AHIP Final Exam Test Questions With
Correct Answers 2024
Mrs. wWest wwears wglasses wand wdentures wand whas wenjoyed wconsiderable wpain wrelief
wfrom warthritis wthrough wacupuncture. wShe wis wconcerned wabout wwhether wor wnot wMedicare
wwill wcover wthese witems wand wservices. wWhat wshould wyou wtell wher? w- wcorrect
wanswer.Medicare wdoes wnot wcover wacupuncture, wor, win wgeneral, wglasses wor wdentures.
Mr. wBickford wdid wnot wquite wqualify wfor wthe wextra whelp wlow-income wsubsidy wunder wthe
wMedicare wPart wD wPrescription wDrug wprogram wand whe wis wwondering wif wthere wis wany
wother woption whe whas wfor wobtaining whelp wwith whis wconsiderable wdrug wcosts. wWhat
wshould wyou wtell whim? w- wcorrect wanswer.He wcould wcheck wwith wthe wmanufacturers wof whis
wmedications wto wsee wif wthey woffer wan wassistance wprogram wto whelp wpeople wwith wlimited
wmeans wobtain wthe wmedications wthey wneed. wAlternatively, whe wcould wcheck wto wsee
wwhether whis wstate whas wa wpharmacy wassistance wprogram wto whelp whim wwith whis
wexpenses.
Mr. wLombardi wis winterested win wa wMedicare wAdvantage w(MA) wPPO wplan wthat wyou
wrepresent. wIt wis wone wof wthree wplans woperated wby wthe wsame worganization win wMr.
wLombardi's warea. wThe wMA wPPO wplan wdoes wnot winclude wdrug wcoverage, wbut wthe wother
wtwo wplans wdo. wMr. wLombardi wlikes wthe wPPO wplan wthat wdoes wnot winclude wdrug wcoverage
wand wintends wto wobtain whis wdrug wcoverage wthrough wa wstand-alone wMedicare
wprescription wdrug wplan. wWhat wshould wyou wtell whim wabout wthis wsituation? w- wcorrect
wanswer.He wcould wenroll win wone wof wthe wMA wplans wthat winclude wprescription wdrug
wcoverage wor wa wMedigap wplan wand wa wstand-alone wprescription wdrug wplan, wbut whe
wcannot wenroll win wthe wMA-only wPPO wplan wand wa wstand-alone wprescription wdrug wplan.
Mr. wTorres whas wa wsmall wsavings waccount. wHe wwould wlike wto wpay wfor whis wmonthly wPart
wD wpremiums wwith wan wautomatic wmonthly wwithdrawal wfrom whis wsavings waccount wuntil wit
wis wexhausted, wand wthen whave whis wpremiums wwithheld wfrom whis wSocial wSecurity wcheck.
wWhat wshould wyou wtell whim? w- wcorrect wanswer.In wgeneral, whe wmust wselect wa wsingle wPart
wD wpremium wpayment wmechanism wthat wwill wbe wused wthroughout wthe wyear.
Agent wJennings wmakes wa wpresentation won wMedicare wadvertised was wan weducational
wevent. wAgent wJennings wdistributes wmaterials wthat ware wsolely weducational win wnature.
wHowever, wshe wgives wa wbrief wpresentation wthat wmentions wplan-specific wpremiums. wIs
wthis wa wprohibited wactivity wat wan wevent wthat whas wbeen wadvertised was weducational? w-
, wcorrect wanswer.Yes. wWhen wan wevent whas wbeen wadvertised was w"educational,"
wdiscussing wplan-specific wpremiums wis wimpermissible.
