AHIP MODULE 3 EXAM 2024 WITH QUESTIONS
& CORRECT ANSWERS GRADED A+
Mrs. Mulcahy is concerned that she may not qualify for enrollment in a Medicare
prescription drug plan because, although she is entitled to Part A, she is not
enrolled under Medicare Part B. What should you tell her? - ANSWER-Everyone
who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare
prescription drug plan. As long as Mrs. Mulcahy is entitled to Part A, she does not
need to enroll under Part B before enrolling in a prescription drug plan
Mrs. Allen has a rare condition for which two different brand name drugs are the
only available treatment. She is concerned that since no generic prescription drug
is available and these drugs are very high cost, she will not be able to find a
Medicare Part D prescription drug plan that covers either one of them. What
should you tell her? - ANSWER-Medicare prescription drug plans are required to
cover drugs in each therapeutic category. She should be able to enroll in a
Medicare prescription drug plan that covers the medications she needs.
Mrs. McIntire is enrolled in her state's Medicaid plan and has just become eligible
for Medicare as well. What can she expect will happen with respect to her drug
coverage? - ANSWER-Unless she chooses a Medicare Part D prescription drug
plan on her own, she will be automatically enrolled in one available in her area.
Mr. and Mrs. Vaughn both take a specialized multivitamin prescription each day.
Mr. Vaughn takes a prescription for helping to regrow his hair. They are anxious to
have their Medicare prescription drug plan cover these drug needs. What should
you tell them? - ANSWER-Medicare prescription drug plans are not permitted to
cover the prescription medications the Vaughns are interested in under Part D
coverage, however, plans may cover them as supplemental benefits and the
Vaughn's could look into that possibility.
, Mrs. Fiore was in the Army for 35 years and is now retired. She has drug coverage
through the VA. What issues might she consider with regard to whether to enroll in
a Medicare prescription drug plan? - ANSWER-She could compare the coverage to
see if the Medicare Part D plan offers better benefits and coverage than the VA for
the specific medications she needs and whether any additional benefits are worth
the Part D premium costs.
All plans must cover at least the standard Part D coverage or its actuarial
equivalent. What costs would a beneficiary incur for prescription drugs in 2020
under the standard coverage? - ANSWER-Standard Part D coverage would require
payment of an annual deductible of $435, 25% cost-sharing between $435 and
$4,020, and once through the catastrophic coverage threshold the beneficiary pays
either co-pays for generic and brand name drugs or co-insurance of 5%, whichever
is greater.
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the
Medicare Part D Prescription Drug program and he is wondering if there is any
other option he has for obtaining help with his considerable drug costs. What
should you tell him? - ANSWER-He could check with the manufacturers of his
medications to see if they offer an assistance program to help people with limited
means to obtain the medications they need. Alternatively, he could check to see
whether his state has a pharmacy assistance program to help him with his
expenses.
Mr. Rice has coverage for medical services and medications through his
employer's retiree plan. He is considering switching to a Medicare prescription
drug plan because his retiree plan does not cover two important medications. What
should he consider before making a change? - ANSWER-If Mr. Rice drops his
drug coverage through the retiree plan, he may not be able to get it back and he
also may lose his medical health coverage.
& CORRECT ANSWERS GRADED A+
Mrs. Mulcahy is concerned that she may not qualify for enrollment in a Medicare
prescription drug plan because, although she is entitled to Part A, she is not
enrolled under Medicare Part B. What should you tell her? - ANSWER-Everyone
who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare
prescription drug plan. As long as Mrs. Mulcahy is entitled to Part A, she does not
need to enroll under Part B before enrolling in a prescription drug plan
Mrs. Allen has a rare condition for which two different brand name drugs are the
only available treatment. She is concerned that since no generic prescription drug
is available and these drugs are very high cost, she will not be able to find a
Medicare Part D prescription drug plan that covers either one of them. What
should you tell her? - ANSWER-Medicare prescription drug plans are required to
cover drugs in each therapeutic category. She should be able to enroll in a
Medicare prescription drug plan that covers the medications she needs.
Mrs. McIntire is enrolled in her state's Medicaid plan and has just become eligible
for Medicare as well. What can she expect will happen with respect to her drug
coverage? - ANSWER-Unless she chooses a Medicare Part D prescription drug
plan on her own, she will be automatically enrolled in one available in her area.
Mr. and Mrs. Vaughn both take a specialized multivitamin prescription each day.
Mr. Vaughn takes a prescription for helping to regrow his hair. They are anxious to
have their Medicare prescription drug plan cover these drug needs. What should
you tell them? - ANSWER-Medicare prescription drug plans are not permitted to
cover the prescription medications the Vaughns are interested in under Part D
coverage, however, plans may cover them as supplemental benefits and the
Vaughn's could look into that possibility.
, Mrs. Fiore was in the Army for 35 years and is now retired. She has drug coverage
through the VA. What issues might she consider with regard to whether to enroll in
a Medicare prescription drug plan? - ANSWER-She could compare the coverage to
see if the Medicare Part D plan offers better benefits and coverage than the VA for
the specific medications she needs and whether any additional benefits are worth
the Part D premium costs.
All plans must cover at least the standard Part D coverage or its actuarial
equivalent. What costs would a beneficiary incur for prescription drugs in 2020
under the standard coverage? - ANSWER-Standard Part D coverage would require
payment of an annual deductible of $435, 25% cost-sharing between $435 and
$4,020, and once through the catastrophic coverage threshold the beneficiary pays
either co-pays for generic and brand name drugs or co-insurance of 5%, whichever
is greater.
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the
Medicare Part D Prescription Drug program and he is wondering if there is any
other option he has for obtaining help with his considerable drug costs. What
should you tell him? - ANSWER-He could check with the manufacturers of his
medications to see if they offer an assistance program to help people with limited
means to obtain the medications they need. Alternatively, he could check to see
whether his state has a pharmacy assistance program to help him with his
expenses.
Mr. Rice has coverage for medical services and medications through his
employer's retiree plan. He is considering switching to a Medicare prescription
drug plan because his retiree plan does not cover two important medications. What
should he consider before making a change? - ANSWER-If Mr. Rice drops his
drug coverage through the retiree plan, he may not be able to get it back and he
also may lose his medical health coverage.
