XCEL SOLUTIONS HEALTH AND LIFE
11-35 CHAPTER 11 EXAM QUESTION
AND ANSWERS
What is issued to each employee of an employer health plan - ANSWER-Certificate
Common exclusion with vision plans is - ANSWER-Lasik surgery
When are group disability benefits considered to be tax-free to the insured? -
ANSWER-When the recipient pays the premiums
A Person covered with an individual health plan - ANSWER-Is issued a policy
And employer is issued medical insurance pause the single contract is known as
a(n) - ANSWER-Master policy
According to the health insurance portability and accountability act HIPAA, when can
a group health policy renewal be denied? - ANSWER-Participation and contribution
rules have been violated
Under Subrogation clause, legal action can be taken by the insurer against the -
ANSWER-Responsible third party
How can Sharon's involves two perils, accident and ______ - ANSWER-Sickness
Which of the following would be considered a possible applicant in contract
policyholder for group health benefits? - ANSWER-Employer
When can a group health policy renewal be denied according to the health insurance
portability and accountability act HIPAA? - ANSWER-When contribution or
participation rules have been violated
Key Person Disability Insurance pays benefits to the - ANSWER-Employer
HIPAA considers which of the following as individually identifiable Health
information? - ANSWER-A persons health claim information
Justin is receiving disability income benefits from a group policy paid for by his
employer. How are these benefits treated for tax purposes? - ANSWER-Taxable
income
According to HIPAA, when an insured individual leaves an employer and
immediately begins working for a new company that offers group health insurance,
the individual - ANSWER-Is eligible for coverage upon hire
11-35 CHAPTER 11 EXAM QUESTION
AND ANSWERS
What is issued to each employee of an employer health plan - ANSWER-Certificate
Common exclusion with vision plans is - ANSWER-Lasik surgery
When are group disability benefits considered to be tax-free to the insured? -
ANSWER-When the recipient pays the premiums
A Person covered with an individual health plan - ANSWER-Is issued a policy
And employer is issued medical insurance pause the single contract is known as
a(n) - ANSWER-Master policy
According to the health insurance portability and accountability act HIPAA, when can
a group health policy renewal be denied? - ANSWER-Participation and contribution
rules have been violated
Under Subrogation clause, legal action can be taken by the insurer against the -
ANSWER-Responsible third party
How can Sharon's involves two perils, accident and ______ - ANSWER-Sickness
Which of the following would be considered a possible applicant in contract
policyholder for group health benefits? - ANSWER-Employer
When can a group health policy renewal be denied according to the health insurance
portability and accountability act HIPAA? - ANSWER-When contribution or
participation rules have been violated
Key Person Disability Insurance pays benefits to the - ANSWER-Employer
HIPAA considers which of the following as individually identifiable Health
information? - ANSWER-A persons health claim information
Justin is receiving disability income benefits from a group policy paid for by his
employer. How are these benefits treated for tax purposes? - ANSWER-Taxable
income
According to HIPAA, when an insured individual leaves an employer and
immediately begins working for a new company that offers group health insurance,
the individual - ANSWER-Is eligible for coverage upon hire