Mrs. wMulcahy wis wconcerned wthat wshe wmay wnot wqualify wfor wenrollment win wa wMedicare
wprescription wdrug wplan wbecause, walthough wshe wis wentitled wto wPart wA, wshe wis wnot
wenrolled wunder wMedicare wPart wB. wWhat wshould wyou wtell wher? w- wcorrect
wanswer.Everyone wwho wis wentitled wto wPart wA wor wenrolled wunder wPart wB wis weligible wto
wenroll win wa wMedicare wprescription wdrug wplan. wAs wlong was wMrs. wMulcahy wis wentitled wto
wPart wA, wshe wdoes wnot wneed wto wenroll wunder wPart wB wbefore wenrolling win wa wprescription
wdrug wplan.
Mr. wJacob wunderstands wthat wthere wis wa wstandard wMedicare wPart wD wprescription wdrug
wbenefit, wbut wwhen whe wlooks wat winformation won wvarious wplans wavailable win whis warea, whe
wsees wa wwide wrange win wwhat wthey wcharge wfor wdeductibles, wpremiums wand wcost wsharing.
wHow wcan wyou wexplain wthis wto whim? w- wcorrect wanswer.Medicare wPart wD wdrug wplans wmay
whave wdifferent wbenefit wstructures, wbut won waverage, wthey wmust wall wbe wat wleast was wgood
was wthe wstandard wmodel westablished wby wthe wgovernment.
Ms. wMoore wplans wto wretire wwhen wshe wturns w65 win wa wfew wmonths. wShe wis win wexcellent
whealth wand wwill whave wconsiderable wincome wwhen wshe wretires. wShe wis wconcerned wthat
wher wincome wwill wmake wit wimpossible wfor wher wto wqualify wfor wMedicare. wWhat wcould wyou
wtell wher wto waddress wher wconcern? w- wcorrect wanswer.Medicare wis wa wprogram wfor wpeople
wage w65 wor wolder wand wthose wunder wage w65 wwith wcertain wdisabilities, wend wstage wrenal
wdisease wor wLou wGehrig's wdisease, wso wshe wwill wbe weligible wfor wMedicare.
Agent wArmstrong wis wemployed wby wXYZ wAgency, wwhich wis wunder wcontract wwith wABC
wHealth wPlan, wa wMedicare wAdvantage w(MA) wplan wthat woffers wplans win wmultiple wstates.
wXYZ wAgency wmaintains wa wwebsite wmarketing wthe wMA wplans wwith wwhich wit whas
wcontracts. wAgent wArmstrong wfollows wup wwith windividuals wwho wrequest wmore
winformation wabout wABC wMA wplans wvia wthe wwebsite wand wtries wto wpersuade wthem wto
wenroll win wABC wplans. wWhat wstatement wbest wdescribes wthe wmarketing wand wcompliance
wrules wthat wapply wto wAgent wArmstrong? w- wcorrect wanswer.Agent wArmstrong wneeds wto wbe
wlicensed wand wappointed win wevery wstate win wwhich wbeneficiaries wto wwhom whe wmarkets
wABC wMA wplans ware wlocated.
Mr. wSchmidt wwould wlike wto wplan wfor wretirement wand whas wasked wyou wwhat wis wcovered
wunder wOriginal wFee-for-Service w(FFS) wMedicare? wWhat wcould wyou wtell whim? w- wcorrect
wanswer.Part wA, wwhich wcovers whospital, wskilled wnursing wfacility, whospice wand whome
whealth wservices wand wPart wB, wwhich wcovers wprofessional wservices wsuch was wthose
wprovided wby wa wdoctor ware wcovered wunder wOriginal wMedicare.
You ware wseeking wto wrepresent wan windividual wMedicare wAdvantage wplan wand wan
windividual wPart wD wplan win wyour wstate. wYou whave wcompleted wthe wrequired wtraining wfor
weach wplan, wbut wyou wdid wnot wachieve wa wpassing wscore won wthe wtests wthat wcame wafter
wthe wtraining. wWhat wcan wyou wdo win wthis wsituation? w- wcorrect wanswer.You wwill wnot wbe
wable wto wrepresent wany wMedicare wAdvantage wor wPart wD wplan wuntil wyou wcomplete wthe
Correct Answers 2024
Mrs. wWest wwears wglasses wand wdentures wand whas wenjoyed wconsiderable wpain wrelief
wfrom warthritis wthrough wacupuncture. wShe wis wconcerned wabout wwhether wor wnot wMedicare
wwill wcover wthese witems wand wservices. wWhat wshould wyou wtell wher? w- wcorrect
wanswer.Medicare wdoes wnot wcover wacupuncture, wor, win wgeneral, wglasses wor wdentures.
