TENNESSEE LIFE AND HEALTH INSURANCE
EXAMINATION TEST 2026 LIFE INSURANCE
PORTION WITH VERIFIED ANSWERS
◉ C. Business entity. Answer: A corporation, association ,
partnership, limited liability company, limited liability partnership,
or other legal entity is a :
A. Limited lines producer
B. Insurance producer
C. Business entity
D. Insurance broker
◉ B. 18. Answer: An individual applying for an insurance license in
Tennessee must be no younger than what age?
A. 16
B. 18
C. 21
D. 25
◉ A. 5. Answer: The commissioner must notify an insurer within
_____ days of determining that a producer is ineligible for
appointment.
,A. 5
B. 7
C. 10
D. 15
◉ C. 30. Answer: Any change of address must be reported to the
Commissioner within _____ days.
A. 10
B. 21
C. 30
D. 31
◉ B. 20. Answer: Candidates for an insurance producer's license in
Tennessee must complete how many hours or prelicensing
education per line of authority?
A. 10
B. 20
C. 40
D. 80
◉ B. 180. Answer: A temporary license issued to a representative of
a licensed producer who dies or becomes disabled is valid for up to
how many days?
,A. 120
B. 180
C. 240
D. 360
◉ C. 24. Answer: A license is valid for _____ months unless revoked or
suspended.
A. 12
B. 18
C. 24
D. 36
◉ A. 24. Answer: How many hours of Continuing Education must a
licensed producer in Tennessee complete every 2 years?
A. 24
B. 36
C. 45
D. 60
◉ D. 31. Answer: If the Commissioner denies a license application
for failure to pay child support, the Commissioner must notify the
applicant of such denial within ____ days.
A. 10
, B. 15
C. 30
D. 31
◉ B. Unfair discrimination. Answer: Charging different rates ti
insureds of the same class or hazard company is considered which of
the following unfair trade practices?
A. Boycotting
B. Unfair discrimination
C. Rebating
D. Defamation
◉ D. Boycott, coercion and intimidation. Answer: If a bank will not
grant a loan unless the borrower buys insurance from a specific
company, the bank and insurer are guilty of which of the following
unfair trade practices?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion and intimidation
◉ C. Rebating. Answer: What unfair and prohibited practice involves
the offer of a special premium or favor as an incentive to purchase
insurance?
EXAMINATION TEST 2026 LIFE INSURANCE
PORTION WITH VERIFIED ANSWERS
◉ C. Business entity. Answer: A corporation, association ,
partnership, limited liability company, limited liability partnership,
or other legal entity is a :
A. Limited lines producer
B. Insurance producer
C. Business entity
D. Insurance broker
◉ B. 18. Answer: An individual applying for an insurance license in
Tennessee must be no younger than what age?
A. 16
B. 18
C. 21
D. 25
◉ A. 5. Answer: The commissioner must notify an insurer within
_____ days of determining that a producer is ineligible for
appointment.
,A. 5
B. 7
C. 10
D. 15
◉ C. 30. Answer: Any change of address must be reported to the
Commissioner within _____ days.
A. 10
B. 21
C. 30
D. 31
◉ B. 20. Answer: Candidates for an insurance producer's license in
Tennessee must complete how many hours or prelicensing
education per line of authority?
A. 10
B. 20
C. 40
D. 80
◉ B. 180. Answer: A temporary license issued to a representative of
a licensed producer who dies or becomes disabled is valid for up to
how many days?
,A. 120
B. 180
C. 240
D. 360
◉ C. 24. Answer: A license is valid for _____ months unless revoked or
suspended.
A. 12
B. 18
C. 24
D. 36
◉ A. 24. Answer: How many hours of Continuing Education must a
licensed producer in Tennessee complete every 2 years?
A. 24
B. 36
C. 45
D. 60
◉ D. 31. Answer: If the Commissioner denies a license application
for failure to pay child support, the Commissioner must notify the
applicant of such denial within ____ days.
A. 10
, B. 15
C. 30
D. 31
◉ B. Unfair discrimination. Answer: Charging different rates ti
insureds of the same class or hazard company is considered which of
the following unfair trade practices?
A. Boycotting
B. Unfair discrimination
C. Rebating
D. Defamation
◉ D. Boycott, coercion and intimidation. Answer: If a bank will not
grant a loan unless the borrower buys insurance from a specific
company, the bank and insurer are guilty of which of the following
unfair trade practices?
A. Defamation
B. Unfair discrimination
C. Rebating
D. Boycott, coercion and intimidation
◉ C. Rebating. Answer: What unfair and prohibited practice involves
the offer of a special premium or favor as an incentive to purchase
insurance?
