COLORADO ACCIDENT & HEALTH LAWS STATE
SIMULATOR EXAM|| ACTUAL EXAM WITH ALL
QUESTIONS AND 100% CORRECT ANSWERS
ALREADY GRADED A+|| LATEST AND FULLY
COVERED VERSION 2024-2025 WITH EXPERT
SOLUTIONS|| ASSURED PASS!!!
Which of the following is an example of defamation?
A brochure including an untrue statement regarding a competitor's ability to pay
claims
A truthful estimate of the dividends
A pamphlet listing a competitor's financial rating
A verbal statement of a competitor's complaint ratio - ANSWER> A brochure
including an untrue statement regarding a competitor's ability to pay claims
Which of the following is an example of rebating?
offer of temporary insurance coverage
cancellation of an insurance policy without cause
sale of mass-marketed insurance products
returning a portion of a premium as inducement to purchase insurance -
ANSWER> returning a portion of a premium as inducement to purchase insurance
T calls to file a claim on his health insurance policy. Within how many days must
the insurer provide T's proof of loss forms?
15 days
20 days
10 days
, P a g e |2
30 days - ANSWER> 15 days
When an employee's coverage terminates under a group health policy, the
employee must be offered continuation coverage for
18 months
180 days
60 days
365 days - ANSWER> 18 months
Which of the following coverage exclusions or limitations is permitted under a
long-term care policy issued in Colorado?
Alzheimer's disease
Preexisting conditions
Senile dementia
Parkinson's disease - ANSWER> pre-existing conditions
All accident and health policies issued in Colorado that provide major medical
services must offer policyholders the opportunity to purchase
supplemental coverage
home health care coverage
double indemnity coverage
disability coverage - ANSWER> home health care coverage
The primary difference between the Colorado Partnership LTC policy and other
LTC policies is
longer lifetime benefits
Medicaid asset protection