Mr. wBickford wdid wnot wquite wqualify wfor wthe wextra whelp wlow-income wsubsidy wunder wthe
wMedicare wPart wD wPrescription wDrug wprogram wand whe wis wwondering wif wthere wis wany
wother woption whe whas wfor wobtaining whelp wwith whis wconsiderable wdrug wcosts. wWhat
wshould wyou wtell whim? w- wcorrect wanswer.He wcould wcheck wwith wthe wmanufacturers wof whis
wmedications wto wsee wif wthey woffer wan wassistance wprogram wto whelp wpeople wwith wlimited
wmeans wobtain wthe wmedications wthey wneed. wAlternatively, whe wcould wcheck wto wsee
wwhether whis wstate whas wa wpharmacy wassistance wprogram wto whelp whim wwith whis
wexpenses.
Mr. wLombardi wis winterested win wa wMedicare wAdvantage w(MA) wPPO wplan wthat wyou
wrepresent. wIt wis wone wof wthree wplans woperated wby wthe wsame worganization win wMr.
wLombardi's warea. wThe wMA wPPO wplan wdoes wnot winclude wdrug wcoverage, wbut wthe wother
wtwo wplans wdo. wMr. wLombardi wlikes wthe wPPO wplan wthat wdoes wnot winclude wdrug wcoverage
wand wintends wto wobtain whis wdrug wcoverage wthrough wa wstand-alone wMedicare
wprescription wdrug wplan. wWhat wshould wyou wtell whim wabout wthis wsituation? w- wcorrect
wanswer.He wcould wenroll win wone wof wthe wMA wplans wthat winclude wprescription wdrug
wcoverage wor wa wMedigap wplan wand wa wstand-alone wprescription wdrug wplan, wbut whe
wcannot wenroll win wthe wMA-only wPPO wplan wand wa wstand-alone wprescription wdrug wplan.
Mr. wTorres whas wa wsmall wsavings waccount. wHe wwould wlike wto wpay wfor whis wmonthly wPart
wD wpremiums wwith wan wautomatic wmonthly wwithdrawal wfrom whis wsavings waccount wuntil wit
wis wexhausted, wand wthen whave whis wpremiums wwithheld wfrom whis wSocial wSecurity wcheck.
wWhat wshould wyou wtell whim? w- wcorrect wanswer.In wgeneral, whe wmust wselect wa wsingle wPart
wD wpremium wpayment wmechanism wthat wwill wbe wused wthroughout wthe wyear.
Agent wJennings wmakes wa wpresentation won wMedicare wadvertised was wan weducational
wevent. wAgent wJennings wdistributes wmaterials wthat ware wsolely weducational win wnature.
wHowever, wshe wgives wa wbrief wpresentation wthat wmentions wplan-specific wpremiums. wIs
wthis wa wprohibited wactivity wat wan wevent wthat whas wbeen wadvertised was weducational? w-
, wcorrect wanswer.Yes. wWhen wan wevent whas wbeen wadvertised was w"educational,"
wdiscussing wplan-specific wpremiums wis wimpermissible.
