Page 1 of 29
WASHINGTON LAWS AND RULES PERTINENT TO
INSURANCE 2025/2026 EXAM CURRENTLY TESTING
QUESTIONS AND DETAILED CORRECT (VERIFIED)
ANSWERS/GUARANTEED PASS/TOP-RATED A+.
LAWS AND RULES
Ace the Washington Laws and Rules Pertinent to Insurance
exam with this state-specific guide, designed to master
Washington's unique insurance regulations, ethical standards,
and compliance protocols. This resource delivers targeted
practice questions and clear explanations covering all major
lines of authority, from property and casualty to health and life
insurance statutes.
Violations of US Code Title 18 section 1033, may result in
...... ANSWER ....... Fine and/or imprisonment
Charles is a producer who is licensed in Washington but
resides in Oregon. Charles is considered to be a(n) ......
ANSWER ....... Nonresident producer
Before a producer may sell, solicit, or negotiate insurance
from an insurer, the producer must have a(n) ...... ANSWER
....... Appointment
, Page 2 of 29
The act of using misrepresentation to induce an insured
person to terminate an existing policy and purchase a new
policy is referred to as ...... ANSWER ....... Twisting
An example of an unfair claims settlement practice is ......
ANSWER ....... Turning down a claim without providing
the basis of denial
One role of the Commissioner is to ...... ANSWER .......
Enforce state insurance laws
Every producer licensed in Washington must notify the
Commissioner within ___ days of any change of the address.
...... ANSWER ....... 30
The identity of the _____ must be made clear in every health
(disability) insurance advertisement. ...... ANSWER .......
Insurer
A life insurance policy becomes incontestable after it has
been in force for ...... ANSWER ....... 2 years
, Page 3 of 29
Advertising regulations exist to ...... ANSWER ....... Assure
full and truthful disclosures to the public
When a Medicare Supplement insurance policy is being
replaced, who must sign the notice of replacement? ......
ANSWER ....... The producer and the applicant
What is the MINIMUM benefit period that must be offered by
a Long-Term Care policy? ...... ANSWER ....... 12 months
No legal action can be initiated after ___ years from the
initial time written proof of loss has been provided. ......
ANSWER ....... 3
When replacing a life insurance policy, a producer must
provide the applicant with a ...... ANSWER ....... Notice
Regarding Replacement
A Medicare Supplement policy can be cancelled by the
insurer for ...... ANSWER ....... Nonpayment
WASHINGTON LAWS AND RULES PERTINENT TO
INSURANCE 2025/2026 EXAM CURRENTLY TESTING
QUESTIONS AND DETAILED CORRECT (VERIFIED)
ANSWERS/GUARANTEED PASS/TOP-RATED A+.
LAWS AND RULES
Ace the Washington Laws and Rules Pertinent to Insurance
exam with this state-specific guide, designed to master
Washington's unique insurance regulations, ethical standards,
and compliance protocols. This resource delivers targeted
practice questions and clear explanations covering all major
lines of authority, from property and casualty to health and life
insurance statutes.
Violations of US Code Title 18 section 1033, may result in
...... ANSWER ....... Fine and/or imprisonment
Charles is a producer who is licensed in Washington but
resides in Oregon. Charles is considered to be a(n) ......
ANSWER ....... Nonresident producer
Before a producer may sell, solicit, or negotiate insurance
from an insurer, the producer must have a(n) ...... ANSWER
....... Appointment
, Page 2 of 29
The act of using misrepresentation to induce an insured
person to terminate an existing policy and purchase a new
policy is referred to as ...... ANSWER ....... Twisting
An example of an unfair claims settlement practice is ......
ANSWER ....... Turning down a claim without providing
the basis of denial
One role of the Commissioner is to ...... ANSWER .......
Enforce state insurance laws
Every producer licensed in Washington must notify the
Commissioner within ___ days of any change of the address.
...... ANSWER ....... 30
The identity of the _____ must be made clear in every health
(disability) insurance advertisement. ...... ANSWER .......
Insurer
A life insurance policy becomes incontestable after it has
been in force for ...... ANSWER ....... 2 years
, Page 3 of 29
Advertising regulations exist to ...... ANSWER ....... Assure
full and truthful disclosures to the public
When a Medicare Supplement insurance policy is being
replaced, who must sign the notice of replacement? ......
ANSWER ....... The producer and the applicant
What is the MINIMUM benefit period that must be offered by
a Long-Term Care policy? ...... ANSWER ....... 12 months
No legal action can be initiated after ___ years from the
initial time written proof of loss has been provided. ......
ANSWER ....... 3
When replacing a life insurance policy, a producer must
provide the applicant with a ...... ANSWER ....... Notice
Regarding Replacement
A Medicare Supplement policy can be cancelled by the
insurer for ...... ANSWER ....... Nonpayment
