Texas Life and Health Insurance Final Exam Questions with 100% Correct Answers

D is an architect receiving Disability Income benefits who is not able to return to work full time, but can work on a part-time basis. Which of these features would allow D to continue receiving benefits? *Residual Benefit clause *Waiver Benefit clause *Concurrent Benefit clause *Guaranteed Benefit clause Correct Answer Residual Benefit clause The individual who provides general medical care for a patient as well as the referral for specialized care is known as a: *Physician's assistant *Primary Care Physician *Secondary Care Physician *Third Party Administrator Correct Answer Primary Care Physician If an insured sustains a loss on a policy sold by an agent through an insurance company that is not authorized to do business in Texas, which of the following would be liable? * The agent only * The company only * The agent and the company * The Life, Accident, Health and Hospital Insurance Guaranty Association Correct Answer The agent and the company Who can purchase a plan through the Marketplace? *Anyone *Any legal resident except those incarcerated *Only those who do not have access to employer-sponsored coverage *Only those who might be eligible for tax credits Correct Answer Any legal resident except those incarcerated Boycott, coercion, and intimidation that result in the unreasonable restraint of trade are prohibited under the Texas Insurance Code covering *rebating *false advertising *discrimination