Mrs. wMulcahy wis wconcerned wthat wshe wmay wnot wqualify wfor wenrollment win wa wMedicare
wprescription wdrug wplan wbecause, walthough wshe wis wentitled wto wPart wA, wshe wis wnot
wenrolled wunder wMedicare wPart wB. wWhat wshould wyou wtell wher? w- wcorrect
wanswer.Everyone wwho wis wentitled wto wPart wA wor wenrolled wunder wPart wB wis weligible wto
wenroll win wa wMedicare wprescription wdrug wplan. wAs wlong was wMrs. wMulcahy wis wentitled wto
wPart wA, wshe wdoes wnot wneed wto wenroll wunder wPart wB wbefore wenrolling win wa wprescription
wdrug wplan.
Mr. wJacob wunderstands wthat wthere wis wa wstandard wMedicare wPart wD wprescription wdrug
wbenefit, wbut wwhen whe wlooks wat winformation won wvarious wplans wavailable win whis warea, whe
wsees wa wwide wrange win wwhat wthey wcharge wfor wdeductibles, wpremiums wand wcost wsharing.
wHow wcan wyou wexplain wthis wto whim? w- wcorrect wanswer.Medicare wPart wD wdrug wplans wmay
whave wdifferent wbenefit wstructures, wbut won waverage, wthey wmust wall wbe wat wleast was wgood
was wthe wstandard wmodel westablished wby wthe wgovernment.
Ms. wMoore wplans wto wretire wwhen wshe wturns w65 win wa wfew wmonths. wShe wis win wexcellent
whealth wand wwill whave wconsiderable wincome wwhen wshe wretires. wShe wis wconcerned wthat
wher wincome wwill wmake wit wimpossible wfor wher wto wqualify wfor wMedicare. wWhat wcould wyou
wtell wher wto waddress wher wconcern? w- wcorrect wanswer.Medicare wis wa wprogram wfor wpeople
wage w65 wor wolder wand wthose wunder wage w65 wwith wcertain wdisabilities, wend wstage wrenal
wdisease wor wLou wGehrig's wdisease, wso wshe wwill wbe weligible wfor wMedicare.
Agent wArmstrong wis wemployed wby wXYZ wAgency, wwhich wis wunder wcontract wwith wABC
wHealth wPlan, wa wMedicare wAdvantage w(MA) wplan wthat woffers wplans win wmultiple wstates.
wXYZ wAgency wmaintains wa wwebsite wmarketing wthe wMA wplans wwith wwhich wit whas
wcontracts. wAgent wArmstrong wfollows wup wwith windividuals wwho wrequest wmore
winformation wabout wABC wMA wplans wvia wthe wwebsite wand wtries wto wpersuade wthem wto
wenroll win wABC wplans. wWhat wstatement wbest wdescribes wthe wmarketing wand wcompliance
wrules wthat wapply wto wAgent wArmstrong? w- wcorrect wanswer.Agent wArmstrong wneeds wto wbe
wlicensed wand wappointed win wevery wstate win wwhich wbeneficiaries wto wwhom whe wmarkets
wABC wMA wplans ware wlocated.
Mr. wSchmidt wwould wlike wto wplan wfor wretirement wand whas wasked wyou wwhat wis wcovered
wunder wOriginal wFee-for-Service w(FFS) wMedicare? wWhat wcould wyou wtell whim? w- wcorrect
wanswer.Part wA, wwhich wcovers whospital, wskilled wnursing wfacility, whospice wand whome
whealth wservices wand wPart wB, wwhich wcovers wprofessional wservices wsuch was wthose
wprovided wby wa wdoctor ware wcovered wunder wOriginal wMedicare.
You ware wseeking wto wrepresent wan windividual wMedicare wAdvantage wplan wand wan
windividual wPart wD wplan win wyour wstate. wYou whave wcompleted wthe wrequired wtraining wfor
weach wplan, wbut wyou wdid wnot wachieve wa wpassing wscore won wthe wtests wthat wcame wafter
wthe wtraining. wWhat wcan wyou wdo win wthis wsituation? w- wcorrect wanswer.You wwill wnot wbe
wable wto wrepresent wany wMedicare wAdvantage wor wPart wD wplan wuntil wyou wcomplete wthe
