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Property and Casualty Insurance - Final Exam Questions and Answers 2023
- Exam (elaborations) • 16 pages • 2023
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Property and Casualty Insurance - Final Exam Questions and Answers 2023 
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: 
A) Accept a claim form 
B) Type correspondence for a direct mail campaign 
C) Deposit properly endorsed checks into the agency's bank account 
•• D) Advise an insured of coverage issues 
 
 
 
A producer must notify the insurance division of an address change within: 
A) 10 days 
B) 20 days 
C) 25 days 
•• D) 30 days 
 
 
 
A Tem...
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FLOOD INSURANCE QUESTIONS AND ANSWERS 2023
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FLOOD INSURANCE QUESTIONS AND ANSWERS 2023 
WHAT ARE THE TWO TYPES OF FLOOD INSURANCE? 
NFIP PROVIDES AN EMERGENCY PROGRAM AND REGULAR PROGRAM 
 
 
 
HOW WAS THE NFIP CREATED? 
BY THE PASSAGE OF THE NATIONAL FLOOD INSURANCE ACT OF 1968 
 
 
 
CAN YOU OBTAIN FLOOD INSURANCE THROUGH PRIVATE INSURERS? 
YES UNDER THE "WRITE YOUR OWN" PROGRAM AND THEY ARE 100% REIMBURSED BY THE GOVERNMENT 
 
 
 
WHAT IS REQUIRED BY COMMUNITIES TO OBTAIN NAT'L FLOOD INSURANCE? 
THEY MUST BE WILLING TO ADOPT FLOOD CONT...
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Webce Test Questions with Guaranteed Accurate Answers
- Exam (elaborations) • 28 pages • 2024
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which of the following situations presents a situation of pure risk? 
 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business - correct answer knowing that his family is depending on him, Frank wants to insure his ...
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WebCE Exam with Guaranteed Accurate Answers
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On what basis are benefits payable under a long-term care insurance policy typically triggered? 
 
 A) the diagnosis of an acute medical condition 
B) the number and types of medications prescribed 
C) the inability to perform of medications prescribed 
D) all of the above - correct answer C) The inability to perform defined ADLs 
 
 
The inability to perform defined ADLs. Benefits payable under a long-term care policy are typically based on (or "triggered" by) the inability to perform a certa...
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Webce Test Questions With 100% Correct Answers
- Exam (elaborations) • 31 pages • 2024
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Webce Test Questions With 100% Correct Answers 
which of the following situations presents a situation of pure risk? 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business - 
Ans>>knowing that his family is d...
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WebCE Exam Questions With Correct Answers Package
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WebCE Exam Questions With Correct Answers Package
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Webce Life and Health Comprehensive Review Questions and Answers
- Exam (elaborations) • 36 pages • 2024
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Webce Life and Health Comprehensive Review Questions and Answers 
 
Representations and Warranties - Correct answer Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract." 
 
"Underwriting vs. Actuarial Departments - Correct answer Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to ass...
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WebCE Exam Questions With Correct Answers
- Exam (elaborations) • 11 pages • 2024
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WebCE Exam Questions With Correct Answers 
 
On what basis are benefits payable under a long-term care insurance policy typically triggered? 
 
 A) the diagnosis of an acute medical condition 
B) the number and types of medications prescribed 
C) the inability to perform of medications prescribed 
D) all of the above - Correct answer C) The inability to perform defined ADLs 
 
 
The inability to perform defined ADLs. Benefits payable under a long-term care policy are typically based on (or "tri...
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webce Exam questions and Answers
- Exam (elaborations) • 16 pages • 2024
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webce Exam questions and Answers 
 
which of the following situations presents a situation of pure risk? 
 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business - Correct answer knowing that his family is dependin...
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webce insurance exam Questions and Answers
- Exam (elaborations) • 4 pages • 2024
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webce insurance exam Questions and Answers 
 
“Which of the following exempted insurance companies from federal antitrust legislation? - Correct answer the McCarran-Ferguson Act" 
 
" Which of the following has primary responsibility for regulating the insurance industry? 
 a. the states - Correct answer " 
 
"Which statement about the NAIC is correct? - Correct answer The NAIC prepares model laws, regulations, and guidelines for adoption by the states." 
 
" The NAIC issued a model law ...
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WEBCE Exam - 100 Questions with Correct and Verified Answers
- Exam (elaborations) • 7 pages • 2024
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WEBCE Exam - 100 Questions with Correct and Verified Answers 
 
In general, what is the earliest age at which a person can take a distribution from a qualified plan without a tax penalty? - Correct answer 59 1/2" 
 
"Carol was 35 when she bought her deferred annuity. Now, at age 38, she wants to withdraw funds from the contract to take a vacation. Carol is likely to encounter all of the following consequences in making the withdrawal EXCEPT: - Correct answer statutory minimum withholding requi...
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WEBCE Life and Health Insurance Exam Study Guide Rated A+
- Exam (elaborations) • 32 pages • 2024
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WEBCE Life and Health Insurance Exam Study Guide Rated A+ 
 
WEBCE Life and Health Insurance Exam Study Guide Rated A+ 
 
WEBCE Life and Health Insurance Exam Study Guide Rated A+
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