KENTUCKY HEALTH INSURANCE EXAM,
QUESTIONS WITH ACCURATE ANSWERS |
MULTIPLE CHOICES |2025!!
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Terms in this set (86)
The primary eligibility D. Need
requirement for Medicaid Medicaid is provided to those in need.
Benefits is based upon?
A. Whether the claimant is
insurable on the private
market
B. Age
C. Number of Dependents
D. Need
If a mother delivers her C. 96 hours for C-section, 48 hours for vaginal.
baby through a C-section,
the minimum hospital stay
is
A. 24 hours
B. 48 hours
C. 96 hours
D. 120 hours
,How is Medicare primarily A. Federal Tax Money
funded? A is supported by Social Security Payroll, Part B is
A. Federal Tax Money supported by premiums from Beneficiaries. Some
B. Insureds funds come from general tax.
C. Nonprofit organizations
D. State Tax
Can an individual who A. Yes, the may use a preferred physician, even if not
belongs to a POS plan use part of the HMO.
an out-of-network
physician?
A. Yes, and they may use
an preferred physician,
even if not part of the
HMO
b. No
C. Yes, but they must use
the POS physician first
D. Yes, but the must use
the HMO physician first.
Contracts that are B. Contracts of Adhesion. Going to adhere to
prepared by one party something that the company says.
and submitted to the other
party on a take-it-or leave
it basis are classified as
A. Binding
B Contacts of Adhesion
C. Unilateral Contracts
D. Aleatory Contracts
Which type of care re- C. Restorative . It restores the teeth.
establishes functional use
to natural teeth?
A. Functionality
B. Repair
C. Restorative
D. Fillings
,All of the policies of credit D. An insurer authorized to do insurance business, and
life or credit health such policies must be issued only through holders of
insurance must be licenses issued by the Commissioner.
delivered or issues for
delivery in Kentucky only
by
A. unlicensed person
B. The Commissioner
C. A separate, third party
insurance
D. An insurer authorized to
do insurance business,
and such policies must be
issued only through
holders of licenses issued
by the Commissioner.
Which of the following will C. The mode of the premium payment
vary the length of the 7 days on a weekly premium, 10 days on a monthly, 31
grace period in health days on anything more.
insurance?
A. length of time insured
B. The term of policy
C. The mode of the
premium payment
D. The length of any
elimination period
, How soon following the D. Within 90 days or as soon as reasonably possible,
occurrence of a covered but not to exceed 1 year.
loss must an insured
submit written proof of
such loss to the insurance
company?
A. as soon as possible
B. Within 20 days
C. Within 60 days
D. Within 90 days or as
soon as reasonably
possible, but not to
exceed 1 year.
Under a health insurance C. The Insured
policy, benefits, other than
deaths benefits, that have
not otherwise been
assigned, will be paid to
A. Beneficiary
B. The spouse
C. The Insured
D. The creditors.
------- policies pay for C. Disability Income, Medical Expense
loss of income due to
period of disability while -
-------- policies cover
medical and surgical
expenses.
A. Key Person, Extended
covered
B. Extended coverage,
Key Person
C. Disability Income,
Medical Expense
D. Disability Expense,
Medical Expense
QUESTIONS WITH ACCURATE ANSWERS |
MULTIPLE CHOICES |2025!!
Save
Terms in this set (86)
The primary eligibility D. Need
requirement for Medicaid Medicaid is provided to those in need.
Benefits is based upon?
A. Whether the claimant is
insurable on the private
market
B. Age
C. Number of Dependents
D. Need
If a mother delivers her C. 96 hours for C-section, 48 hours for vaginal.
baby through a C-section,
the minimum hospital stay
is
A. 24 hours
B. 48 hours
C. 96 hours
D. 120 hours
,How is Medicare primarily A. Federal Tax Money
funded? A is supported by Social Security Payroll, Part B is
A. Federal Tax Money supported by premiums from Beneficiaries. Some
B. Insureds funds come from general tax.
C. Nonprofit organizations
D. State Tax
Can an individual who A. Yes, the may use a preferred physician, even if not
belongs to a POS plan use part of the HMO.
an out-of-network
physician?
A. Yes, and they may use
an preferred physician,
even if not part of the
HMO
b. No
C. Yes, but they must use
the POS physician first
D. Yes, but the must use
the HMO physician first.
Contracts that are B. Contracts of Adhesion. Going to adhere to
prepared by one party something that the company says.
and submitted to the other
party on a take-it-or leave
it basis are classified as
A. Binding
B Contacts of Adhesion
C. Unilateral Contracts
D. Aleatory Contracts
Which type of care re- C. Restorative . It restores the teeth.
establishes functional use
to natural teeth?
A. Functionality
B. Repair
C. Restorative
D. Fillings
,All of the policies of credit D. An insurer authorized to do insurance business, and
life or credit health such policies must be issued only through holders of
insurance must be licenses issued by the Commissioner.
delivered or issues for
delivery in Kentucky only
by
A. unlicensed person
B. The Commissioner
C. A separate, third party
insurance
D. An insurer authorized to
do insurance business,
and such policies must be
issued only through
holders of licenses issued
by the Commissioner.
Which of the following will C. The mode of the premium payment
vary the length of the 7 days on a weekly premium, 10 days on a monthly, 31
grace period in health days on anything more.
insurance?
A. length of time insured
B. The term of policy
C. The mode of the
premium payment
D. The length of any
elimination period
, How soon following the D. Within 90 days or as soon as reasonably possible,
occurrence of a covered but not to exceed 1 year.
loss must an insured
submit written proof of
such loss to the insurance
company?
A. as soon as possible
B. Within 20 days
C. Within 60 days
D. Within 90 days or as
soon as reasonably
possible, but not to
exceed 1 year.
Under a health insurance C. The Insured
policy, benefits, other than
deaths benefits, that have
not otherwise been
assigned, will be paid to
A. Beneficiary
B. The spouse
C. The Insured
D. The creditors.
------- policies pay for C. Disability Income, Medical Expense
loss of income due to
period of disability while -
-------- policies cover
medical and surgical
expenses.
A. Key Person, Extended
covered
B. Extended coverage,
Key Person
C. Disability Income,
Medical Expense
D. Disability Expense,
Medical Expense
