commission since he
produced the buyer. C. owes the listing broker a full commission. D. will not be able to turn the buyer over to the listing
agent since the agent has the exclusive right to sell the property. - ✔✔C. In contrast to exclusive agency, the exclusive
right to sell entitles the broker to his or her commission regardless of who actually sells the property.
Which of the following would not terminate an agency relationship? A. abandonment by the agent B. revocation by the
principal C. submission by the agent of two offers at the same time D. fulfillment of the agency purpose - ✔✔C.
Submitting offers doesn't end the relationship--only the owner's acceptance of one and ultimately closing on the
transaction.
The buyer of an apartment complex is told that the refrigerator in one of the apartments goes with the sale. After taking
title, he discovered that the refrigerator belonged to the ten- ant. Which is true about this situation? A. Since the
refrigerator was in the apartment, it automatically belongs to the new owner. B. The refrigerator is the personal
property of the tenant. The seller had no right to offer it to the buyer. C. The refrigerator was plugged into the wall and
, that makes it real property. D. The tenant will have to get permission from the new owner to remove the refrigerator. -
✔✔B. Plugging in an appliance does not constitute installation. Thus it is personal property that belongs to the tenant.
The illegal process of a banker refusing to approve loans for a neighborhood based on the racial composition of the area
is: A. blockbusting. B. steering. C. redlining. D. panic peddling. - ✔✔C. Loans may only be approved or denied on the
basis of whether a specific individual and property meet established standards. Thus lenders are well within their rights
to deny a loan to a particular person because he or she lacks sufficient income or has poor credit. Additionally, a loan for
a partially completed home or one that doesn't meet code can also be denied. However, "macro" issues such as race or
neighborhood cannot be considered.
The illegal practice of directing minorities to areas populated by the same race or reli- gion is called: A. steering. B.
blockbusting. C. redlining. D. panic peddling. - ✔✔A. Steering" is driving people towards particular neighborhoods, and is
the correct answer to this question. On the other hand, Blockbusting" is the opposite side of the same coin. Synonymous
with "panic peddling," it refers to trying to generate panic selling in a neighborhood dominated by one race or ethnic
group by representing that another group is about to start moving in.
Carl Chauvinist, the owner of an apartment complex, lives in one unit of a triplex and routinely refuses to rent either of
the other two units to a female. Can he do this? A. Yes. He may do this if he does not use a broker or discriminate in
advertising. B. Yes. He may do this if he doesn't ask the tenant's age. C. No. Carl can never discriminate on sex. D. No.
Carl must live in a single family home to discriminate. - ✔✔A. Although laws vary by state as to number of units that fall
under this type of provision, if a person owns and lives in a unit, he or she is entitled to practice a certain measure of
discrimination. The view is that a person's dwelling (which includes units such as duplexes and triplexes) enjoys a degree
of "sanctity" and the person may choose whom he or she brings into their "home."
An aggrieved party with a Fair Housing violation claim has how long to file a complaint with the Department of Housing
and Urban Development? A. 1 month B. 1 week C. 1 year D. 7 years - ✔✔C. If the complaint is not filed within one year,
a person may still file a civil suit in a Federal Court.
Jim Jones, the landlord, rents a property to Tom Smith, a handicapped person. Mr. Smith, with Mr. Jones' permission,
modifies the house to suit his needs. When the lease expires, which of the following requirements would not have to be
met by Mr. Smith? A. Mr. Smith must remove the "grab rails" in the bathroom that were installed for his use. B. Mr.
Smith must raise the kitchen cabinets that were lowered for his use. C. Mr. Smith must repair the walls where the "grab
rails" in the bathroom were removed. D. Mr. Smith must restore the wide doorways, that were installed for him, to the
original size. - ✔✔D. Since the width of the door will not in any way be detrimental to future tenants, there is not a
requirement for the original width of the doors to be replaced by the handicapped tenant. All of the other issues must
be restored to original status.
All of the following are duties of the property manager EXCEPT: A. reporting to the owner all notices of building
violations.
B. providing upkeep and maintenance on the property. C. maintaining financial records and accounts. D. securing
tenants of a particular ethnic origin in accordance with the owner's wishes. - ✔✔D. Except in certain circumstances
