Health Insurance Florida 2-40 Test Questions and Answers |Fall
2026/2027 Update | 100% Correct
Question 1
Third party administrator (TPAs) do all of the following EXCEPT:
A) Marketing
B) Underwriting
C) Provide coverage
D) Claims processing
Correct Answer
C) Provide coverage
Question 2
All of the following statements about Major Medical benefits are true, EXCEPT:
A) The deductible can be expressed as a fixed dollar amount
B) The benefit period begins only after a specified amount of expenses have been
accrued within the accumulation period
C) Benefits are generally expressed as a percentage of eligible expenses
D) Benefits have no maximum limit
Correct Answer
D) Benefits have no maximum limit
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, Question 3
Which type of insurance policy combines several types of benefits and provides more coverage than any of the others?
A) Hospital Expense
B) Comprehensive Medical Expense
C) Major Medical
D) Surgical Expense
Correct Answer
B) Comprehensive Medical Expense
Question 4
Comprehensive Medical Expense Insurance combines which of the following coverage in one policy:
A) Basic Hospital/Surgical and Major Medical
B) Disability Income and Accidental Death and Dismemberment
C) Disability Income and Basic Hospital/Surgical
D) Major Medical and Accidental Death and Dismemberment
Correct Answer
A) Basic Hospital/Surgical and Major Medical
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2026/2027 Update | 100% Correct
Question 1
Third party administrator (TPAs) do all of the following EXCEPT:
A) Marketing
B) Underwriting
C) Provide coverage
D) Claims processing
Correct Answer
C) Provide coverage
Question 2
All of the following statements about Major Medical benefits are true, EXCEPT:
A) The deductible can be expressed as a fixed dollar amount
B) The benefit period begins only after a specified amount of expenses have been
accrued within the accumulation period
C) Benefits are generally expressed as a percentage of eligible expenses
D) Benefits have no maximum limit
Correct Answer
D) Benefits have no maximum limit
Page 1 of 7
, Question 3
Which type of insurance policy combines several types of benefits and provides more coverage than any of the others?
A) Hospital Expense
B) Comprehensive Medical Expense
C) Major Medical
D) Surgical Expense
Correct Answer
B) Comprehensive Medical Expense
Question 4
Comprehensive Medical Expense Insurance combines which of the following coverage in one policy:
A) Basic Hospital/Surgical and Major Medical
B) Disability Income and Accidental Death and Dismemberment
C) Disability Income and Basic Hospital/Surgical
D) Major Medical and Accidental Death and Dismemberment
Correct Answer
A) Basic Hospital/Surgical and Major Medical
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