Test bank Rose Bank Management
g g g g
Principle of Banking (Trường Đại học Ngoại thương)
g g g g g g g
StuDocugisgnotgsponsoredgorgendorsedgbyganygcollegegorguniversity
DownloadedgbygNgôgQuanggTi?ngHàg()
,Chapter 1 g
An Overview of the Changing Financial-Services Sector
g g g g g g
FillgingthegBlankgQuestions
1.
isgagtraditionalgservicegprovidedgbygbanksgingwhichgthegbanksgstoreg
thegvaluablesgofgtheirgcustomersgandgcertifygtheirgtruegvalue.
Answer:gSafekeepinggofgvaluables
2. Thegfactgthatgfinancialginstitutionsgmakegloansgbasedgongconfidentialginformationgisgthe
theorygofgbanking.
gAnswer:gdelegatedgmonitoring
3.
refersgtogwhengagfinancialginstitutiongtradesgonegformgofgcurrencygforg
another.g Angexamplegofgthisgwouldgbegwhengthegbankgtradesgdollarsgforgyengforgagfee.
Answer:gcurrencygexchange
4. A(n)g
gisgagtraditionalgservicegwhichgpermitsgagdepositorgtogwritegag
draftgingpaymentgforggoodsgandgservices.
Answer:gdemandgdepositg(checkinggaccount)
5.
gisgagservicegprovidedgbygbanksgwheregthegbankglendsgmoneygtog
individualsgforgthegpurchasegofgdurablegandgotherggoods.
Answer:gConsumerglending
6. Theg
gofgagbankgisgagtraditionalgservicegwheregthegbankgmanagesgtheg
financialgaffairsgandgpropertygofgindividualsg(andgingsomegcasesgbusinesses).
Answer:gtrustgservices
DownloadedgbygNgôgQuanggTi?ngHàg()
,Rose/Hudgins,gBa nkgManagementgandgFinancialgServices,g8/e 1
DownloadedgbygNgôgQuanggTi?ngHàg()
, 7. CompaniesgsuchgasgMerrillgLynchgandgSearsgwhichgofferedgsomegbutgnotgallgbankinggservicesgingt
heg1980sgweregcalledg .
Answer:gnonbankgbanks
8. Theglooseninggofggovernmentgregulationgandgcontrolgofgfinancialginstitutionsgisgcalled
.
gAnswer:gderegulation
9.
isgangalternativegtoglendinggingwhichgthegfinancialginstitutiong
purchasesgthegequipmentgandgrentsgitgtogitsgcustomers.
Answer:gEquipmentgleasinggservices
10. The
isgaglandmarkgactgwhichgallowsgfinancialgservicegprovidersg
togoffergangexpandedgmenugofgfinancialgservicesgforgthegcustomer.g Thisglawgallowsgbanksgtogtrulyg
becomegconglomerategfinancialgservicegproviders.
Answer:gFinancialgServicesgModernizationgActg(Gramm-Leach-BlileygAct)
11. Thegcountrygwithgthegmostgbanksgisg
.
Answer:gUnitedgStates
g
12. AccordinggtogCongressgag
isgdefinedgasganyginstitutiongthatgcangqualifygforgdepositg
insurancegadministeredgbygthegFDIC.
Answer:gBank
13. Agbankgwhichgspansgregions,gnations,gandgcontinents,gofferinggthegwidestgmenugofgfinancialg
servicesgisgknowngasgag bank.
Answer:gmoney-centergbank
14. refersgtogthegmovementgofgbusinessesgacrossgindustryglinesgingordergtogbroadengitsg
base.
Answer:gConvergence
15. Banksgwhichgservegprimarilyghouseholdsgandgsmallgfirmsgaregknowngasg
banks.
Answer:gretail
g
16. Banksgthatgsellgdepositsgandgmakegloansgtogbusinessesgandgindividualsgaregknowngasg
banks.
