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LML4805 Assignment 2 (100% ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED

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LML4805 Assignment 2 (100% ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED. Answers, guidelines, workings and references..... ........ Question 1: Briefly set out the legal principles established or confirmed in Littlejohn v Norwich Union Fire Insurance Society 1905 TH 374 (2) in relation to insurable interest over property belonging to a spouse. Also provide a brief summary of the facts of the case. (5) Question 2: Lentumetse Padi takes out insurance on her motor vehicle. In the proposal form she completes when applying for cover, she warrants that she has not been involved in any motor-vehicle accident during the last five years. In the policy subsequently issued to her, she also undertakes to keep the relevant vehicle in a roadworthy condition. When the vehicle is subsequently stolen, it is established that Lentumetse had been involved in an accident some two years before when as a pedestrian she was run over by a motor vehicle, and further that at the time the insured vehicle was lost, its tires had been so worn as to render it unroadworthy. Advise Lentumetse Padi on her chances of successfully claiming against the insurer. (5)

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March 28, 2024
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Written in
2023/2024
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LML4805
Assignment 2 Semester 1 2024
Unique Number: 526140
Due Date: 26 April 2024

QUESTION 1 (3 ANSWERS PROVIDED)

Summary of the facts: In Littlejohn v Norwich Union Fire Insurance Society, the husband,
Littlejohn, had insured a house and its contents owned by his wife against fire with Norwich
Union Fire Insurance Society. The house subsequently caught fire, causing damage. The
insurance company denied the claim, arguing that the husband did not have an insurable
interest in the property since he did not have a legal or equitable interest in it. Littlejohn sued
the insurance company to recover the insurance amount, asserting that he had an insurable
interest as the husband of the property owner.

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