NH Workers Compensation Adjusters Laws &
Regulations/NH WORKERS COMPENSATION
EXAM 2024/2025 WITH 100% ACCURATE
SOLUTIONS
What is the expiration date of an adjuster's license? - answer-license will expire
on October 1st of the second calendar year after its issue.
How many hours does an adjuster need to take to fulfill the Continuing
Education requirements? - answer-20 hours
Adjusters with workers compensation authority must complete 10 hours of
workers compensation and 10 hours of multi-line.
Adjusters without workers compensation need 20 hours of multi-line credits.
When can the Commissioner suspend & revoke an adjusters license? Value of
fine? - answer-Commissioner may revoke license after notice and hearing and
issue a fine up to $2500.
,What does exclusive remedy mean. - answer-An employee accepts the
provisions of worker compensation and waives all rights of action against the
employer.
A spouse of the employee will also have no action against them.
Employment Covered
Employee - answer-Any person in the service of an employer
Penalty for Failure to Make Payment of Compensation - answer-Commissioner
may issue a $2,500 fine to insurer who fails to pay the claim within 21 days
after notice of a claim has been received.
Are contractors liable for subcontractors? - answer-A contractor who
subcontracts all or any part of a contract must bear the liability of the
subcontractor of that contract for the payment of compensation under this
chapter to the employees of the subcontractor, unless the subcontractor has
secured the payment of compensation as provided for in this chapter.
Are executive officers and members of LLCs excluded? - answer-Any Corp. or
LLC may exclude up to three executive officers or members from the
compulsive coverage requirements.
No exclusion will be valid unless properly filed with the commissioner
, Injury or Personal Injury - answer-Means accidental injury or death arising out
of and in the course of employment, or any occupational disease.
NOT disease / death from stress without physical manifestation
mental injury from discipline
work evaluation, termination
job transfer, layoff, demotion, or any similar action, taken in good faith by the
employer.
What happens if an employee is injured outside of the state? - answer-The
employee will receive workers compensation if he is injured under
circumstances that would entitle him to those benefits.
Will an employer be held liable for injury to a worker caused by intoxication or
serious willful misconduct of the worker? - answer-No, the employer will NOT
be held liable, and the employee will not receive workers compensation.
The provision to intoxication will not apply, if the employer knew is employee
was intoxicated.
What is a First Report of Injury?
Within how many days must the employer report - answer-When an employer
or self-insurer reports to the commissioner, with sufficient detail, that one of
his employees was injured at work.
Regulations/NH WORKERS COMPENSATION
EXAM 2024/2025 WITH 100% ACCURATE
SOLUTIONS
What is the expiration date of an adjuster's license? - answer-license will expire
on October 1st of the second calendar year after its issue.
How many hours does an adjuster need to take to fulfill the Continuing
Education requirements? - answer-20 hours
Adjusters with workers compensation authority must complete 10 hours of
workers compensation and 10 hours of multi-line.
Adjusters without workers compensation need 20 hours of multi-line credits.
When can the Commissioner suspend & revoke an adjusters license? Value of
fine? - answer-Commissioner may revoke license after notice and hearing and
issue a fine up to $2500.
,What does exclusive remedy mean. - answer-An employee accepts the
provisions of worker compensation and waives all rights of action against the
employer.
A spouse of the employee will also have no action against them.
Employment Covered
Employee - answer-Any person in the service of an employer
Penalty for Failure to Make Payment of Compensation - answer-Commissioner
may issue a $2,500 fine to insurer who fails to pay the claim within 21 days
after notice of a claim has been received.
Are contractors liable for subcontractors? - answer-A contractor who
subcontracts all or any part of a contract must bear the liability of the
subcontractor of that contract for the payment of compensation under this
chapter to the employees of the subcontractor, unless the subcontractor has
secured the payment of compensation as provided for in this chapter.
Are executive officers and members of LLCs excluded? - answer-Any Corp. or
LLC may exclude up to three executive officers or members from the
compulsive coverage requirements.
No exclusion will be valid unless properly filed with the commissioner
, Injury or Personal Injury - answer-Means accidental injury or death arising out
of and in the course of employment, or any occupational disease.
NOT disease / death from stress without physical manifestation
mental injury from discipline
work evaluation, termination
job transfer, layoff, demotion, or any similar action, taken in good faith by the
employer.
What happens if an employee is injured outside of the state? - answer-The
employee will receive workers compensation if he is injured under
circumstances that would entitle him to those benefits.
Will an employer be held liable for injury to a worker caused by intoxication or
serious willful misconduct of the worker? - answer-No, the employer will NOT
be held liable, and the employee will not receive workers compensation.
The provision to intoxication will not apply, if the employer knew is employee
was intoxicated.
What is a First Report of Injury?
Within how many days must the employer report - answer-When an employer
or self-insurer reports to the commissioner, with sufficient detail, that one of
his employees was injured at work.