Answer:gcommercial
g
17. Banksgwhichgunderwritegissuesgofgnewgsecuritiesgforgtheirgcorporategcustomersgaregknowngas
DownloadedgbygNgôgQuanggTi?ngHàg()
g g g g
Principle of Banking (Trường Đại học Ngoại thương)
g g g g g g g
StuDocugisgnotgsponsoredgorgendorsedgbyganygcollegegorguniversity
DownloadedgbygNgôgQuanggTi?ngHàg()
,Chapter 1 g
An Overview of the Changing Financial-Services Sector
g g g g g g
FillgingthegBlankgQuestions
1.
isgagtraditionalgservicegprovidedgbygbanksgingwhichgthegbanksgstoreg
thegvaluablesgofgtheirgcustomersgandgcertifygtheirgtruegvalue.
Answer:gSafekeepinggofgvaluables
2. Thegfactgthatgfinancialginstitutionsgmakegloansgbasedgongconfidentialginformationgisgthe
theorygofgbanking.
gAnswer:gdelegatedgmonitoring
3.
refersgtogwhengagfinancialginstitutiongtradesgonegformgofgcurrencygforg
another.g Angexamplegofgthisgwouldgbegwhengthegbankgtradesgdollarsgforgyengforgagfee.
Answer:gcurrencygexchange
4. A(n)g
gisgagtraditionalgservicegwhichgpermitsgagdepositorgtogwritegag
draftgingpaymentgforggoodsgandgservices.
Answer:gdemandgdepositg(checkinggaccount)
5.
gisgagservicegprovidedgbygbanksgwheregthegbankglendsgmoneygtog
individualsgforgthegpurchasegofgdurablegandgotherggoods.
Answer:gConsumerglending
6. Theg
gofgagbankgisgagtraditionalgservicegwheregthegbankgmanagesgtheg
financialgaffairsgandgpropertygofgindividualsg(andgingsomegcasesgbusinesses).
Answer:gtrustgservices
DownloadedgbygNgôgQuanggTi?ngHàg()
,Rose/Hudgins,gBa nkgManagementgandgFinancialgServices,g8/e 1
DownloadedgbygNgôgQuanggTi?ngHàg()
, 7. CompaniesgsuchgasgMerrillgLynchgandgSearsgwhichgofferedgsomegbutgnotgallgbankinggservicesgingt
heg1980sgweregcalledg .
Answer:gnonbankgbanks
8. Theglooseninggofggovernmentgregulationgandgcontrolgofgfinancialginstitutionsgisgcalled
.
gAnswer:gderegulation
9.
isgangalternativegtoglendinggingwhichgthegfinancialginstitutiong
purchasesgthegequipmentgandgrentsgitgtogitsgcustomers.
Answer:gEquipmentgleasinggservices
10. The
isgaglandmarkgactgwhichgallowsgfinancialgservicegprovidersg
togoffergangexpandedgmenugofgfinancialgservicesgforgthegcustomer.g Thisglawgallowsgbanksgtogtrulyg
becomegconglomerategfinancialgservicegproviders.
Answer:gFinancialgServicesgModernizationgActg(Gramm-Leach-BlileygAct)
11. Thegcountrygwithgthegmostgbanksgisg
.
Answer:gUnitedgStates
g
12. AccordinggtogCongressgag
isgdefinedgasganyginstitutiongthatgcangqualifygforgdepositg
insurancegadministeredgbygthegFDIC.
Answer:gBank
13. Agbankgwhichgspansgregions,gnations,gandgcontinents,gofferinggthegwidestgmenugofgfinancialg
servicesgisgknowngasgag bank.
Answer:gmoney-centergbank
14. refersgtogthegmovementgofgbusinessesgacrossgindustryglinesgingordergtogbroadengitsg
base.
Answer:gConvergence
15. Banksgwhichgservegprimarilyghouseholdsgandgsmallgfirmsgaregknowngasg
banks.
Answer:gretail
g
16. Banksgthatgsellgdepositsgandgmakegloansgtogbusinessesgandgindividualsgaregknowngasg
banks.
Answer:gcommercial
g
17. Banksgwhichgunderwritegissuesgofgnewgsecuritiesgforgtheirgcorporategcustomersgaregknowngas
DownloadedgbygNgôgQuanggTi?ngHàg()
